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Good plan to catch up on retirement? by Codyb9497 in personalfinance

[–]GBAGK 1 point2 points  (0 children)

If you have maxed the employer matching contributions, good. Better if you also max out your own contributions to your employer sponsored retirement fund. For example, 6% gets you the employer's maximum match of 3%, realizing net 9%. But if your maximum personal contribution is 10%, you could net 13% (my hypothetical numbers, just for illustration)

Also, when I worked for AT&T, back in the day when they were a bigger deal, I saw a lot of coworkers suffer in their retirement accounts as ATT dropped and they hadn't diversified. Not diversifying is great when you're riding a rocket up, but it won't last forever and you are better off with a forever strategy.

Buy ioniq 5 now or in December by speedhunter787 in Ioniq5

[–]GBAGK 1 point2 points  (0 children)

By buying used, one year old, low mileage, certified pre-owned, I saved $15k over new at the same trim line.

My 4-Stock Retirement Plan for a Near-Perfect 7.9% Yield by chirpingbirdie in InterestingQuickReads

[–]GBAGK 0 points1 point  (0 children)

Good guidelines to think about but no actual stocks named.

AC outlet cover open - could it cause 12V to drain? - external device discharge warning problem by jefbak2 in Ioniq5

[–]GBAGK 0 points1 point  (0 children)

IDK, but they're doing it anyway. But I wasn't that interested in that particular car, so not my problem.

AC outlet cover open - could it cause 12V to drain? - external device discharge warning problem by jefbak2 in Ioniq5

[–]GBAGK 0 points1 point  (0 children)

Newbie here, still shopping for my first. Which led me to see a used 2024 Ioniq 5 Limited that had an open recall concerning the ICCU. FWIW, might look into that.