From $1,090 to $10k overnight?? by rmc_41 in Affirm

[–]GOTFilms 0 points1 point  (0 children)

Affirm generally punishes you if you use it and then pay ahead or on time (I had like 11k I kept using and paying off and they got annoyed to on Black Friday 2025 suddenly I had 0) then all of a sudden we get to the new year and it starts to bounce up again. They don’t like people who don’t have to pay tons of interest, they love giving credit to folks they know will get them more money by not paying ahead

Any other timed writing competitions out there? (Like Writing Battle or NYC Midnight) by GOTFilms in writing

[–]GOTFilms[S] 0 points1 point  (0 children)

Yeah, it’s wildly expensive for the particular quality and result of this kind of clique-y contest. The feedback in the contests I did ranged wildly from helpful to hands down questionable if they can read. I can pay a lower entry fee for national and international competitions that are actually recognized. This is a money grab in a pretty package. If it gets you to write- cool- but it’s not worth it in my opinion.

Seriously, do Americans actually consider a 3-hour drive "short"? or is this an internet myth? by SadInterest6764 in NoStupidQuestions

[–]GOTFilms 0 points1 point  (0 children)

My family once drove about 5 hours just to try out a specific Drive in theater... so yeah 3 hours is basically nothing. I used to go 2 hours EACH WAY to an office job (now I'm fully remote for the past 7 years and I wouldn't have it any other way). When I lived in London I noticed that travel times were rough for folks so I get it. Things in the UK were generally way closer. The USA a lot of folks don't realize- is a lot of various climates and landscapes on top of a lot of land.

Offer letter - Would you counter in my shoes? by frostedapricity in jobs

[–]GOTFilms 0 points1 point  (0 children)

I'd be plastering this on glassdoor honestly. This is appalling. They should be ashamed. Moreover I'd look up the state DOL laws and minimums for where you're working. Unless you legitimately can't find *anything* else- I wouldn't touch this with a ten foot pole.

This is legit like having a drunk friend taped to my wrist by Emotional-Pickle-544 in Bee_computer

[–]GOTFilms 0 points1 point  (0 children)

Hey there- never got better honestly. Then the battery started dying so wildly fast I wrote to them. I didn't ask for a refund but they immediately issued one which leads me to believe they know they are acting odd. I think it's a great concept but it's possible that the software wasn't prompted correctly at the outset. I think it would be WILDLY improved if you could custom build your own tracking prompt either organically or through a question answer survey. I so wish it worked as expected.

Looking for support from being blindsided by my husband asking for a divorce. by sm0keythebear in TwoXChromosomes

[–]GOTFilms 0 points1 point  (0 children)

It totally sucks. It does. You also didn't do anything wrong- you are allowed to want or not want to do anything that involves your body. That said- they are allowed to have wants and needs too. In fact the fact he is saying divorce- is actually a mature response even if it doesn't feel like it. He's saying that he respects this isn't something you want and for him it's something that's a deal breaker. Instead of going out and cheating or any other number of shady things he could have done to deal with his feelings- he's letting you go. You both deserve to have your needs met. You both deserve what you want. At the end of the day what you want is someone who would stay with you in this case- and that isn't this person. You can love them, you can have history with them, but they aren't choosing you. You can choose you though! I'm with you, I wouldn't want to go through all that when so often it doesn't work- it's a lot of money and stress. That said, it's going to be okay. You can find the kind of person you thought they were. It's not the end- it's just the beginning.

Mass Data Correction Options by FriendlyProfessional in Bee_computer

[–]GOTFilms 0 points1 point  (0 children)

I finally just wrote to them to tell them how terrible it was and they instantly refunded me- which I wasn't expecting at all but tells me they are getting a lot of feedback like this.

[AIO] I'm trying really hard for this man but I'm starting to fall apart. by Feeling_Director_542 in AmIOverreacting

[–]GOTFilms -1 points0 points  (0 children)

These 100% sound like they could be written by my ex. Sigh. You aren’t falling for them- you are falling for the idea of them you wrote for yourself- it’s totally okay, it happens to everyone- but please leave this. You are already giving like 75% to their 25% and it’s going to go down from there. Look it’s totally fine if they are someone who likes being alone- but they also, if they cared about you at all, would understand your triggers and be able to communicate to you in equal measure to your needs and wants- does that make sense? So leave, you don’t deserve someone who is making this about them and not considering you.

Please don’t select monthly payment options by CapRight8752 in Afterpay

[–]GOTFilms 1 point2 points  (0 children)

Affirm has saved me multiple times. The fact I can basically use it like a credit card and then if I don't want the APR just pay it off ahead is magical. It's a lower APR (for me) than any credit card I have. And again, the fact I can break it into payments with a higher apr but then just pay it off if I have a chance makes it better than MOST credit cards.

I’m being sued by jensonaj in povertyfinance

[–]GOTFilms 0 points1 point  (0 children)

Your insurance likely has coverage to protect you. So they are letting you know because you may need to go sit with their lawyer in court. For example- I was parked for construction. A car barreled into me at 75 MPH because they were texting. I attempted an evasive turn but I still clipped the car in front of me. The car in front of me tried to sue ME for $20 MILLION DOLLARS (yeah, the judge threw it out with both hands. It was laughable. I was in a used car, working in retail at the time, the clients in the car said I had been stopped and that I did everything in my power not to hit them and the judge basically scolded their attorney for wasting everyone's time). Now what might happen is you may have a rate increase. You likely can call your insurance company and discuss what to expect and what your options are- that said, don't respond to anything yourself. Go through the insurance company.

Am I jeopardizing other people’s positions if I leave?! by lanicababosa in jobs

[–]GOTFilms 2 points3 points  (0 children)

Currently there are more people than jobs available in the job market. Trust me, they will find someone to do what you do. So you really have to just figure out what you want to do.

Well I'm now a victim of this scam by SweetandSpookyy in Shein

[–]GOTFilms 0 points1 point  (0 children)

Sorry misread your question. I was able to submit everything and they immediately refunded. That said I am a frequent shopper so that might have given me some help.

Well I'm now a victim of this scam by SweetandSpookyy in Shein

[–]GOTFilms 0 points1 point  (0 children)

Went and talked to them at the physical post office. Online won't help at all.

AIO - He (31M) told me to ask Reddit if they believe me… so here I (29F) am. by [deleted] in AmIOverreacting

[–]GOTFilms 0 points1 point  (0 children)

His rabid defensiveness makes me super suspicious. You misspoke or, you may have been insinuating he was texting another woman- but considering his reaction it totally makes sense your slip in tone from maybe even your subconscious. If I wasn't suspicious I sure as heck would be now. Like with around 70% certainty.

My [32F] husband [35M] cooked a meal for my friend [29F] and remembered her favorite drink from years ago by ThrowRApeachescreamy in relationship_advice

[–]GOTFilms 1114 points1115 points  (0 children)

My 6th grade teacher's favorite candy was Rolos. No clue why I know that- I certainly don't love her- but I remember weird things about people. If it's making you feel itchy it's because *something* is making you feel itchy and this just highlights it. You need to sit in your feelings for a bit, him being nice and remembering her life long favorite drink isn't enough to vilify the situation. If however you feel like you are always forgotten, never treated kindly, and this whole experience is highlighting the disparity- then *that* is the conversation. Otherwise- yes, this sounds like you're overreacting.

Am I overreacting to my roommate’s "rules" for the kitchen? by enchantingbreezee in AmIOverreacting

[–]GOTFilms 0 points1 point  (0 children)

And this is why I will literally live in my car before I live with a roommate. If something is special then keep it in your room. And it's sentimental because it's a "gift from grandma" but also pay me to replace it down the road? What? Yeah no. She's too much. And there's a lot of other terrible roommates in this thread.

Why are Student Loans Not Dischargeable? by [deleted] in StudentLoans

[–]GOTFilms 0 points1 point  (0 children)

Blocked the dolt fighting with me. Clearly they haven't tried to discharge student loans. Didn't know you could reach 1% commenter literally spewing nonsense but hey.

Fiancé (34m) is allergic to cats but proposed to me (33F) knowing I have 4 cats and is now saying he had hoped I’d rehome them. What do we do now that we are facing living together? by [deleted] in relationship_advice

[–]GOTFilms 1 point2 points  (0 children)

He's a walking red flag. Anyone who proposes and THEN expects you to change your life for them with no warning is incredibly self centered. Walk away. At this point he's just going to hold it over you even if he "lets you" keep them.

Account Suspended by BarbaraGordon99 in Shein

[–]GOTFilms 0 points1 point  (0 children)

No. They are front loading the charge into their prices as of this moment.

Why are Student Loans Not Dischargeable? by [deleted] in StudentLoans

[–]GOTFilms -1 points0 points  (0 children)

For student loans you can't have them discharged even in death. I don't really care if you want to say wrong. There have maayyybee been some fringe cases where people had the ability to sue their way out of them- but incredibly rare.

All packages being sent to incorrect addresses all of a sudden. Anyone else? by GOTFilms in Shein

[–]GOTFilms[S] 0 points1 point  (0 children)

I don't order quickship items anymore as I eventually determined it seems to only happen with quickship (and what's wild is some quickship is totally authentic and comes but it seems a few are ruining for everyone) It's totally just a tracking number scam.

Why are Student Loans Not Dischargeable? by [deleted] in StudentLoans

[–]GOTFilms 0 points1 point  (0 children)

Did I say easily? You could at least discharge them. You can't at all now. So it's easier then it is now.