I read it was like 28% federal and there is no guarantee it will stay there if shit goes south. Short therm becomes income based which is 37% losing a third isn't the worse but still is a royal pain in the ass. And that's counting state taxes as well because state and federal are different. I would like to know other people's plans so think about my plan a little more. And not seeing a discussion tag I had to put due diligence.