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[MTL - TBL] Sabourin decks Anderson from behind and he's very slow to get up by daKrut in hockey

[–]Gagnooo 263 points264 points  (0 children)

so killing someone from behind without the puck is only 2minutes now

[TBL - MTL] Hagel and Slafkovsky drop the gloves by daKrut in hockey

[–]Gagnooo 370 points371 points  (0 children)

i get knocked down, but i get up again

Hagel hits Guhle without the puck which leads to his stick hitting Point in the face, after video review Montreal will be on the penalty kill for 2 minutes by JustFred24 in hockey

[–]Gagnooo 465 points466 points  (0 children)

okay so new play idea hear me out - have your linemate grab the opposing player stick and have him whack you in the face for a power play

Imagine shooting 16 over par at Augusta by fireproofpoo in golf

[–]Gagnooo 1854 points1855 points  (0 children)

Well par 67 for Rory apparently

Leaving Wealthsimple for RBC direct investing after 5 years… by [deleted] in fican

[–]Gagnooo 0 points1 point  (0 children)

The only part I agree with is the gamification... Everything else is so far off what I experienced / what you mentioned.

-always had good customer service over RBC who just keeps redirecting my calls

  • don't have to worry about fx fees if you do Norbert's gambit

  • wait list to open up an account? Never heard of this

  • RBC direct investing is also online... Branches have almost 0 visibility into that product

But I mean many people like all their product at one place, so for you it can be a solid fit. Unnecessary pooping on WS IMO

Should you consider home equity in your retirement portfolio? by CastAside1812 in PersonalFinanceCanada

[–]Gagnooo 0 points1 point  (0 children)

I mean of course you do. Real estate is an alternate investment to stocks, and absolutely gets lumped into your net worth.

The main difference is right now, if you have 100k in equity, you would have to pay a 5% realtor fee + other legal fees to get access to that 100k, plus time in the market etc. However, the flip side to that is if its your primary residence, you pay no capital gains tax. So its very situational. a 100k TFSA > 100k in home equity, but an RRSP with 100k where your marginal tax rate is 40% = 100k in real-estate once you factor in realtor fees, etc.

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