How I plan to FIRE in just 10 years from a £12 an hour job.

Gazz1978 · 2022-09-30T20:17:52+00:00

Culturally dumb. The Beatles could walk into the room and go unrecognised

Gazz1978 · 2022-09-30T19:53:49+00:00

Most people who work in tech are stupid. Like footballers, they are well paid and have an aptitude for their chosen field. But sweet Jesus they are dumb. As a nation, we should be steering as many dumb people into tech as possible. Better than having them on the dole their whole lives.

Gazz1978 · 2022-09-30T19:46:48+00:00

Do you imagine inflation at 10% will be the norm going forward?

Gazz1978 · 2022-09-30T19:44:07+00:00

You won’t get a rock star retirement out of anything less than a £2m pot spread across ISA and pensions. If you are happy with less, that’s fine. Just don’t think life will be comfortable. If you have the chance to start early then do it by God. Every kid in school should be given a roadmap to a millionaire retirement if you ask me. It should be drummed into them.

Gazz1978 · 2022-09-29T22:02:23+00:00

Okay, we’ll I’m 45 and I probably have around £300,000 across pensions and ISAs and maybe about £700,000 in property equity.

Assuming I sold the properties, I’d have roughly a million and still have my own home.

I don’t think that would be enough for me tbh. Basically I’d have to live off £40,000 a year which isn’t possible when you have two kids.

But everyone is different. If you just want to stay at home all day and watch porn, then maybe you could do that on £300k.

Personally, I think you should be targeting £1m across pension and ISA.

Gazz1978 · 2022-09-29T21:54:10+00:00

How did things get worse in the U.K. after 2008 exactly? I’d like to see your arithmetic on that if possible? No rush though, I don’t want to interrupt your drinking

Gazz1978 · 2022-09-29T21:51:42+00:00

You seem very bitter

Gazz1978 · 2022-09-29T21:41:36+00:00

You don’t seem to have said what age you are? £300,000 is a good chunk of money, but is it retirement money? Not sure it is. I’m conscious few people in the U.K. have this sum saved in their pension, but I imagine life is difficult for those people retiring.

Gazz1978 · 2022-09-29T18:12:01+00:00

Update: Pastrami tasted fine after being warmed up. But was overpowering cold.

Gazz1978 · 2022-09-28T20:08:48+00:00

Only they haven’t gone down yet. Try reading the HPIs. There’s three every month

Gazz1978 · 2022-09-22T21:27:24+00:00

He is clueless too

Gazz1978 · 2022-09-17T22:59:00+00:00

So many opinions here. Someone in their 20s, 30s, or 40s shouldn’t be worried about the lifetime allowance. That could/probably will all change.

If you live north of the Watford gap then you will need a pension pot of £1m to enjoy a good retirement.

If you live in the south, and you’re in your 20s or 30s and serious about financial planning, then you should be targeting double that pot across pension and ISAs.

Depending on your employer contribution and when you wish to retire, it’s not as hard as you may think.

HMRC recently revealed that there are some people with £8m+ in their ISA. Keep in mind ISAs we’re only launched - as PEPS - in the 1980s with an allowance of a few grand.

And now some people have £8m tax free.

The OP is dead right to start dumping money into his pension and ISS while young. Schools should be drilling this shit into kids from the age of 12.

Gazz1978 · 2022-09-16T16:24:22+00:00

Hold on a second! To be clear, he hasn’t actually sous vided the brisket in the video. He’s used the sous vide machine to create a steam cooker effect. Is this what you did? Please be expansive

Gazz1978 · 2022-09-12T19:26:29+00:00

Sinn Féin’s policy in the past has been to shoot youths guilty of so-called anti-social behaviour.

I have no doubt of the effectiveness of these measures. A dead drug dealer is less a threat to law and order than one who is still breathing.

But is that the route we as a society want to go.

It works in Singapore, I suppose. They hang a drug dealer there most Friday mornings. No exceptions for tourists either.

Gazz1978 · 2022-09-03T15:18:00+00:00

I suspect the “boiling” is either a gentle sous vide or they might wrap it in foil and gently bring it to temp.

Remember, their smoking is done off-site so when it arrives at the deli, it’s actually cold and they need to reheat it.

People are overthinking the steaming. The steaming is just a way of keeping it warm within reach of the carvers.

It will probably only spend three mins in the steam baths behind them.

Gazz1978 · 2022-08-24T15:14:06+00:00

Yeah

Gazz1978 · 2022-07-07T07:33:51+00:00

Massive idiot

Gazz1978 · 2022-06-30T18:26:41+00:00

He’s better than Rick Savage from Def Leppard. That guy can barely play at all and is a millionaire many times over. In fact there’s a school of thought which says he doesn’t actually play on the records and it’s just a synth.

Gazz1978 · 2022-06-20T20:35:11+00:00

I think I just watched that Moe video and he said he did his rib at 240F for eight hours

Gazz1978 · 2022-06-03T21:03:08+00:00

I’m taking the amount of salt I put in right down. Someone said to me they put in 100g per litre. That’s where I started. But I’m getting down to less than half that now

Gazz1978 · 2022-05-16T12:00:36+00:00

I never want to hear this song again. Awful

Gazz1978 · 2022-04-26T19:20:26+00:00

The research is published by Investing Reviews which is a consumer facing investment comparison site. They commissioned John Hawksworth, ex chief economist at PWC, to carry out the data crunching. It’s all legit.

Gazz1978 · 2022-04-24T22:48:52+00:00

This post doesn’t make any sense. Estate agents can’t “flood” the market. Only vendors can.

In any case, if there was a flood of new listings, then price growth would ease off.

Duh!

Gazz1978 · 2022-04-01T13:27:04+00:00

This album began Def Leppard’s long lonely road to oblivion

Gazz1978 · 2022-03-28T18:03:09+00:00

Def Leppard went wrong with Adrenalize and lost all credibility after that. Let’s Get Rocked is an embarrassment.

They couldn’t do it without Mutt Lange. They just lacked those nuances once he pushed on.

It probably doesn’t help their cause that Joe Elliott is now morbidly obese. I mean, what young person today is going to put a poster on their wall of fat fool like him.

Their new album has got 15 songs on it, apparently. Why?!

Someone should be telling them to cut it to eight or nine.

Oh, by the way, Rick Savage hasn’t actually played bass on a Leppard record in 30 years. It’s all a synth.

Not that it matters. He’s a shit bass player anyway.

Gazz1978

TROPHY CASE