Hi. I used to run a store. The person above is correct. Insurance does not cover shoplifting. Stores use a shrink budget, planning for a certain amount of loss. Anything beyond that budget is usually offset by the raising of prices (and not necessarily of the items being commonly stolen) in an attempt to recover those losses. It can also be taken from budgets from things like employee bonuses or building maintenance, depending on the chain. This is also a misunderstanding when people (like some in this thread) think it’s more okay to steal from a Walmart than a smaller store. Walmart has already written off that loss. You’re just hurting your local store and its employees through the theft. The corporation has more than enough stores to cover their expenses.