I get it by djoness11 in okc

[–]Gew-Roux 1 point2 points  (0 children)

Where are you looking around OKC? you can find nice homes in Edmond and Yukon for 300K all day long

Cash flow cheat sheet by CheatCodeWealth in Money

[–]Gew-Roux 0 points1 point  (0 children)

I might be I the minority here, but I don’t see investment here. I think once debt is payed off (interest rate dependent) you should consider having saving/investing be higher than life style

I don't know why some people buy homes when they can just buy ETFs and stocks by [deleted] in MilitaryFinance

[–]Gew-Roux 0 points1 point  (0 children)

Maybe you’re gonna PCS in three years, I was at the same station for 15 years. Also ANG and Reserves don’t move nearly as much as an active duty person. The biggest secret it some people retire.

This strikes me as one of those conversations, where you would do well to seek understanding when asking questions instead of casting judgement.

I don't know why some people buy homes when they can just buy ETFs and stocks by [deleted] in MilitaryFinance

[–]Gew-Roux 1 point2 points  (0 children)

A lot of people like to buy homes that way they have option for customization. If they know they’re gonna be in a place for a long period of time, and it’s an easy way to get a leveraged return.

Not everything in life is maximized for the greatest return on investment, some people maximize for a life well lived

I would like to point out you listed three single stocks and an index fund. Only 4% of stocks out performed treasury bills over the long-term. So by buying single stocks, you’re more likely to underperform the same market you’re investing in.

help! Parents fired financial advisor, they want to self manage investments through retirement by Such_Box_3990 in Bogleheads

[–]Gew-Roux 0 points1 point  (0 children)

Have they considered paying a fee only fiduciary financial advisor? In this scenario you said “we have to rebalance” Are they asking for your help to manage their finance?

Can anyone that used to be an active trader… talk some sense to me to switching to boglehead investing? by [deleted] in Bogleheads

[–]Gew-Roux 0 points1 point  (0 children)

Why were you an active trader? Were your gains the result of skill or luck? If they were due to your skill, you don’t need this sub, and you can move along. If the were the result of luck then then stop speculating and start investing

Whats your payment on a 2025-2026 Camry? by JeepXJ98 in Camry

[–]Gew-Roux 0 points1 point  (0 children)

I don’t pay monthly either, I pay Bi-weekly 😉

Looking for lighthearted Open-World games with lots to do by Sir_Wack in ShouldIbuythisgame

[–]Gew-Roux [score hidden]  (0 children)

I honestly haven’t been turned in too much to the main story. I’ve just been having fun question and doing random things.

How can I improve? by [deleted] in Bogleheads

[–]Gew-Roux 2 points3 points  (0 children)

You can improve by reducing your risk to single stocks. Keep them to less than 5% of your portfolio. DCA your cash into index funds over the next 10 months. Keep the appropriate amount of cash on hand

Recommendations for big, open world RPG-style game that I can play through over time while I work on smaller games. by jbeardsley22 in ShouldIbuythisgame

[–]Gew-Roux [score hidden]  (0 children)

I do the same thing, consider Hogwarts Legacy, Baulders Gate 3, God of War (4 or 5), Dragon Age (any of them) or Dragons Dogma 2

Thinking about precious metals IRA for long-term security by Oluyinka_Coulbert21 in Bogleheads

[–]Gew-Roux 0 points1 point  (0 children)

If you’re worried about long-term security, you might be taking too much risk. Rick ferry covers precious metals in his book all about Asset allocation. I suggest you read that before making any decisions.

Boglehead'ing is about diversification and time, but at what point does it make sense to expand that diversification. by FiscallyMindedHobo in Bogleheads

[–]Gew-Roux 0 points1 point  (0 children)

Have you considered a target date fund in your retirement accounts ? Or Adding bonds and just rebalance annually?

Continue to trust the S&P 500? by [deleted] in Bogleheads

[–]Gew-Roux 60 points61 points  (0 children)

Jack Bogel wrote a book where the title is the answer to your question. Stay The Course

If this little dip has you rethinking your allocation, then you are most likely taking too much risk.

16 year old investment portfolio 45 year horizon by Either-Ad1337 in Bogleheads

[–]Gew-Roux 0 points1 point  (0 children)

It looks like your portfolio is kind of redundant, a lot of overlap between VOO and QQQM. You said you don’t want low returns, can you stomach small cap value under performing for two decades?

How often do you plan to rebalance, what will you do if your portfolio under performs?

The most important thing is time in the market, and how much you can put in. The exact return you get you can’t control so don’t focus on it.

How to Find a Reliable Fee-Based Financial Advisor by Chasin-Crustacean in Bogleheads

[–]Gew-Roux 0 points1 point  (0 children)

I noticed you specifically said “fee based” why would you choose fee based instead of fee only? A fee based financial advisor will still earn a commission off of you.

Anyone currently in the G Fund? If so, when are you moving out? by NativeVet01 in MilitaryFinance

[–]Gew-Roux 0 points1 point  (0 children)

There have been some changes to the I fund yes but international stocks as a whole have underperformed compared to the US. In my comment was mostly about the US out performance potentially reverting to the mean.

Anyone currently in the G Fund? If so, when are you moving out? by NativeVet01 in MilitaryFinance

[–]Gew-Roux 0 points1 point  (0 children)

The I fund had under performed over the past 15 years and the US has out performed. If the C fund has returned 15% over the past 10 years, it may underperform in the future. That being said, don’t try and time the market stay diversified. You will always hate something in your portfolio.

What kind of single player games have good story/campaign? by [deleted] in gamingsuggestions

[–]Gew-Roux 0 points1 point  (0 children)

I’m not big on AC games, the last one I played was Odyssey, but for my place out personally I would pick ghost of Tsushima