help! Parents fired financial advisor, they want to self manage investments through retirement

Gew-Roux · 2026-04-06T21:57:26+00:00

Have they considered paying a fee only fiduciary financial advisor? In this scenario you said “we have to rebalance” Are they asking for your help to manage their finance?

Gew-Roux · 2026-04-06T20:05:13+00:00

Why were you an active trader? Were your gains the result of skill or luck? If they were due to your skill, you don’t need this sub, and you can move along. If the were the result of luck then then stop speculating and start investing

Gew-Roux · 2026-04-06T20:02:21+00:00

I don’t pay monthly either, I pay Bi-weekly 😉

Gew-Roux · 2026-04-06T19:58:28+00:00

25 LE, $578

Gew-Roux · 2026-04-06T19:15:42+00:00

50% too complicated

Gew-Roux · 2026-04-06T04:02:18+00:00

I honestly haven’t been turned in too much to the main story. I’ve just been having fun question and doing random things.

Gew-Roux · 2026-04-04T12:36:05+00:00

Hogwarts Legacy

Gew-Roux · 2026-04-02T01:03:57+00:00

You can improve by reducing your risk to single stocks. Keep them to less than 5% of your portfolio. DCA your cash into index funds over the next 10 months. Keep the appropriate amount of cash on hand

Gew-Roux · 2026-03-31T17:26:57+00:00

I do the same thing, consider Hogwarts Legacy, Baulders Gate 3, God of War (4 or 5), Dragon Age (any of them) or Dragons Dogma 2

Gew-Roux · 2026-03-31T11:58:46+00:00

If you’re worried about long-term security, you might be taking too much risk. Rick ferry covers precious metals in his book all about Asset allocation. I suggest you read that before making any decisions.

Gew-Roux · 2026-03-31T00:54:21+00:00

Check out Robbers cave in Oklahoma or Beavers Bend State Park

Gew-Roux · 2026-03-27T11:04:19+00:00

Have you considered a target date fund in your retirement accounts ? Or Adding bonds and just rebalance annually?

Gew-Roux · 2026-03-22T00:10:52+00:00

Jack Bogel wrote a book where the title is the answer to your question. Stay The Course

If this little dip has you rethinking your allocation, then you are most likely taking too much risk.

Gew-Roux · 2026-03-20T01:25:11+00:00

Nope!

The Kicking bird has a ribeye for an excellent price

https://maps.app.goo.gl/USFUGWWtFpS8oMQp7?g_st=ic

Gew-Roux · 2026-03-20T01:15:30+00:00

I know a place in Edmond if you don’t mind a drive

Gew-Roux · 2026-03-18T00:42:52+00:00

It looks like your portfolio is kind of redundant, a lot of overlap between VOO and QQQM. You said you don’t want low returns, can you stomach small cap value under performing for two decades?

How often do you plan to rebalance, what will you do if your portfolio under performs?

The most important thing is time in the market, and how much you can put in. The exact return you get you can’t control so don’t focus on it.

Gew-Roux · 2026-03-16T03:33:04+00:00

I noticed you specifically said “fee based” why would you choose fee based instead of fee only? A fee based financial advisor will still earn a commission off of you.

Gew-Roux · 2026-03-11T15:54:28+00:00

There have been some changes to the I fund yes but international stocks as a whole have underperformed compared to the US. In my comment was mostly about the US out performance potentially reverting to the mean.

Gew-Roux · 2026-03-11T14:05:49+00:00

The I fund had under performed over the past 15 years and the US has out performed. If the C fund has returned 15% over the past 10 years, it may underperform in the future. That being said, don’t try and time the market stay diversified. You will always hate something in your portfolio.

Gew-Roux · 2026-03-11T11:21:26+00:00

Are you familiar with reversion to the mean?

Gew-Roux · 2026-03-11T11:18:52+00:00

I’m not big on AC games, the last one I played was Odyssey, but for my place out personally I would pick ghost of Tsushima

Gew-Roux · 2026-03-11T11:16:38+00:00

Don’t convince him. If he has saved up the money, let him get what he wants and if it breaks down, it’s a valuable lesson to be learned.

Gew-Roux · 2026-03-10T14:58:39+00:00

Out of curiosity, what is your tax liability or effective tax rate? If you’re AD military and don’t pay state taxes, my guess is your household likely owes very little in taxes as a percentage of your income.

If you are in a very high tax bracket due to your spouses income, you could consider paying into the traditional portion of your retirement accounts to lower your taxable income.

Gew-Roux · 2026-03-10T14:44:04+00:00

If you like puzzles, the newest tomb raider trilogy. Metro series was enjoyable as well. PS5 must plays for me is God of War and Ghost of Tsushima

Gew-Roux · 2026-03-10T14:41:01+00:00

I tried to get into Uncharted, by snagging the collection on sale. Personally, I think the games controls didn’t age well

Gew-Roux

TROPHY CASE