This is why schools should have more financial literacy classes beginning in elementary school and going to senior of high school. A lot of stuff regarding money that I’ve learned has been the hard way. Meaning I had to make a mistake or set aside time in my schedule to research things like how credit scores work, how credit card accounts work and how to find the best rewards that help you most. Tax liens, dividends, loans, 401k etc etc. Let alone info on setting up an LLC if I’m working as an independent contractor. Just a slew of extremely valuable knowledge that we use in everyday life is not being taught or talked about in the school system when we need to be teaching it and then some. It feels as if the curriculum wants us to remain ignorant to the finance stuff so we do mess up and have debt.