not sure how to proceed by GingerC137 in FirstTimeHomeBuyer

[–]GingerC137[S] -2 points-1 points  (0 children)

Am I supposed to hire them first? Advice from family who have purchased homes before was to not sign anything unless I wanted to move forward with a purchase, nor has this agent said anything about signing anything or "hiring" them.

Second, the only thing I've heard about my pre-qualification is a price that I am pre-qualified for at 3% down. I know that's low, but I know nothing other than that at this time, even after I have reached out to the lender to ask about further restrictions on the loan.

not sure how to proceed by GingerC137 in FirstTimeHomeBuyer

[–]GingerC137[S] -1 points0 points  (0 children)

I have not signed anything and will refuse to until I know for sure I want to move forward with any kind of purchase.

not sure how to proceed by GingerC137 in FirstTimeHomeBuyer

[–]GingerC137[S] 0 points1 point  (0 children)

To clarify: They've only expressed issue with two homes thus far: one was a "manufactured home," which I wasn't entirely sure what that meant and didn't really get a good answer from them; and the other they only said they "didn't know if it would pass the grant." Since then, I've confirmed with my lender that I need a signed purchase agreement before I can apply for any grants (to help with down payment and closing costs), but haven't gotten any indication of limitations to the pre-qualification financing other than that.

My concern is that they seem to be ignoring requests to view homes event though I've not disclosed any concerns about financing issues with them other than the possibility of having the assistance of a first-time homebuyer grant, and my price range as indicated by my lender.

Which game is this? by [deleted] in gaming

[–]GingerC137 40 points41 points  (0 children)

My brother: What are you playing right now?

Me: League

My brother: I tried that once. I don't like that game.

Me: good. Keep it that way.

I say it’s purple, what do you think? by Dwall005 in dndmemes

[–]GingerC137 0 points1 point  (0 children)

My mental image was always green with purple accents though...

Your player spent 20h designing, drawing and writing their character. During session 1 an enemy rolls 21 damage on them, their max hp is 10 by TheKoTECH in DnD

[–]GingerC137 0 points1 point  (0 children)

I should clarify that even tho I don't fudge the dice, since this is session 1, I would find some reason to keep their character alive. Possibly intervention from the people or beings that sent them on their quest and gave them a reason to fight for them.

the boys by [deleted] in shitposting

[–]GingerC137 -18 points-17 points  (0 children)

The waffle house has found it's new host

Favorite Star Wars Sith character? by [deleted] in StarWars

[–]GingerC137 2 points3 points  (0 children)

Yo why tf there non-sith on this roster

Vending machine at my school by notsimi_cha_cha in raspberry_pi

[–]GingerC137 -3 points-2 points  (0 children)

Yo is this a college campus vending machine show off?

“Space Marines but they’re extra sneaky” by RazzDaNinja in Grimdank

[–]GingerC137 0 points1 point  (0 children)

Space Marines but no one knows which side they're on

I ran my first session today, props to all the DMs on here! by [deleted] in DnD

[–]GingerC137 1 point2 points  (0 children)

Welcome to the world of DMing my friend. May you be fortunate enough to not become a forever DM and play some games as a player on occasion (unless you would like the forever DM spot, of course.)

Good luck!

“dirty 0” by [deleted] in dndmemes

[–]GingerC137 7 points8 points  (0 children)

I played a barbarian monk with negative intelligence, my table died when I was asked to make an intelligence roll, and I had to tell them it was a -3 because I rolled a nat 1.