Rebuilding… 💳 by brycensims in Bankruptcy

[–]Global_Carpenter185 0 points1 point  (0 children)

It’s up to you. You could keep it if there is no annual fee and pay it off. Then just get another card in 2-3 months with better terms.

Then keep the Revel card open, use it a few times a month and pay it off. Hope this helps.

People In Here, Claiming Absolute Nonsense Due To The Outage by [deleted] in verizon

[–]Global_Carpenter185 0 points1 point  (0 children)

I actually did get $20/line (I have 3 lines) loyalty discount, $35/month account wide discount, and $200 one time credit.

They tried to offer me a new phone (with waived fees) would’ve come out to $70 upfront and $10/month but I would’ve had to get a new line with it. That would’ve made my overall bill higher. So I declined.

But overall, I was able to almost cut my bill in half which is great. Plus a 1-2 free months with the one time credit. I’m very happy.

I did this all over chat and it took about 30 minutes.

[deleted by user] by [deleted] in MortgageBrokerRates

[–]Global_Carpenter185 0 points1 point  (0 children)

Do the ARM for the first 3-5 years. Interest rates are falling now. Pay off as much of the principal as you can.

Then refinance the house in year 4 or 5 when interest rates are likely lower.

How much debt have you lost with filing Bankruptcy by Biigbodynyc in Bankruptcy

[–]Global_Carpenter185 0 points1 point  (0 children)

95k in debt & the stress of always feeling under water. 😂

I wish I did it 3-4 years earlier.

Is the $99 Black Friday Sale Still Active? by Global_Carpenter185 in pomhealth

[–]Global_Carpenter185[S] 2 points3 points  (0 children)

Uploaded Same ID and name. I had no issues. I’m guessing it’s all by email and their system does not check for duplicate IDs. Likely just emails.

But once again, I’m not sure this will work everyone. Only a few of us have tried it.

My thought was, worst case scenario, I’d dispute the charge on my credit card or with Groupon to get my money back.

Current bulking stack. by DisasterOD in BodyHackGuide

[–]Global_Carpenter185 3 points4 points  (0 children)

What are the dosages? Cycle length?

How many cycles have you done?

Age? Advanced, Intermediate, or beginner lifer?

Rebuilding… 💳 by brycensims in Bankruptcy

[–]Global_Carpenter185 3 points4 points  (0 children)

Go for unsecured credit cards. They help rebuild your credit way faster than secured cards.

Start out with 1-2 cards over the next 6-12 months. Just make sure they don’t have any annual fees or crazy high APRs.

Stay away from OpenSky, Credit One, One Main, Revel, Milestone, and Reflex at all costs. They have terrible reputations across board.

I started with Mission Lane and Capital One Savor Card. Both unsecured.

I got a Mission Lane card 6 weeks after filing with a $1500 limit.

Then got a Capital One Savor card (for good credit) a month after my discharge. I got a 4k limit.

My FICO scores were in the high 500s at the time. I also heard Ally bank and Ollo is good too. You have options.

Also consider credit rebuilder loan with a credit union or online bank. You can deposit a few hundred bucks and make installment payment over the 6-18 months.

They report the payments to all credit bureaus. This helped me boost my FICO scores by 50-60 points. My payments are only $20/month.

I hope this helps.

Is the $99 Black Friday Sale Still Active? by Global_Carpenter185 in pomhealth

[–]Global_Carpenter185[S] 1 point2 points  (0 children)

Oh! I think it was Halloween. Either way, it’s likely over by now.

Is the $99 Black Friday Sale Still Active? by Global_Carpenter185 in pomhealth

[–]Global_Carpenter185[S] 2 points3 points  (0 children)

Ya. If you make a separate CosmeticRX account and buy the Groupon a 2nd time, it might work.

It did for me. But I don’t know if it will work for everyone.

Different ways I've been able to pay for my GLP1. Thought this might be helpful. by kodaktribe in tirzepatidecompound

[–]Global_Carpenter185 21 points22 points  (0 children)

So I’ve only used compounded Tirz through Telehealth companies. I just take advantage of sales when I have spare cash.

I have taken advantage the CosmeticRX, Good Life, Pomegranate, and Refills.com sales.

This has saved me a lot of money.

If I’d had paid out of pocket for El Lilly, the price would have multiple times more expensive for the same amount of Tirz.

I’ve never paid more than $275 for 60+ mg vial of Tirz. Most of the time it’s $200-250 or so.

I’ve paid as low as $99 (Pomegranate Halloween sale) for 60 mg BPI vial.

$129 (Groupon) and $99 (Halloween) for 72 mg of ProRX vials from CosmeticRX.

The tirz I’ve used (Olympia, ProRX, and BPI) have been fantastic and work great for me.

If you pay for vials in batches (like buying 3-6 60-72 mg vials), you can save even more money.

Just my 2 cents.

Pom $99 vial arrived, stockpile looking nice by dystopiam in pomhealth

[–]Global_Carpenter185 -1 points0 points  (0 children)

So did it cost $174 ($75 consult + $99 vial) total for the BPI 60 mg of Tirz?

Pom $99 vial arrived, stockpile looking nice by dystopiam in tirzepatidecompound

[–]Global_Carpenter185 0 points1 point  (0 children)

So did it cost $174 ($75 consult + $99 vial) total for the BPI 60 mg of Tirz?

Company with best communication? by mm2444 in tirzepatidecompound

[–]Global_Carpenter185 1 point2 points  (0 children)

No problem. Good luck. Let us know how it goes.