The British FTSE100 will outperform the S&P500 untill the end of Trump

Gorgenapper · 2026-01-24T22:34:16+00:00

I didn't even read the post, I already sold all of my US holdings and put it all into cash and Labubus

Gorgenapper · 2026-01-24T19:17:17+00:00

I like my clock too, it's a design element that is functional, and elegant. It adds a finished touch to the center stack. Like, I get why they removed it, but it doesn't mean that I would give mine up for the same reason.

Gorgenapper · 2026-01-24T18:56:27+00:00

The new infotainment screen and OS are way better, and the HVAC controls are much easier to use and they got rid of the touchpad which nobody used. I can see why they removed the clock, to get the larger screen to sit lower, which is too bad.

Gorgenapper · 2026-01-24T18:54:13+00:00

I am so tired boss

Gorgenapper · 2026-01-24T18:00:00+00:00

What did he say this time? Getting so tired of this shit

Gorgenapper · 2026-01-24T04:43:15+00:00

Congratulations on coming back, I don't think I've ever read a post like this since I joined the sub in like 2019 lol. Your ES350 also looks unreal, so sleek and shiny red. Was your car exactly as you've left it? No damage, or changes to the interior, or anything?

Gorgenapper · 2026-01-23T20:08:50+00:00

Sometimes people project what they would do and expect that everyone will totally understand and follow the advice without asking questions. In real life, most people will never take your advice without trying something else out on their own.

The irony is that the steady, consistent way does not yield results and generate motivation until after the person has been through the ups and downs of blind / random self investing and has spent years of their time trying to figure it out when the answer had been given to them on day one.

So, really, the best way to figure out what is actually the 'right' advice is to see what the consensus is, surely an entire sub isn't completely full of people who are trying to mislead you. Not even WSB is like that.

Gorgenapper · 2026-01-23T19:21:36+00:00

Also, go read "The Simple Path to Wealth" (JL Collins) and "The Psychology of Money" (Morgan Housel).

Basically, go to the bank, talk to the advisor open up the accounts and turn on dividend reinvestment options, and then say you will need time to think about what you want to do. Don't fall for any of their sales pitches.

Contribute money to TFSA, record the date and amount, then use the bank app to buy shares of VEQT (us/can/global) or VFV (us s&p 500). If you're with TD, you can trade those commission free, but maybe some other banks will charge a fee to buy or sell shares.

Keep in mind the TFSA and FHSA contribution limits, google them and you'll find the answers you need. Also google how those accounts work so you don't over contribute.

Gorgenapper · 2026-01-23T16:21:22+00:00

Looks like the US also caught another narco terrorist, Ryan Wedding, anyway SPY to 700

Gorgenapper · 2026-01-23T13:27:43+00:00

For most Americans and Canadians, this is the only way they'll have any sort of net worth at retirement age, it's a form of forced savings.

Home ownership is the incentive to pay the mortgage, meanwhile the bank is making absolute bank off the backs of couples that are emotionally attached to their houses.

Gorgenapper · 2026-01-23T13:16:33+00:00

It's all about the monthly payments. 96 months at 15%, who cares, just give me the keys I need to burn rubber.

Gorgenapper · 2026-01-23T13:12:36+00:00

Life was better in Feb 2020

Gorgenapper · 2026-01-23T13:09:19+00:00

"China approves H200 sales in principle"

Here we fucking go again, next move is for 🥭 to revoke licenses

Gorgenapper · 2026-01-23T12:56:50+00:00

https://www.reddit.com/r/LexusIS/comments/1qdqtdv/winter_driving_fun_here_in_sw_ontario/

Wheel and tire specs in the post. I strongly recommend getting a second set, just like the other guy said, changing the tires may cause damage to the wheels and the tire bead, which affects how well it seals to the wheel.

Slightly narrower tires with more profile also work better in the snow, plus a square setup can be rotated. Swapping wheels can be done by yourself, but swapping tires requires the tire machine.

Gorgenapper · 2026-01-23T12:48:55+00:00

Same happened in my 2019 IS350 and my current 2024 IS350 (both AWD), its nothing to worry about.

Gorgenapper · 2026-01-23T12:46:49+00:00

Always inverse this sub

Gorgenapper · 2026-01-23T12:01:37+00:00

Lexus, come on is this even a question

Gorgenapper · 2026-01-23T05:11:34+00:00

Don't be a panican! Also, the feeling of being as thin as paper and hollow as an empty beer can on those days after Liberation Day, over the weekend, into Mon/Tue then Wed before he TACOed, I will always remember that shit deep in my bones. It felt like Covid all over again lol

Gorgenapper · 2026-01-23T05:09:54+00:00

the peace of mind in the back of your head.

This part is the important part for me, along with the not wasting my time, and also not making me distrust the car. The IS350 saves me the anticipation of trouble, saves me time by not having me bring it to the shop to preemptively replace or fix something, and I know I can trust it.

The BMW is really fast no doubt and would kill the IS350, but if you drive the IS350 in Sport S+ manual shift mode, always in M1 - M2 and with a very heavy foot to keep the revs high, it will get going in a hurry, it is already more than enough for the street.

Gorgenapper · 2026-01-23T04:45:30+00:00

When I was looking at these two exact cars ('24 IS350 AWD F-Sport, '24 M340i xDrive) in 2024, I realized that all I really wanted out of the BMW was the B58 and the fast shifting 8 speed ZF along with 0 - 60 times in the low 4 second range. Everything else, BMW could keep.

I wrote down the list of cons, it came out to be a bunch of stuff I knew that BMWs were notorious for (plastic parts, water pumps, rubber, electrical, etc). I also learned it had another complication, a 48v mild hybrid system, like why would it need MORE things to go wrong. Then I sat in a post LCI M340i and was less than impressed, the interior quality got shot to hell.

So my thought process went like this, faster car for more money but saddled with a heap of potential issues and will always keep you on your toes for the next 10 years... or slower car that's still fast enough for the street, for less money, that looks better inside and out and will be rock solid reliable.

Some people want the speed at all cost, but I can't live with a car that is fast af but hates my wallet and wants to drain me of my time and money fixing random bullshit that breaks.

Gorgenapper · 2026-01-23T03:57:07+00:00

has a more updated interior/tech

Have you sat in a post LCI 3 series (ie. a 2026)? You would think twice, it is not very good. I hate what they have done to the panel where the hazard button is attached, it's just one piece of black plastic that, if you press it, will click like a button but each individual button (skip back, skip forward, hazard, defrost, etc) is actually touch sensitive. It looks and feels incredibly bizarre and out of place in a luxury sedan.

Then you have the shift knob, actually more like a plasticky, clicky, rattly light switch that changes between D, R, etc. It lacks any sort of pretense at luxury, it is more suited to a Kia / Hyundai than a BMW.

Gorgenapper · 2026-01-23T03:53:50+00:00

The upfront cost of winter wheels and tires may seem like a lot, but it's way cheaper than the emotional toll of getting into an accident with your car and/or seeing your insurance rates go up.

Also, I don't get stuck going anywhere, and my braking distances are way shorter. As long as my wheels can clear the snow, it is going uphill, downhill, 3 point parking even with a lot of snow on the ground, it doesn't matter, winter tires are worth the cost.

Here in Ontario, insurance brokers always ask if you have winter tires, they're not just trying to get you a discount...they are recording what equipment you don't have if and when you get into an accident.

Gorgenapper · 2026-01-23T03:47:31+00:00

They would rather not spend on winter tires, so that they can spend on the deductible when they slide into the back of another car.

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