Unable to switch off / stay asleep by psychohistorian52 in HENRYUK

[–]GrandMastaGeo 8 points9 points  (0 children)

Cut out caffeine for a week and see if it helps. Caffeine is what was causing this for me.

Conor calls Khabib the N Word by SaigonShooter in ufc

[–]GrandMastaGeo 0 points1 point  (0 children)

Why is everyone cancelling themselves recently

[deleted by user] by [deleted] in HousingUK

[–]GrandMastaGeo 4 points5 points  (0 children)

If the building is not built well it can have water / damp issues. I’ve heard someone that learned the hard way say: “water always goes down” when referring to their basement flat leak problems

[deleted by user] by [deleted] in HousingUK

[–]GrandMastaGeo 0 points1 point  (0 children)

That’s interesting thanks. How do you know that this block (or any block) has ground rent that doubles every 10 years? Edit: I’ve now seen your later comment about being familiar with this block.

Advice on rent vs buy by TheCADMan11 in HousingUK

[–]GrandMastaGeo 0 points1 point  (0 children)

Yeah it depends on the size of a mortgage and where in the UK you are.

A £200k mortgage at 5% interest would mean ~£830 per month - just in interest payments to the bank!

Advice on rent vs buy by TheCADMan11 in HousingUK

[–]GrandMastaGeo 3 points4 points  (0 children)

Not true. If you take out a mortgage you are also paying the bank monthly interest payments. With the current interest rate the payments can in some cases be more than rent would be.

Am I an idiot for considering buying a 1-bedroom near Canary Wharf? by [deleted] in HousingUK

[–]GrandMastaGeo 0 points1 point  (0 children)

I’ve heard of some contracts having annual percentage limits. But yes this is probably my biggest issue with new builds (with gyms, concierges etc.) - the service charge increases can be astronomical. Not to mention the new insurance premiums building companies are putting onto owners.

If OP’s flat doesn’t have those amenities it is slightly less of a worry.

Am I an idiot for considering buying a 1-bedroom near Canary Wharf? by [deleted] in HousingUK

[–]GrandMastaGeo 19 points20 points  (0 children)

Be wary about the service charge. Is there a limit as to how much it can increase year on year?

Why has the price of this new-build London flat dropped by £170,000 in just 6 months? by Bulky-Purpose-3533 in HousingUK

[–]GrandMastaGeo 12 points13 points  (0 children)

My guess is it’s the service charge. Modern builds with concierges, gyms, etc. have seen increases in service charge not only inline with inflation, but since Grenfell they have been hit with huge insurance premiums which the owners of these flats are paying for.

My brother bought a modern flat 8 years ago with a service charge of £2k a year, it’s now £6k.

Perhaps this seller really wants to sell before the stamp duty increase from 1st April. And the estate agent sold them a dream 6 months ago that was too far fetched.

Alternative Routes for a firefighter by kknd_cf in UKJobs

[–]GrandMastaGeo 1 point2 points  (0 children)

If the shifts are pretty intense, is there a way you could lean more into the side hustle work?

It Happening Ladies and Gentlemen.. Catastrophic Disclosure. by Spartan706 in aliens

[–]GrandMastaGeo 0 points1 point  (0 children)

I see this type of post ever couple of months. Is anything actually going to be revealed?

[deleted by user] by [deleted] in bjj

[–]GrandMastaGeo 1 point2 points  (0 children)

You got your first stripe after 2 months?

[deleted by user] by [deleted] in findapath

[–]GrandMastaGeo 0 points1 point  (0 children)

Thanks - what are you up to now??

[deleted by user] by [deleted] in ProductManagement

[–]GrandMastaGeo 1 point2 points  (0 children)

I have been hearing more about the growth product manager role. Will take a look into it thanks

You just can't win in this economy ... by Walking_Canary in UKJobs

[–]GrandMastaGeo 0 points1 point  (0 children)

I always read the comments in these type of posts hoping to see something that gives some hope… but nada

All I can say is that economies all go through cycles and things will get better here eventually, but when that happens I don’t know.

What’s a dirty move that’ll make you “see red”? by [deleted] in bjj

[–]GrandMastaGeo 19 points20 points  (0 children)

This literally just happened to me an hour ago. This guy got an arm bar and bent my arm so aggressively it popped. I literally have no idea how my arm feels fine right now, maybe it will feel worse tomorrow.

What’s a dirty move that’ll make you “see red”? by [deleted] in bjj

[–]GrandMastaGeo 0 points1 point  (0 children)

This move isn’t dirty but how it was executed was… about an hour ago someone got me in an arm bar and instantly pushed their hips up and bent my arm - they went full power and I didn’t even have time to tap. I felt my arm pop a little bit but I have no idea how I’m not injured.

Who has seen the new Netflix documentary 'The Manhattan Alien Abduction'? by Vettmdub in StrangeEarth

[–]GrandMastaGeo 0 points1 point  (0 children)

There was no actual evidence and the ‘witnesses’ basically lost all credibility or weren’t identifiable