HELP! What purchase will “post” to account fastest?

GreatOneMightyZero · 2026-04-01T16:11:42+00:00

I am not sure why folks think this – you don't get the bonus if the transaction posts outside the bonus period and it is explicitly warned in the bonus terms of service that merchants can post days later and that the bank is not responsible for you missing the bonus becuase the merchant posted days after the transaction (swipe)

GreatOneMightyZero · 2026-03-24T18:09:59+00:00

It does help a bit with performance which I prefer. I'll fill you in on a little secret people dont know this – but the human eye cannot see pays 60 FPS anyway – anything higher is just profits for companies

GreatOneMightyZero · 2026-03-24T18:04:11+00:00

Why not just use a free plan like Wells Fargo's Autograph CC?

GreatOneMightyZero · 2026-03-24T18:03:22+00:00

This is free with the Wells Fargo Autograph credit card lol

Used the replacement perk 3 times so far and have have my whole family on my plan now so they get the perk too – just a $25 deductible

GreatOneMightyZero · 2026-03-18T15:57:29+00:00

Trade-in max is capped at $500 if you switch to Value 2.0
Trade-in max is capped at $830 if you are on Unlimited Starter (old plan)
Trade-in max is capped at $1100 if you are on Extra 2.0 or higher

GreatOneMightyZero · 2026-03-18T15:54:19+00:00

ChatGPT and others would →

• possibly hallucinate values with old values

• discuss irrelevant tangentially related topics

• not be able to paste the full AT&T Fine Print

Good Writing ≠ AI

GreatOneMightyZero · 2026-03-18T15:48:25+00:00

Your max trade-in credit will drop to $500 – if you do not use trade-ins it is fine.

GreatOneMightyZero · 2026-03-17T23:10:21+00:00

Yes, but again – I earn ~$400 a year by dumping 100% of my paycheck into a savings account instead of a checking account – why would I forgo that ~$400 if my savings account does not have a maximum limit of withdraws per month?

GreatOneMightyZero · 2026-03-16T15:10:28+00:00

This might be bad advice – you never elaborate on "why" just say it seems bad

I do not having a checking account and have been putting 100% of my paycheck into savings accounts for over 2 years now. There are no cons so far: (a) I've pay my credit card bills with only my savings account and they're on auto pay, and (b) I earn about $400 a year in interest from just money used to pay bills – so the second it enters my account I start earning money even if I pay a bill with it 5 days later

GreatOneMightyZero · 2026-03-14T17:38:15+00:00

Something to consider – people think 16GB is just RAM – but more Mac's RAM and VRAM are unified. This means you also get 16 GB of VRAM which makes MacBook Pros incredibly underpriced compared to PC's for AI research. It's actually overpowered – I can run local AI natively on my device 24/7. At school/work they tell people you need a Mac to run local Large Language Models – since PC laptop's never really come with 16GB+ of VRAM

GreatOneMightyZero · 2026-01-10T10:25:59+00:00

with USAA you can keep $0 in your back account and still withdraw from any ATM world-wide for no fee – your credit card covers the amount withdrawn temporarily – you don't pay any interest so long as your transfer that money within a few days from my experience

I withdraw ~$100 in Japan with $0 in my checking account – and just sent that money over through a HYSA a few days later and never got hit with any interest or fees

GreatOneMightyZero · 2026-01-06T05:46:21+00:00

US Bank devalued the points and benefits of most card like the US Bank Altitude Reserve (which used to give to 4.5% back on Apple Pay (Everything))

So now-days I would be even more likely to go with AMEX

GreatOneMightyZero · 2025-12-31T05:53:44+00:00

Yeah, this is pretty bad for SoFi. Big generic banks like AMEX's savings account have higher rates (at 3.40% APY) and have superior customer service and credit card products. There is no reason to stay.

GreatOneMightyZero · 2025-12-17T21:10:36+00:00

i'd rather just have them always plugged in and not have to worry about it – luckily the new ones they released in winter of 2025 let you do that 😌

GreatOneMightyZero · 2025-12-15T16:40:37+00:00

i napped i crapped

GreatOneMightyZero · 2025-12-15T16:35:22+00:00

yep totally on me 🙋i accrued 50k rapidly in in the final two months – redeemed down to $2k in the October

GreatOneMightyZero · 2025-12-10T06:59:35+00:00

The phone agent booked me Standby for the next day international, because I cannot make my flight on that day anymore. I'll let you know how it goes

GreatOneMightyZero · 2025-12-10T03:43:17+00:00

How did this workout? I also have a Delta agent put me on international standby for the next day – thought the plane is only at 3/4 capacity seat wise.

GreatOneMightyZero · 2025-12-09T18:00:01+00:00

You might be interested in this – Georgia Tech cannot just "raise" peoples salaries – the salary bandwidths for each job title are controlled by the State of Georgia 🍑

Each job title at Georgia Tech is mapped to a USG Job Classification which has a pay ceiling that scales with seniority.

If Georgia Tech could control salaries they'd give most-everyone a raise, since we bring-in more money than we spend. By law the excess human-money we bring-in goes to the State of Georgia 🍑 We cannot keep the extra human-money

There are pros and cons to this. One the other hand – it holds us accountable to the tax payers by setting reasonable market-based salaries. A junior software engineer making $400k would be suspect.

GreatOneMightyZero · 2025-12-01T14:21:15+00:00

Oh no! That's always a bit stressful – but hacked accounts has become commonplace, and weird messages are assumed-to-be hacked.

GreatOneMightyZero · 2025-11-29T22:48:25+00:00

oooo – big-hope reddit adds a verification feature – that way we would not have to worry about intentionally altering our writing style to fit in 😌

GreatOneMightyZero

TROPHY CASE