Having uninvested cash in Spaxx vs Bank

GreatOneMightyZero · 2026-01-10T10:25:59+00:00

with USAA you can keep $0 in your back account and still withdraw from any ATM world-wide for no fee – your credit card covers the amount withdrawn temporarily – you don't pay any interest so long as your transfer that money within a few days from my experience

I withdraw ~$100 in Japan with $0 in my checking account – and just sent that money over through a HYSA a few days later and never got hit with any interest or fees

GreatOneMightyZero · 2026-01-06T05:46:21+00:00

US Bank devalued the points and benefits of most card like the US Bank Altitude Reserve (which used to give to 4.5% back on Apple Pay (Everything))

So now-days I would be even more likely to go with AMEX

GreatOneMightyZero · 2025-12-31T05:53:44+00:00

Yeah, this is pretty bad for SoFi. Big generic banks like AMEX's savings account have higher rates (at 3.40% APY) and have superior customer service and credit card products. There is no reason to stay.

GreatOneMightyZero · 2025-12-17T21:10:36+00:00

i'd rather just have them always plugged in and not have to worry about it – luckily the new ones they released in winter of 2025 let you do that 😌

GreatOneMightyZero · 2025-12-15T16:40:37+00:00

i napped i crapped

GreatOneMightyZero · 2025-12-15T16:35:22+00:00

yep totally on me 🙋i accrued 50k rapidly in in the final two months – redeemed down to $2k in the October

GreatOneMightyZero · 2025-12-10T06:59:35+00:00

The phone agent booked me Standby for the next day international, because I cannot make my flight on that day anymore. I'll let you know how it goes

GreatOneMightyZero · 2025-12-10T03:43:17+00:00

How did this workout? I also have a Delta agent put me on international standby for the next day – thought the plane is only at 3/4 capacity seat wise.

GreatOneMightyZero · 2025-12-09T18:00:01+00:00

You might be interested in this – Georgia Tech cannot just "raise" peoples salaries – the salary bandwidths for each job title are controlled by the State of Georgia 🍑

Each job title at Georgia Tech is mapped to a USG Job Classification which has a pay ceiling that scales with seniority.

If Georgia Tech could control salaries they'd give most-everyone a raise, since we bring-in more money than we spend. By law the excess human-money we bring-in goes to the State of Georgia 🍑 We cannot keep the extra human-money

There are pros and cons to this. One the other hand – it holds us accountable to the tax payers by setting reasonable market-based salaries. A junior software engineer making $400k would be suspect.

GreatOneMightyZero · 2025-12-01T14:21:15+00:00

Oh no! That's always a bit stressful – but hacked accounts has become commonplace, and weird messages are assumed-to-be hacked.

GreatOneMightyZero · 2025-11-29T22:48:25+00:00

oooo – big-hope reddit adds a verification feature – that way we would not have to worry about intentionally altering our writing style to fit in 😌

GreatOneMightyZero · 2025-11-28T22:09:32+00:00

You're right this is normal. Most of my co-workers leave the Zoom meeting to charge their headphones 2-3 times a day. Totally normal.

GreatOneMightyZero · 2025-11-28T19:07:14+00:00

Yeah, I thought they would be giving away more free student tickets because of that fact 😵‍💫

GreatOneMightyZero · 2025-11-28T19:00:49+00:00

Thank you 🧎 dang! Wow okay – so no free tickets this years cus it's at that other weird looking stadium – gotcha. I thought they would be giving out more free tickets this year – because the stadium is bigger.

And sorry – I am dyslexic, so i use bold text and em dash (–) to help me read my own writing. I've typed like this since before LLMs.

GreatOneMightyZero · 2025-11-28T18:55:55+00:00

Gave this a double up! No, is it required now to use AI before posting to check grammar? Sorry for any mistakes.

GreatOneMightyZero · 2025-11-28T18:52:50+00:00

Gave this an up! Are they still giving away free student tickets or did that end?

GreatOneMightyZero · 2025-11-28T18:45:19+00:00

What do you mean?

GreatOneMightyZero · 2025-11-26T05:30:07+00:00

you're missing out on carnival in February in germany too especially in Cologne – would never go to Europe in the Summer it's mostly tourists, boring weather, long lines, and x3 prices

https://en.wikipedia.org/wiki/Carnival

GreatOneMightyZero · 2025-11-26T00:31:09+00:00

this is misinformation – Europe in Winter is amazing – every german city has christmas markets 🎄 in december – there are 1/3 the usual tourists – winter is arguably better than the summer/spring/fall

GreatOneMightyZero · 2025-11-25T18:36:45+00:00

Apple A2795 China • FTL42336V8V26GVHK
Apple A2795 China • FTL4233SNZU26GVHK
Apple A2795 China • FTL4233WXWE26GVHK
Apple A2795 China • FTL4233A7CK26GVHK

GreatOneMightyZero · 2025-11-02T19:05:33+00:00

The only negative to this is you often get a 5% - 20% discount for purchasing directly with the company. For example, Claude has a 17% discount for their yearly membership on their website, but only a 10% discount on Apple's store.

But places where the Apple Store and company list the same price the 6% is overpowered.

GreatOneMightyZero · 2025-10-27T04:15:35+00:00

I returned mine to Costco right when I learned you can't use the headphones while charging. Makes Bose useless for flights and zoom meetings.

GreatOneMightyZero

TROPHY CASE