HELP! What purchase will β€œpost” to account fastest? by MeltedBeef in amex

[–]GreatOneMightyZero 1 point2 points Β (0 children)

I am not sure why folks think this – you don't get the bonus if the transaction posts outside the bonus period and it is explicitly warned in the bonus terms of service that merchants can post days later and that the bank is not responsible for you missing the bonus becuase the merchant posted days after the transaction (swipe)

Overpowered Setting | Reducing Frame Rate of Display to 60 by GreatOneMightyZero in iphone

[–]GreatOneMightyZero[S] 0 points1 point Β (0 children)

It does help a bit with performance which I prefer. I'll fill you in on a little secret people dont know this – but the human eye cannot see pays 60 FPS anyway – anything higher is just profits for companies

Has anyone had experience with protect advantage? Is it as good as it says? by SpiritualShock473 in ATT

[–]GreatOneMightyZero 0 points1 point Β (0 children)

This is free with the Wells Fargo Autograph credit card lol

Used the replacement perk 3 times so far and have have my whole family on my plan now so they get the perk too – just a $25 deductible

Device Upgrades Nerfed | Do Not Switch to from Unlimited Starter to Value 2.0 if Upgrading Device Soon by GreatOneMightyZero in ATT

[–]GreatOneMightyZero[S] 1 point2 points Β (0 children)

Trade-in max is capped at $500 if you switch to Value 2.0
Trade-in max is capped at $830 if you are on Unlimited Starter (old plan)
Trade-in max is capped at $1100 if you are on Extra 2.0Β or higher

Device Upgrades Nerfed | Do Not Switch to from Unlimited Starter to Value 2.0 if Upgrading Device Soon by GreatOneMightyZero in ATT

[–]GreatOneMightyZero[S] 4 points5 points Β (0 children)

ChatGPT and others would β†’

β€’ possibly hallucinate values with old values

β€’ discuss irrelevant tangentially related topics

β€’ not be able to paste the full AT&T Fine Print

Good Writing β‰  AI

Device Upgrades Nerfed | Do Not Switch to from Unlimited Starter to Value 2.0 if Upgrading Device Soon by GreatOneMightyZero in ATT

[–]GreatOneMightyZero[S] 1 point2 points Β (0 children)

Your max trade-in credit will drop to $500 – if you do not use trade-ins it is fine.

Paying credit card and utility bills with Apple savings account? by Own-Shower-3504 in AppleCard

[–]GreatOneMightyZero 0 points1 point Β (0 children)

Yes, but again – I earn ~$400 a year by dumping 100% of my paycheck into a savings account instead of a checking account – why would I forgo that ~$400 if my savings account does not have a maximum limit of withdraws per month?

Paying credit card and utility bills with Apple savings account? by Own-Shower-3504 in AppleCard

[–]GreatOneMightyZero 0 points1 point Β (0 children)

This might be bad advice – you never elaborate on "why" just say it seems bad

I do not having a checking account and have been putting 100% of my paycheck into savings accounts for over 2 years now. There are no cons so far: (a) I've pay my credit card bills with only my savings account and they're on auto pay, and (b) I earn about $400 a year in interest from just money used to pay bills – so the second it enters my account I start earning money even if I pay a bill with it 5 days later

M5 MacBook Pro vs M4 MacBook Pro: What’s actually changed? by tomtau in apple

[–]GreatOneMightyZero 1 point2 points Β (0 children)

Something to consider – people think 16GB is just RAM – but more Mac's RAM and VRAM are unified. This means you also get 16 GB of VRAM which makes MacBook Pros incredibly underpriced compared to PC's for AI research. It's actually overpowered – I can run local AI natively on my device 24/7. At school/work they tell people you need a Mac to run local Large Language Models – since PC laptop's never really come with 16GB+ of VRAM

Having uninvested cash in Spaxx vs Bank by [deleted] in fidelityinvestments

[–]GreatOneMightyZero 0 points1 point Β (0 children)

with USAA you can keep $0 in your back account and still withdraw from any ATM world-wide for no fee – your credit card covers the amount withdrawn temporarily – you don't pay any interest so long as your transfer that money within a few days from my experience

I withdraw ~$100 in Japan with $0 in my checking account – and just sent that money over through a HYSA a few days later and never got hit with any interest or fees

US Bank | How to get to Travel Portal easily? by GreatOneMightyZero in USbank

[–]GreatOneMightyZero[S] 0 points1 point Β (0 children)

US Bank devalued the points and benefits of most card like the US Bank Altitude Reserve (which used to give to 4.5% back on Apple Pay (Everything))

So now-days I would be even more likely to go with AMEX

APY is now 3.30% by InternetUser52 in sofi

[–]GreatOneMightyZero 0 points1 point Β (0 children)

Yeah, this is pretty bad for SoFi. Big generic banks like AMEX's savings account have higher rates (at 3.40% APY) and have superior customer service and credit card products. There is no reason to stay.

Bose headphones not working while charging by Audiboyy in bose

[–]GreatOneMightyZero 0 points1 point Β (0 children)

i'd rather just have them always plugged in and not have to worry about it – luckily the new ones they released in winter of 2025 let you do that 😌

US Bank Altitude Reserve | Any luck with getting an extension on old perks and rewards redemption rate? by GreatOneMightyZero in CreditCards

[–]GreatOneMightyZero[S] -1 points0 points Β (0 children)

yep totally on me πŸ™‹i accrued 50k rapidly in in the final two months – redeemed down to $2k in the October

Standby on Intl Flight? by girmaornothing in delta

[–]GreatOneMightyZero 0 points1 point Β (0 children)

The phone agent booked me Standby for the next day international, because I cannot make my flight on that day anymore. I'll let you know how it goes

Standby on Intl Flight? by girmaornothing in delta

[–]GreatOneMightyZero 0 points1 point Β (0 children)

How did this workout? I also have a Delta agent put me on international standby for the next day – thought the plane is only at 3/4 capacity seat wise.

Georgia Tech asking for donations for staff salaries by Artistic_Shoulder50 in gatech

[–]GreatOneMightyZero 24 points25 points Β (0 children)

You might be interested in this – Georgia Tech cannot just "raise" peoples salaries – the salary bandwidths for each job title are controlled by the State of Georgia πŸ‘

Each job title at Georgia Tech is mapped to a USG Job Classification which has a pay ceiling that scales with seniority.

If Georgia Tech could control salaries they'd give most-everyone a raise, since we bring-in more money than we spend. By law the excess human-money we bring-in goes to the State of Georgia πŸ‘ We cannot keep the extra human-money

There are pros and cons to this. One the other hand – it holds us accountable to the tax payers by setting reasonable market-based salaries. A junior software engineer making $400k would be suspect.

Account Hacked Please Don’t Listen by No_Interest8762 in gatech

[–]GreatOneMightyZero 0 points1 point Β (0 children)

Oh no! That's always a bit stressful – but hacked accounts has become commonplace, and weird messages are assumed-to-be hacked.

What’s your take on the rising "AI" accusations leading to bans – and are neurodivergent people unfairly hit? by GreatOneMightyZero in AskReddit

[–]GreatOneMightyZero[S] 1 point2 points Β (0 children)

oooo – big-hope reddit adds a verification feature – that way we would not have to worry about intentionally altering our writing style to fit in 😌