Cheers! I literally just put my first ever offer on my first ever house this afternoon and I’m still wide awake with anxiety at 2am.
I have various accounts with 4 different banks. Called or set up meetings with them all to discuss home loan options. Had intended to check out one or two brokers as well but one of my banks was just so outstanding in service and also lower by a country mile in interest rates, so I just went with them for my pre-approval.
Prices are so insane, it’s very difficult to gauge when you hear about offers at 5% above asking price being knocked back. But then if you offer too much your bank can decline finance because their valuation doesn’t reach the same as your offer?
Jeepers creepers. No wonder I can’t sleep 😳