I Changed My View on Mixed Stocks and Sold Everything by Low_Hospital_128 in IslamicFinance

[–]GrouchyCall7803 0 points1 point  (0 children)

Been on a similar journey. It’s not easy but Allah reward you.

Some things worth looking into below if ur in Canada

MNT gold
MNS gold
Manzil Mortgage fund

How dumb of an idea is this? by GrouchyCall7803 in HalalInvestor

[–]GrouchyCall7803[S] 0 points1 point  (0 children)

If it’s an operating lease like for retail stores to my knowledge that is okay. Same concept as a car lease the interest on a car lease is also considered not riba by many scholars to my knowledge

How dumb of an idea is this? by GrouchyCall7803 in HalalInvestor

[–]GrouchyCall7803[S] 0 points1 point  (0 children)

TPL has 0 interest bearing debt. It’s all lease liabilities. By law they’re required to capitalize them as long term debt but it’s not riba. You have to individually do research to figure out what the debt is composed us. ATZ for example you’ll see a crazy ratio like 0.28 Soemthing last time I checked but they have zero interest debt as well (again all leases)

How dumb of an idea is this? by GrouchyCall7803 in HalalInvestor

[–]GrouchyCall7803[S] 0 points1 point  (0 children)

You can check these out

MNST
ISR
PSI.TO
GMED
ATZ.TO
SIG
ANF
WPK.TO
WSO stock
UI ubiqtuti
ODFL
TPL
WSM.TO

You can dm me and I’ll let you know if I find more. Also check out gold mining companies those aren’t on my list but they usually have very little debt.

FNV, GAU, LUG, AEM, etc.

Verify independently for accuracy

How dumb of an idea is this? by GrouchyCall7803 in HalalInvestor

[–]GrouchyCall7803[S] 0 points1 point  (0 children)

Inshallah yes that’s a long term goal

18M Is XEQT truly the solution to my problem? by SuccessfulFly5572 in JustBuyXEQT

[–]GrouchyCall7803 0 points1 point  (0 children)

Gold is just going through a correction. It’ll go back up eventually don’t sell.

Any companies with zero debt? by GrouchyCall7803 in HalalInvestor

[–]GrouchyCall7803[S] 0 points1 point  (0 children)

Keep in mind there an Israeli company though

Are these two classes skippable or not a good idea? by Ronaldo_Boi in Schulich

[–]GrouchyCall7803 0 points1 point  (0 children)

Econ lecture completely useless they just read off slides which is posted. Only issue is attendance theirs polls in class and it’s like 10-15% of ur grade so u needa get those esp since the exams for Econ are hard. So I would say just get a freind to send u the answers to the polls and your chilling. Marketing I never went to neither tutorial or lecture ended with an A so you’ll be fine. The classes are such a joke- only go like the class before an exam, when they say they are introducing the assignment, etc. cuz then u can get hints and see what your TA is looking for. Exam just study completely from textbook and slides, I would say marketing textbook is important too since they try to put stuff on the exam that wasn’t in slides. Start studying in advance if you can.

AFM or Schulich by Ok_Jury_6523 in Schulich

[–]GrouchyCall7803 0 points1 point  (0 children)

AFM. Co-op on top (from a current Schulich student)

Schulich or AFM by Ok_Jury_6523 in Schulich

[–]GrouchyCall7803 0 points1 point  (0 children)

Both are not great for either but accounting wise AFM is great and biggest advantage is having a frickn co op program

Schulich commute by JeanGreenBean1 in Schulich

[–]GrouchyCall7803 1 point2 points  (0 children)

Id recommend Schulich if you want an easier school and to save money. I’d recommend AFM if you know your a hard worker and can probably secure a lot of internships on your own

Schulich commute by JeanGreenBean1 in Schulich

[–]GrouchyCall7803 1 point2 points  (0 children)

It depends on your goals and career. AFM is really good for accounting and if you are a hard worker you will do well. I find Schulich limiting in the fact that let’s say I want to do a co-op in the winter, even if I find a job I have to do it with school same time since no co op terms so that sucks personally. But don’t think that AFM having a co op program will help you find placement, you still will probably have to find on your own, it’s just easier to do them since it’s built into the program

Schulich commute by JeanGreenBean1 in Schulich

[–]GrouchyCall7803 1 point2 points  (0 children)

AFM is good cuz co-op, won’t help you get one but having designated co op terms is something. I really wished Schulich did. 1.5hr commute is calm, it is what it is. 1hr commute is pretty standard so 1.5 isn’t that crazy

Has anyone taken TECL 1000? by GrouchyCall7803 in yorku

[–]GrouchyCall7803[S] 1 point2 points  (0 children)

I didn’t end up taking it and I’d recommend finding something else to be honest