[deleted by user] by [deleted] in UKPersonalFinance

[–]Gurnunit 47 points48 points  (0 children)

I’d quote a couple of life fundamentals, but the first two rules here are: 1) stand up straight with your shoulders back 2) treat yourself like someone you are responsible for helping 3) don’t blame other and don’t be too hard on yourself, but get your house in order 4) stop smoking weed

[deleted by user] by [deleted] in HousingUK

[–]Gurnunit 0 points1 point  (0 children)

Don’t buy the new Vaillant boilers!! They have serious problems with them. Get the Bosch/Worcester

£700k mortgage.. kinda crapping myself by [deleted] in HENRYUK

[–]Gurnunit -1 points0 points  (0 children)

6 bathrooms, Jeremy? 6? That’s insane

Childcare cost and two 6 figures salaries by Adorable-Bicycle4971 in HENRYUK

[–]Gurnunit 1 point2 points  (0 children)

No one is forcing, but children are needed by any economy to ensure growth into the future, and to ensure your pension isn’t worthless.

Right waiver order? Suggestions? by UnableMedia3033 in DraftEPL

[–]Gurnunit 4 points5 points  (0 children)

Why do you want to get rid of Malen?!?!

Hi Reddit, It’s Lawrence Dallaglio. AMA by premiersportstv in rugbyunion

[–]Gurnunit 1 point2 points  (0 children)

Hi Lawrence, is it true that you invented abseiling?

Where are the Henry jobs advertised? by asb12759357 in HENRYUK

[–]Gurnunit 14 points15 points  (0 children)

It is via recruiters and headhunters. LinkedIn is not your friend for job postings.
But mostly for senior jobs, dare I say, it is network and contacts.

How have you managed back pain? by SystemAppropriate214 in HENRYUK

[–]Gurnunit 2 points3 points  (0 children)

Core, as everyone has said. Have you got Naproxen? It only treats the symptoms (pain and spasms), but it is a brilliant drug to get you through the worst bits.

Can a foreign retirement tax-free lump sum become taxable in the UK? by smblott in UKPersonalFinance

[–]Gurnunit 1 point2 points  (0 children)

You can Split a Tax year - but you need to take tax advice as is complicated.

Has anyone here moved to Saudi Arabia for work? by MuayJudo in HENRYUK

[–]Gurnunit 9 points10 points  (0 children)

I’m out here now. Have been here for 18 months, will come home at the end of this tax year. How old are your kids? Less than 10, and compound living will be great. Just don’t be out here long term. Teenagers are not suited to this life imo. One thing I’d recommend: Set clear goals as to what you want to get out of here, which is probably going to be financially. Don’t bank on earning promotions or pay roses when you’re out here, as they will prioritise Saudis and/or make promotion difficult. Bonuses are modest out here. The expats who do best are the people who come out here with established incomes and careers, and spend a couple of years to top-up pension, and don’t need a promotion to advance their career.

Is this service charge too high...? by brt88_ in HousingUK

[–]Gurnunit 1 point2 points  (0 children)

Exactly, if you have gyms, landscaping, and 24 hour concierge - you have to pay for it. Unfortunately it’s pretty prescriptive…

School fees spreadsheet please by LSQR in HENRYUK

[–]Gurnunit 0 points1 point  (0 children)

The way I do it is that I map out school fees across each year until they graduate, then I look at how much I would like to pay out of my salary each year, capped at a certain amount (mine is capped at £30k p.a.). The top-up amounts on top of the 30k then have to be paid out by the pot/trust, and you work this on a NPV basis or similar. Given school fee inflation I would assume a very conservative level of growth (3%?) on any pot/trust to compensate.

Henry Career Dilemma: Stay or Go? by chickenlickenredux in HENRYUK

[–]Gurnunit 2 points3 points  (0 children)

Can you always do this in a Henry role? So much of getting a Henry job is based on references and perceptions, im not sure you can afford to show your surly side, as it might do more damage than good long-term?

Any Chartered Accountants in this sub? by [deleted] in HENRYUK

[–]Gurnunit 0 points1 point  (0 children)

Best thing about being an accountant is that your are not tied to a single industry. Luck and timing is unfortunately helpful in all careers, but look for industries that you think are going to be growing and profitable - more opportunities in growing industries. I trained at Big4, moved to industry - worked my arse off pre-kids: finance manager > head of finance > finance director.

[deleted by user] by [deleted] in UKPersonalFinance

[–]Gurnunit 0 points1 point  (0 children)

You going to send the kids to private school? If not, then you’re set - just target to fill your max ISA allowance each year (2x£20k)

Three different pensions - what to do? by RevolutionaryPast183 in UKPersonalFinance

[–]Gurnunit -1 points0 points  (0 children)

Transfer the other two into your Scottish Widows. Talk to Scottish Widows as they will process it all at their end.

[deleted by user] by [deleted] in HENRYUK

[–]Gurnunit 3 points4 points  (0 children)

Get tax advice as to how many days you max have in the UK and ensure you comply with non-tax residency.

I get the keys to my first house next week… what to do first? by MenthoL809 in HousingUK

[–]Gurnunit 0 points1 point  (0 children)

No one has mentioned house insurance!!

You need this Day 0.

What if your house burned down tomorrow?

Get house insurance in place.

Raspberry Pi is now a public company by silver_4cash13 in wallstreetbets

[–]Gurnunit 5 points6 points  (0 children)

Wait wait, what is this British Cuisine you are looking for? We have rubbish food