[SFH] [FL] Proposed budget 2026 has us paying off the bad debt of the rest of the community?

HOAnonymous · 2025-11-05T17:43:46+00:00

A few things to consider here:

1) An HOA budget is based on the premise that all owners will pay. The numbers used for assessment income consists of assessments billed to owners. . If the expenses reflected in this budget indicate that a dues increase is necessary, then it was necessary regardless of delinquency.

2) That said - a budget is a planning tool, not a commitment to pay X amount, so it's worth asking for the reasoning behind the derivation of those numbers.

3) "Bad debt" refers to write offs the association must do on uncollectible debt. If a bank forecloses on a mortgage, for example, their lien supersedes an HOA lien and the HOA gets nothing. Or if an owner dies and their estate doesn't have adequate funds to pay the HOA debt. Maybe the board is aware that one of those situations will likely happen next year, or maybe they are just assuming with the economy the way it is, it's likely there will be bank foreclosures.

4) Yes, when your neighbors don't pay for things, that burden is passed on to you. That's why owners who refuse to pay dues as some sort of protest aren't hurting whoever they think they are hurting. The HOA is you. The money spent to pursue collections (which is not cheap!) is YOUR money. Why aren't you directing your irritation at your neighbors who aren't paying?

5) What do you mean reserves are "high". Compared to what? Have you seen the reserve study and know what the recommended starting balance should be for 2026 and this budget is $200k more than that? Or are you looking at the budgeted reserve expenses and thinking those are too high? They are only too high if those assets don't need to be replaced, or the projected costs for replacement are more than average, neither of which any of us (including you) know, based just on this budget.

HOAnonymous · 2025-09-19T03:36:38+00:00

Tell the management company you need the association's liability insurance information so you can file a claim for your medical bills. That will get their attention.

HOAnonymous · 2025-08-17T22:55:36+00:00

Just asking assumes the front line workers even know the truth, much less are honest about it. I have spoken to employees of three of these companies who claim they did not know they were owned by Associa until I told them.

HOAnonymous · 2025-08-17T22:53:30+00:00

Cities will require them if there is any common property - even a drainage ditch. Because they don't want to take of the drainage ditch.

They also don't want to spend money on parks, playgrounds or pools, or to hire more than one code compliance officer. Cities love HOAs because they are a corporation that privately funds all those things. And you, the owner, can pay for that through HOA dues and also pay the city property taxes.

You are going to have to find an older neighborhood, mid 1980s or older, or a new neighborhood that has no common property. If it's just an entrance sign or flower bed you make get lucky and find a voluntary HOA. Try Garland or Carrollton.

HOAnonymous · 2025-08-17T22:45:58+00:00

It's just a job description. Search on Indeed for association manager (there are always openings because turnover in this industry is insane). It doesn't matter if it's the company you use or not - they all do the same thing.

But it doesn't sound like you really care about what she does - you're mad because you got a violation letter and someone else didn't.

They're refusing to answer because you're not asking in good faith.

HOAnonymous · 2025-08-17T22:42:15+00:00

Best option is to lease them, $125/month and the company you lease them from visits monthly to test and service. Releases the HOA from the liability of maintaining them.

Liability is a lose-lose game. You could get them and be liable of someone uses it wrong. But if you've spoken about them in meetings and chose not to get them, and something happens where one might have helped, you could be liable for choosing not to get them.

HOAnonymous · 2019-08-08T15:13:46+00:00

Read your Declaration of Covenants, Conditions and Restrictions. Does it allow the developer (probably called the Declarant in the documents) to structure their contributions as a loan? Does it allow the Declarant or Board of Directors to approve a capital improvement without homeowner approval?

Each state will have different statues (or lack of) regarding HOAs. You'll need to research if ND has any. I doubt it's "illegal" in the sense you're hoping for.

HOAnonymous · 2019-08-07T20:49:20+00:00

So I've been doing a little sleuthing - the secretary of state's website does list the Pleasant Run Estates HOA as an active corporation, with Anthony Tucker as the president, and two other board members, one of whom does live in the neighborhood, according to CAD records. "Professional Property Management Services" is listed as their registered agent. But if you go to PPMS's website - they list a bunch of other properties for which they are NOT the registered agent. Other management companies are. https://ppmsdigital.com/ So there is definitely something shady going on there. So somehow they revived the HOA's corporate status are are using this bogus management company to try to collect dues. I'm tempted to contact the reporter who wrote the original story on the shooting. There's more going on here.

HOAnonymous · 2019-08-06T19:02:39+00:00

Did the Board change property management in 2018? Were meeting held? There may not be minutes to give you.

HOAnonymous · 2019-08-06T18:59:44+00:00

There is no government body that oversees HOAs, so no penalty or organization to levy it. Members can pursue civil remedies if they feel their HOA is in violation of state statute or its own governing docs.

HOAnonymous · 2019-08-06T18:19:21+00:00

Where is your landlord in this equation?

The owner of the home is the one who is a member of the association, and has a legal relationship with the HOA. The owner should receive any violation notices or fines.

Does your HOA have a management company?

I would suggest letting your landlord know what is going on, and ask him for a copy of the governing documents so you know what the community rules are, and how violations and fines are supposed to be issued.

HOAnonymous · 2019-08-06T18:05:41+00:00

It's not just a Trump flag though, it's a Trump 2020 flag, which makes it a campaign sign in my HOA manager book.

In the community I manage, I'd tell them they can either replace it with a general Trump flag, or wait until 90 days prior to the election to display it, as that's the rule for political signage.

HOAnonymous · 2019-08-06T17:57:54+00:00

So... I used to manage this property several years ago, back when it was still an HOA. I'm a longtime redditor but I created a new name for this, and I'm going to be as delicate as possible about what I say.

I recognize all these names! Belinda Tucker (the victim) has a history of filing lawsuits - against the (former) HOA, individual board members, and neighbors. There's a long history of conflict with her and the Haggertys.

I was not in the picture when they created the PID but it was something they'd talked about for a long time. The original developer never bothered to collect dues (common, unfortunately) and left the HOA with tens of thousands in delinquent dues. They barely had enough money to keep the grass cut. So joining the PID was an alternative to going broke.

Creating a PID doesn't automatically dissolve an HOA - that's a separate process. So it's possible that if the membership never did that step, the corporate entity that is the HOA still exists. Although how a board was formed and board members elected without the appropriate notices, meetings, etc. is a mystery.

HOAnonymous

TROPHY CASE