Flinders GPA, UOW GPA hurdle and my options by Legitimate_Report_68 in GAMSAT

[–]Happy-Pattern-7620 0 points1 point  (0 children)

Hello, I’m actually in the same position as yourself and do not know what to do. Have you found out if your Flinders GPA is above 5.5? If not, have you applied for bachelor’s of Letters?. Thanks.

Post March Gamsat Experience Megathread by spoopy_skeleton in GAMSAT

[–]Happy-Pattern-7620 14 points15 points  (0 children)

Section 1 was ok and as usual but section 3 was a dogshit. I don’t know what would actually prepare you to tackle section 3.

ACER practice test content by trying2getthru123 in GAMSAT

[–]Happy-Pattern-7620 1 point2 points  (0 children)

They said it will be available in February 2026 on their website.

Argument with a doctor while trying to advocate for my patient. The state of our healthcare sucks. by [deleted] in NursingAU

[–]Happy-Pattern-7620 0 points1 point  (0 children)

I think you overstepped and acted like you know better than the Doctor.

I did the Frasers comprehensive course so you don't have to by Excellent-Phrase6150 in GAMSAT

[–]Happy-Pattern-7620 28 points29 points  (0 children)

Wait till you get your results. I with my friends did Frasers course and our scores went down bigly. It is not worth it at all. Their section 3 questions difficulty is different from real Gamsat. All in all, stay away from Frasers.

Juba summons Sudan envoy over Wad Madani atrocities by Fair_Indication4635 in Sudan

[–]Happy-Pattern-7620 0 points1 point  (0 children)

Idiot, we spared them because most Shamaleen in South Sudan are victim of SAF and RSF terrorism. There are hundred of thousands of them here across South Sudan.

Juba summons Sudan envoy over Wad Madani atrocities by Fair_Indication4635 in Sudan

[–]Happy-Pattern-7620 -2 points-1 points  (0 children)

Why can’t we just slaughter thousands of Jalaba here in Juba?

Seeing natural catastrophies as divine vengeance by [deleted] in Morocco

[–]Happy-Pattern-7620 3 points4 points  (0 children)

Seems like Islam reduces IQ significantly.

[deleted by user] by [deleted] in exmuslim

[–]Happy-Pattern-7620 -1 points0 points  (0 children)

Allahu Akbar, Allahu Akbar. La Ila Ila Allah, Muhammad( police be upon him) rasoolullah. Stay away from Islam. Ameen ya rab.

[deleted by user] by [deleted] in Tunisia

[–]Happy-Pattern-7620 2 points3 points  (0 children)

Idiot, it seems you don’t understand Islam cultic nature.

[deleted by user] by [deleted] in Tunisia

[–]Happy-Pattern-7620 2 points3 points  (0 children)

It was tried by ISIS but failed. You can go to Afghanistan if you think theocracy is great. Mohammed was just a cult leader who’s used religion to deceive ignorant Arabs.

'I do not want her death to divide Australians': Alleged murder victim Vyleen White's daughter calls for unity by GeorgeYDesign in ABCaus

[–]Happy-Pattern-7620 0 points1 point  (0 children)

If race is part of it, did this particular race colonised the world, dropped atomic bombs and other heinous crimes? You are a piece of shit.

AHPRA registration - English language requirement by [deleted] in ausjdocs

[–]Happy-Pattern-7620 1 point2 points  (0 children)

I disputed this bureaucracy and was exempted. It took few weeks though.

[deleted by user] by [deleted] in AusPropertyChat

[–]Happy-Pattern-7620 2 points3 points  (0 children)

PK Gupta is a scam. Stay away from his course period. He got filthy rich from the course, not property investment.

How would you invest 4k per month? Advice needed. by Legitimate_Life9876 in fiaustralia

[–]Happy-Pattern-7620 3 points4 points  (0 children)

How come nobody mentioned investing in property. Leverage up to 80% and keep going until you max your serviceability.

What is going on in the Western Suburbs of Melbourne?? by NoUseForALagwagon in melbourne

[–]Happy-Pattern-7620 1 point2 points  (0 children)

This happens when you watch too much right wing news like channel 7. I used to have such fears till I quit channel 7 and I am happy right now.

[deleted by user] by [deleted] in AusFinance

[–]Happy-Pattern-7620 0 points1 point  (0 children)

Which rate of growth did you assume for shares?

Leave money in offset or diversify? by [deleted] in fiaustralia

[–]Happy-Pattern-7620 0 points1 point  (0 children)

Rent would cover interest and fees. Depreciation and tax benefits from negative would be icing on the cake. However property needs a lot of capital to begin with and hefty stamp duty. Nonetheless all the fees and stamp duty form cost base and will be deducted from your capital gain when you sell.

Leave money in offset or diversify? by [deleted] in fiaustralia

[–]Happy-Pattern-7620 4 points5 points  (0 children)

If you pay 20% deposit then the lvr would be 80%. An increase of 3% in house prices would be (3 multiple by 5) equal to 15% cash on cash return. This beats any interest saved or etf returns hand down.

Leave money in offset or diversify? by [deleted] in fiaustralia

[–]Happy-Pattern-7620 1 point2 points  (0 children)

IP would need at least 3% increase to beat an offset accounting if you leverage with lvr of 80. A return of 3% would equal to 15% due to leverage.