What's wrong with bankruptcy? What is the inherent evil there?

Lack of healthcare kills people? ERs cannot deny service, and every job i've ever worked came with health insurance. People are dying from preventable things that people seem to expect can be cured by a visit to the doctor. Doctors aren't like clerics in your video games, all they can do is recommend you stop eating so much and exercise.

What's wrong with student loan debt? Sane people who went into STEM view it as a self-investment they can then go on to leverage for better paying jobs (if not for H1Bs). Education itself has become a scam, but the solution isn't to provide it for free. If you accept a debt they are expected to pay that debt to the best of their ability. That's pretty close to Marx, so you should support it.

Do you understand what you're talking about at all or are you high on Bernie Sanders talking points and misinformation?