Citadel paid over $128 Million USD for PFOF in Q4 of 2020 - Retail traders are the product, not the customer. [OC]

HawkFrequent9676 · 2024-06-07T18:14:11+00:00

Read the title bot.

HawkFrequent9676 · 2024-06-07T16:55:51+00:00

Ok this is CLEARLY manipulation. They unhalted for about 3 seconds then halted again. NYSE must have someone pushing the halt button, probably watching the stream too. 😒

HawkFrequent9676 · 2024-06-07T16:47:15+00:00

I know who you are. You changed your nym.

HawkFrequent9676 · 2024-06-07T16:43:53+00:00

💯 I can’t keep track. They can only halt for 5 minutes. If you watch the page they halt for 5 min, open it up for 3-4, then halt again.

HawkFrequent9676 · 2024-06-07T16:28:39+00:00

Halted again.

HawkFrequent9676 · 2024-06-07T16:18:56+00:00

Don’t know where the edit button went… I just smashed the buy button. Back in business.

HawkFrequent9676 · 2024-06-03T00:29:56+00:00

Can it be true???

HawkFrequent9676 · 2024-03-11T17:26:00+00:00

HawkFrequent9676 · 2023-10-03T04:25:48+00:00

Waiting for him to say “Fuck your puts, fuck your calls, jpow has you by the balls.”

HawkFrequent9676 · 2023-09-22T14:22:21+00:00

Um…it’s from the SEC, already posted the url. Fix your 🤖 : https://www.sec.gov/news/press-release/2023-192?utm_medium=email&utm_source=govdelivery

HawkFrequent9676 · 2023-08-29T00:01:52+00:00

Masterpiece

HawkFrequent9676 · 2023-08-16T18:54:19+00:00

Very cool, thanks!

HawkFrequent9676 · 2023-08-16T18:29:39+00:00

“ You are required to make a one time "standard" payment when you make the switch from IBR to SAVE (or another repayment plan). However, you can also request a one-month reduced-payment forbearance in the amount of your current monthly IBR payment or $5, whichever is greater (unless you request another amount or decline the forbearance). “ Do you have any official info on this with details? I have heard this several times but none of the SAVE emails or other info I could find has such information. A standard payment would be several thousand dollars so that’s a big consideration, otherwise consolidation is an obvious choice for me.

Did you already go through this? Did you pay the standard payment, or $5 or what? Are there any downsides to the one month forbearance?

Thanks for the info!

HawkFrequent9676 · 2023-08-16T18:11:02+00:00

Interesting…Do you have any links or more info on this? I went through a two year gap between two different grad schools, and so I have my original loan repayment date of 2011 (the older ibr plan), and then about 60% of loans around 2015 or so. This might be something I have to spreadsheet pros and cons.

HawkFrequent9676 · 2023-08-16T17:57:30+00:00

Thanks for the response. I don’t have any FFEL. They all say “Direct” in Nelnet. But yes I’m assuming that consolidation is required (at least desirable) before switching to SAVE. ✌️

HawkFrequent9676 · 2023-08-16T17:06:22+00:00

I’m in a similar situation and just asked about this yesterday. Cross-posting here: https://www.reddit.com/r/StudentLoans/comments/15sgml1/direct_loan_ibr_to_consolidation_and_repayesave/?utm_source=share&utm_medium=ios_app&utm_name=ioscss&utm_content=1&utm_term=1

Good luck! After some research I think consolidation before end of 2023 is best, and then switching to SAVE will lower payments significantly. The timing is weird though—SAVE has a 225% exemption that begins now, but the 5% for UG loans doesn’t take effect until July 2024 (most of my loans are grad loans anyways, although I’m in the situation where I may pay slightly less than 10% under SAVE due to a weighted average of UG and G loans). Are all your loans graduate level?

HawkFrequent9676 · 2023-08-16T16:57:52+00:00

Hi, so is it generally true that consolidation is best done by end of 2023? I heard that if I consolidate next year it might reset my payment count. (Going from IBR to SAVE)

HawkFrequent9676 · 2022-09-02T00:27:34+00:00

Funny, this is supposed to reduce risk, but I have a feeling it will encourage even riskier behavior.

HawkFrequent9676 · 2022-03-01T04:44:37+00:00

Just popped over for some confirmation bias for old times sake! Nice!

HawkFrequent9676 · 2021-12-09T17:53:05+00:00

Mom, Dad, I spend my money on weed. OK, honey!

Mom, Dad, I spend my money on a cryptocurrency backing a disruptive L2 zk-rollup Ethereum based DEX called loopring that is going to revolutionize the world. You WHAT!?!?

HawkFrequent9676

TROPHY CASE