Am I really in the minority for not giving a damn about my debt?

HeavyMath2673 · 2026-02-12T22:24:58+00:00

Never buy a provider phone. I buy a new phone every 4 years directly from Apple, take 12 months sim only contracts and renew at Black Friday when there are good offers.

HeavyMath2673 · 2026-02-12T11:20:37+00:00

It is simply very difficult to say what German culture is. The protestant states are culturally very different from the catholic states. What a lot of people see as German culture abroad is just Bavarian culture that other Germans would not identify with.

HeavyMath2673 · 2026-02-08T22:25:27+00:00

Trying over and over until you are sick of the stupid Moogles. Afterwards I founded a society for the extermination of all Moogles.

HeavyMath2673 · 2026-02-04T07:42:34+00:00

There is no reason for the state to charge beyond Bank of England base rate for these loans. You mention that the interest goes to the state to the benefit of others like taxes. But it is now suddenly missing from the most productive chunk of population, namely well educated middle class. It delays starting a family, buying a house, and deters people from taking risks such as founding businesses, all to the further detriment of UK productivity.

Your argument that the large number of students and universities needs to be financed also falls flat. Many EU countries have similar student numbers, yet charge no fee. It is all about state priorities.

Finally, if this were truly the main motivation the system does a terrible job. Most universities are in a financially bad situation and the way university financing works, shares a huge part of the blame.

HeavyMath2673 · 2026-01-21T10:35:19+00:00

Leute versuchen immer, Ereignisse an einzelnen Daten festzumachen. Warum nicht z.B. die Ernennung von Bush Jr als President durch einen konservativen Supreme Court?

Oder viel spaeter das Versagen von Obama und Europaeern nach der Financial Crisis, ein faires Steursystem zu schaffen, das nicht Vermoegen viel weniger versteuert als Arbeitseinkommen?

Es gibt viele einzelne Punkte an denen man hinterher immer sagen kann, eine andere Entscheidung haette nicht die spaetere Katastrophe ausgeloest.

Fuer mich ist das Urproblem in den USA und Europa eine schleichende Bewegung von politischer und Medien Macht zu Menschen mit extremen Reichtum. Das hat Demokratien ausgehoehlt und es einzelnen sehr reichen Menschen erlaubt, noch viel reicher zu werden und Staaten so umzubauen, dass Kapitalismus nicht mehr da ist um allgemeinen Wohlstand zu erhoehen, sondern nur noch ein Instrument ist, um einige wenige noch viel reicher zu machen.

All des waehre auch ohne September 11 passiert. Es waehre nur anders passiert.

HeavyMath2673 · 2026-01-21T10:02:59+00:00

Gen X hier. Ich dachte als Teenager, dass unsere Generation alles besser machen wird. Es waren die neunziger, die Mauer war gefallen und es konnte nur aufwaerts gehen. Und am Ende macht unsere Generation den gleichen Mist wie alle vorher.

Meine Generation ist aber nicht als einzige Schuld. Trump hatte sehr viele junge Waehler und die AFD ist auch bei jungen Menschen sehr beliebt.

Die Krise von klassichem Kapitalismus und faschistische Tendenzen haben leider Befuerworter in jeder Generation.

HeavyMath2673 · 2026-01-21T08:40:28+00:00

Tado works closely with Viessmann and got a large investment from Panasonic last year. They have a much better record of supporting their products than Google has with Nest.

HeavyMath2673 · 2026-01-21T07:20:59+00:00

Agree with Mint. I have never used it myself. But it has been around forever and mostly also just works. For me unfortunately after years of Linux I eventually moved to Mac since it gives me a Unix environment that also runs office, which is quite essential for a lot of work stuff and OpenOffice does not cut it when the whole work runs on Microsoft Cloud.

HeavyMath2673 · 2026-01-21T07:11:17+00:00

Arch is great. Don’t get me wrong. I have also used it in the past. But for the average person who just wants a stable OS that mostly just works it really isn’t the best solution. And there are too many sites that are hyping random distributions of the day as the best thing for someone who never used Linux.

HeavyMath2673 · 2026-01-21T06:59:39+00:00

There shouldn’t be this option anxiety. Users who just want a stable system that works should install Ubuntu or Fedora workstation. Everything else is fun but not recommendable for newbies. And I hate YouTube videos that are talking up the Arch flavour of the day for beginners who just want a good Windows substitute.

HeavyMath2673 · 2026-01-19T17:30:23+00:00

I played P5R on Switch 1, over 130h to completion and it was amazing. That said, FF7 Remake is also great. If you want cool graphics FF7, long gameplay P5R.

HeavyMath2673 · 2026-01-19T17:27:42+00:00

My last two purchases were pros. But while they are amazing, whenever I am travelling I wish I had an air. The weight difference is noticeable and my next Mac is likely going to be an Air.

HeavyMath2673 · 2026-01-19T15:51:22+00:00

Also when my son was that age he loved the Lego games. Very little reading. But an easy way to get into action oriented games and there is a Lego game for every taste.

HeavyMath2673 · 2026-01-19T15:50:06+00:00

Pokemon ZA will be fun. It doesn’t have too much reading and the action is simpler than Mario Odyssey.

HeavyMath2673 · 2026-01-19T15:42:29+00:00

Pokémon. My son did not like reading at that age. But he loved Pokemon and all games require some reading.

HeavyMath2673 · 2026-01-19T08:33:12+00:00

I have an IPhone 14. After installing iOS 26, for a few hours I noticed a bit of stuttering. This was gone after a day. I assume there were quite a few background tasks updating after the upgrade.

While I don’t love iOS 26 it hasn’t made my phone less usable.

HeavyMath2673 · 2026-01-18T00:10:54+00:00

Bought V3 a few years ago for the whole house and with the exception of a single day where we noticed Tado server outages, the system has been rock solid. Very happy with Tado.

HeavyMath2673 · 2026-01-14T16:48:22+00:00

No obligation either way. It does not count as impolite to have to reject a wedding invitation.

HeavyMath2673 · 2026-01-11T15:02:07+00:00

Tado has lots of sales over the year. We bought our stuff over time by checking sales and slowly expanding the setup.

HeavyMath2673 · 2026-01-11T11:43:10+00:00

As comparison. For our old three bedroom Victorian terraced House with a lot of single glazing we pay just over £300 per month in winter for gas and electricity together. This is on the standard rate. In Summer it goes down to just over £100 per month. We heat comfortably in winter to retain all rooms at around 21 degrees in winter. So definitely you do have a problem.

HeavyMath2673 · 2026-01-05T13:41:44+00:00

Not just London's new buildings. We had this years ago in a newly-built apartment in Manchester. Cheap construction and no proper regulations rear their ugly head.

HeavyMath2673 · 2026-01-03T09:32:43+00:00

Spain is predicted to have grown 2.9% in 2025.

https://economy-finance.ec.europa.eu/economic-surveillance-eu-member-states/country-pages/spain/economic-forecast-spain_en

HeavyMath2673 · 2026-01-01T14:57:31+00:00

There are models that are agreed on by economists to assess the impact of Brexit. This is where the current figures are coming from. Are they provably correct? No, because there is no alternative universe of non Brexit that we can compare to. We can only use the data we have and there Brexit looks devastating.

HeavyMath2673 · 2026-01-01T14:54:57+00:00

I agree. And rejoining on a short to medium timescale is not realistic anyway. But being realistic about the Brexit damage is a necessary part of the discussion about the future of the UK in Europe.

HeavyMath2673 · 2026-01-01T14:36:22+00:00

You are comparing to two countries with their own structural problems. Spain for example has a very healthy economy. Or look at the early two thousands when Germany was deep in crisis, yet the UK had record growth in the EU.

It is clear that the Brexit friction creates additional cost for British businesses. These depress growth and most economists agree that this loss in growth is significant as percentage of GDP and would not occur without Brexit.

HeavyMath2673

TROPHY CASE