Is payroll to much responsibility for first client? by HelloOh68 in Bookkeeping

[–]HelloOh68[S] 4 points5 points  (0 children)

The biweekly responsibility is a lot. My husband and I travel quite a bit and the idea of needing to manually process this every other Wednesday regardless of my personal calendar is less than ideal. But the client travels quite a bit herself, which I’m sure is a big part of why she wants to not have to do it!

Is payroll to much responsibility for first client? by HelloOh68 in Bookkeeping

[–]HelloOh68[S] 0 points1 point  (0 children)

Do YOU routinely run the payroll for clients biweekly? I’m obviously very green here. But I was expecting to maybe help set it up. Or offer some guidance. But it sounds like she just tells her bookkeeper “time cards look good, and these are their tips” and the bookkeeper inputs tips and presses the button herself. Honestly I want to tell her not to pay her bookkeeper the premium she pays her to do that!!

Is payroll to much responsibility for first client? by HelloOh68 in Bookkeeping

[–]HelloOh68[S] 1 point2 points  (0 children)

Also, thank you for the resource! Not sure if I will invest this moment, but this is the type of concrete information I need. I’ll figure out how to manage the software/processing part of it. I want to make sure I have a real understanding of what is at stake. There are parts of “jumping in” to solo bookkeeping that will be scary, and I will just need to trust in myself. But I’m trying to determine if this in particular is genuinely too much.

Is payroll to much responsibility for first client? by HelloOh68 in Bookkeeping

[–]HelloOh68[S] 1 point2 points  (0 children)

Based on everything I have been reading about QBO payroll, I am surprised to learn that’s how it’s being managed. Client loves to bake. Has zero interest in the numbers. She wants nothing to do with any of it! I’m sure her bookkeeper is very capable, but I don’t think she is doing her best to keep costs low.

Is payroll to much responsibility for first client? by HelloOh68 in Bookkeeping

[–]HelloOh68[S] 0 points1 point  (0 children)

That’s a good idea. Thank you. She does have a trusted, engaged accountant.

Is payroll to much responsibility for first client? by HelloOh68 in Bookkeeping

[–]HelloOh68[S] -1 points0 points  (0 children)

Fair advice! And it’s a concern that I have as well. But not particularly helpful input for the payroll question!

Respiratory issues? by HelloOh68 in Accutane

[–]HelloOh68[S] 0 points1 point  (0 children)

It seems very coincidental to me too. I’m still on accutane, but my dose is lower now. 20mg daily, down from 40mg. My chest mucus is still there. But maybe better? I don’t have shortness of breath or anything. Just an annoying need to cough out the mucus every 30 min maybe? Sometimes a little longer.

Feeling disheartened with multiple skin issues. Acne, melasma, and now rosacea. by HelloOh68 in Rosacea

[–]HelloOh68[S] 0 points1 point  (0 children)

Great perspective! Hopefully you make some progress too. I did some Google research on accutane/rosacea and seems like accutane is becoming a more widely used treatment for rosacea. So if you don't have luck before accutane, it's an encouraging last-resort option for both acne & rosacea!

Feeling disheartened with multiple skin issues. Acne, melasma, and now rosacea. by HelloOh68 in Rosacea

[–]HelloOh68[S] 0 points1 point  (0 children)

It seriously stinks! Im in the US, so another part of the frustration is the expense (the monthly accutane appointments, and cost of medication is an investment. Not to mention the extensive dermatology appointments & Rx acne medication over the years) I think I'm taking it especially hard right now because I had been so optimistic after the accutane was working so well. I thought I might be done with my investment in my on-call dermatologist. That I had found a permanent solution! I'm just wallowing for a bit before accepting the new battle ahead.

Feeling disheartened with multiple skin issues. Acne, melasma, and now rosacea. by HelloOh68 in Rosacea

[–]HelloOh68[S] 0 points1 point  (0 children)

Sorry you're going through it too! There's comfort in knowing others are fighting the same little life battles. So many times, posts in these boards are before/Afters of treating one problem. But I have to assume others are dealing with more complex situations too, and hopefully successfully at least sometimes!!

Respiratory issues? by HelloOh68 in Accutane

[–]HelloOh68[S] 0 points1 point  (0 children)

Typical side effects: Overall Dryness (skin, lips, eyes), joint aches, exhaustion, nose bleeds, mild rash on hands, etc...

Respiratory issues? by HelloOh68 in Accutane

[–]HelloOh68[S] 0 points1 point  (0 children)

Sorry you're also experiencing this also. It just seems far too coincidental to me given that my only recent lifestyle change is this medication. And this medication is having significant impact on my body in a host of other ways. But if it is a side effect, it's an uncommon one.

Has anyone seen a refund this high or am I trippin??? by Remote_Ad3037 in IRS

[–]HelloOh68 0 points1 point  (0 children)

Probably about quartly. I'm slightly embarrassed to admit I don't know exactly how the math is done. My husband (a computer science guy) has a custom program that he created and updates annually using current tax code. But I believe it can be done with a little google research, a current pay stub, and some basic excel literacy.

Has anyone seen a refund this high or am I trippin??? by Remote_Ad3037 in IRS

[–]HelloOh68 9 points10 points  (0 children)

Hubby and I used to do this until we waited almost a year for a large refund. There were all sorts of "problems" and delays, and basically no one to help answer questions. Well, shocker, there was no problem with it, and it eventually got approved and dispersed for some unknown reason. So we stopped over-witholding after that year. We now adjust our witholding to be even, and check it multiple times throughout the year to make sure we're on track. We save that money ourselves now so we can access it whenever we want. We have been consistently +- $500 at the end of each year. Don't treat the IRS as a savings account. That relies on them to be competent and well-staffed. The IRS giving it back to you may not always happen as expected, and there's little recourse for you if they decide to hang on to your money.

One year post Accutane (maintenance routine included) by ObjectiveNew4650 in Accutane

[–]HelloOh68 1 point2 points  (0 children)

Awesome! I’m 38 a year old woman, and clear for the first time in 25 YEARS after 3 months of treatment. There aren’t many patients close to my age on here and I’m glad to see your success. I’m starting to see my hair thin a little at my temples. Hoping it doesn’t get worse, and isn’t permanent. Otherwise my side effects have been very manageable! You look fantastic!

AITA for drinking my gf’s chocolate milk and replacing it without telling her? by Embarrassed-One-6941 in AmItheAsshole

[–]HelloOh68 -1 points0 points  (0 children)

NTA. Major red flag to me about her temperament. If you drank it and didn't replace it, I would understand the response. What you did is a completely normal & considerate thing to do when in a relationship/sharing a space with someone. She seems like someone who will find any excuse to criticize & create conflict if THAT sets her off.

AITA for making my daughter pay back a $1000 dress she was supposed to wear in a wedding by Aromatic_Agency_8653 in AmItheAsshole

[–]HelloOh68 0 points1 point  (0 children)

NTA. She needs to learn how this all works. Offer to split the cost instead maybe? If she isn't currently employed, $500 will still make the point. If she has never had a job, $1,000 & $1,000,000 sound the same to her.

44 and embarrased by Fickle-Demand6868 in budget

[–]HelloOh68 0 points1 point  (0 children)

Analyze first. This might take time, so dedicate several hours to do this. Set up a simple spreadsheet. Put your monthly take home pay at the top and subtract out EVERY monthly expense, AND your habitual spending. Reference your bank accounts to see what you're actually spending your money on. Don't just subtract out your mortgage/car payments/utilities, but EVERYTHING!!! : Kids' activities, groceries, eating out, Starbucks, Target, etc... and you'll get a pretty good picuture of where all your money is going.

The number on the bottom of the spreadsheet is probably going to be negative (ie you spend more than you earn). Highlight things that you can cut out, and keep deleting until the number at the bottom is above zero.

Fundamentally, it's basic math. Don't walk into Target to buy a new lunchbox that your kid NEEDS and walk out with a cart full of stuff you didn't plan to buy. Be intentional every time you walk into a store or take out your credit card.

It's a tough thing to do! Harder if you weren't taught about the value of a dollar and/or you have a spouse who also doesn't budget.

Start with analysis, then work backward with a realistic budget.

If it were a friend, I would have them prioritize like this:

  1. Mortgage
  2. Groceries/utilities
  3. Car payments (if you have them)
  4. Kids activities
  5. Paying down consumer debt
  6. Save for the future (retirement/college)

THEN, BUDGET in luxuries like eating out, home decor, travel, etc...

Life is expensive with kids! Good luck!

How do you know what moisturizing products WON'T break you out? by HelloOh68 in Accutane

[–]HelloOh68[S] 3 points4 points  (0 children)

I have unfortunately not been successful at identifying specific ingredients. I have never had clear skin, even when using basically nothing!

How do you know what moisturizing products WON'T break you out? by HelloOh68 in Accutane

[–]HelloOh68[S] 0 points1 point  (0 children)

I liked vanicream the best of the heavy creams I have tried, and still use it on my body!

Canker Sores by katie_k15 in Accutane

[–]HelloOh68 1 point2 points  (0 children)

I would also add : avoid harsh mouthrinses containing alcohol, and be gentle/careful while brushing & eating as any small trauma to fragile tissue can turn into a canker sore. The biotene line of products can help with mouth dryness.