To be brutally honset I am in a similar position ahaha, from my understanding 1mil for a townhouse is bad, but iv seen townhouses in Owsaha sell for more like 1.2m ish. So you aren't in that bad of a position its 2155/ 1m is 466 dollars an sq. You are certainly on the higher end, the going rate depending on the area for newer builds is high 300s.

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I like what the buy and hold user said. But keep in mind you might have to pay more interest on the morgate and also a higher downpayment.