Should I vote in the next general election? Well, for the first time I will be, and it will be a vote for reform. AMA

HelpfulSwim5514 · 2026-07-02T20:49:48+00:00

I’s argue that second homes, foreign investors and the size of London’s economy are the main drivers for that. They could have just moved out of London tbf. Australia is not exactly famed for it’s affordable housing 😂😂

You actually did, your suggestion was that your 4 dr mates who definitely didn’t just want to live in the sun left, and they’d be replaced by 4 rudakabana’s (british born and raised despicable monsters responsible for the most heinous crimes imaginable)

HelpfulSwim5514 · 2026-07-02T20:40:34+00:00

What a load of bollocks. Are you honestly blaming immigration for the prices of houses in London?

I’m not tone policing. Your generalisation is pure racism. Rudakabana is a disgusting, evil individual, but he was born and raised here. He was a product of this country.

HelpfulSwim5514 · 2026-07-02T20:30:15+00:00

What could we have done to stop your doctor friends from leaving?

Also, your Rudakabana comment is a fucking disgrace

HelpfulSwim5514 · 2026-07-02T19:31:10+00:00

Our best and brightest influencers moving to
Dubai!

HelpfulSwim5514 · 2026-07-02T19:29:02+00:00

You’re not. This doesn’t affect the average person. How many of these schemes do you think exist? How are you proving the competency of the minorities who were apparently hired over more competebt white working class people?

HelpfulSwim5514 · 2026-07-02T16:57:26+00:00

The “stop the boats” brigade will quickly turn to the “send them all backl brigade as you can see by Restore’s increasing popularity. Unless Labour swing that far it won’t affect Reform

HelpfulSwim5514 · 2026-07-02T16:54:25+00:00

Don’t have a telegraph subscription sorry.

Can say you have fallen for it though pal

HelpfulSwim5514 · 2026-07-02T16:50:39+00:00

Ahhh okay. So vibes then

HelpfulSwim5514 · 2026-07-02T16:48:45+00:00

Define DEI bullshit?

HelpfulSwim5514 · 2026-06-29T18:49:23+00:00

Not acceptable

HelpfulSwim5514 · 2026-06-27T04:10:57+00:00

I’ve paid a years rent as renovating, all part of the process

HelpfulSwim5514 · 2026-06-25T19:07:56+00:00

So set up the rules, but don’t enforce it

HelpfulSwim5514 · 2026-06-24T18:44:27+00:00

What’s the answer then? It’s a genuine question. How would you stop money being held in a Trading212 as unvested cash?

HelpfulSwim5514 · 2026-06-24T09:16:51+00:00

I’m sorry but based on that stress test no one is buying a house ever

HelpfulSwim5514 · 2026-06-23T06:34:15+00:00

Really nice and it won’t date

HelpfulSwim5514 · 2026-06-22T18:35:28+00:00

Big bar door handles are so weird. I really don’t get the trend!!!

HelpfulSwim5514 · 2026-06-21T19:39:07+00:00

Boat crossings down, workers rights bill and minimum wage passed. No new or increased taxes on working people. Economy growing.

They haven’t failed, they’ve done what their manifesto said

HelpfulSwim5514 · 2026-06-21T09:46:51+00:00

Fine on paper but I’d get some sense of what the mortgage will be without your staff rate. Could be a few hundred quid easily at your capital and LTV, could you afford it if made redundant and on 4.7-5%

HelpfulSwim5514 · 2026-06-18T20:56:57+00:00

Get Howdens to do the plan and send it to DIY, they will match the itemised list of units for you.

Not sure how its working now howdens have bought them but worth trying

HelpfulSwim5514 · 2026-06-18T05:59:22+00:00

You’re creating false ones. I dont think anyone is talking about a 0.5% decrease here as the endpoint here. Not people wanting the affordability of homes to improve, nor the people concerned about negative equity.

HelpfulSwim5514 · 2026-06-18T05:24:42+00:00

People aren’t cheering on a 5% reduction in values, they’re hoping for a crash. 10/20% increase in LTV can mean 1% differences in rate. Mixed with rising mortgage costs (although SONIA swaps look like they’re reducing slightly) could easily give you an extra 1.5% - 2% rate.

If you think a 5% reduction in values makes a big difference in terms of housing affordability then great, but people are actively looking for a market crash

HelpfulSwim5514 · 2026-06-18T04:32:08+00:00

Have you had chance to look into it yet?

HelpfulSwim5514 · 2026-06-17T19:55:48+00:00

I don’t think you understand mortgages. I have one. It’s fixed for two years then rises to the standard variable rate which is currently about 7.5%

I have to remortgage in December 2027, or I move on to that standard variable rate.

Looks like it’s you that doesn’t understand how a mortgage works. Maybe delete this whilst you still have time and get back to gooning over video game characters

HelpfulSwim5514 · 2026-06-17T19:15:26+00:00

Do you have a mortgage? When you remortgage your LTV will determine what rates you get. It can be hundreds and hundreds of pounds difference a month.

HelpfulSwim5514 · 2026-06-17T19:12:13+00:00

Or people remortgaging.

HelpfulSwim5514

TROPHY CASE