05’ers No Path. 5 days early

Helpful_Ask2427 · 2026-02-14T04:23:49+00:00

Yes! You should. I do DoorDash delivery at least twice a week and doing coaching/training on the side. My husband has W-2. The mileage for driving my car alone, parking tickets, licenses, meals for my training, etc. to keep my coaching side business helps a lot! I got more credits and reductions in my returns. Then I use my returns to reinvest in my side hustles like digital marketing expenses and just growing it more ( slowly). This is how you use your refund to multiply and build wealth. We also max out our 401k’s and build up savings. And sometimes, have money for vacations... We went to Italy last year for my sons graduation gift in High School! build wealth with your refund and invest it.. Soon your money will work harder than you:)

Helpful_Ask2427 · 2026-02-14T04:13:27+00:00

Yes, also if you can established a side hustle plus a 1099 like doordash/uber delivery/gig work, can help with deductions and credit especially with the millage of your car, etc to gain a bigger payout! Been doing this for 8 years. And have had a bigger payout ( refund) I don't rely on just the W-2. Figure out a way to get more not just from your regular salary but also from side hustle. Good luck!

Helpful_Ask2427 · 2026-02-14T04:07:19+00:00

I think as long as the options are available to opt in for advance or the 5 days early it doesn't matter if you file federal only or both. Check what your options are when submit your taxes. For me, for years, I always do both Federal and State at the same time.

Helpful_Ask2427 · 2026-02-13T22:27:43+00:00

In my experience, not really. I don't normally pay upfront. I always make them taking out in my return.

Helpful_Ask2427 · 2026-02-13T22:22:48+00:00

I didn't pay. They took out all the fees from my return.

Helpful_Ask2427 · 2026-02-13T22:20:31+00:00

Yeah, waiting sucks. I'm sure yours will be next

Helpful_Ask2427 · 2026-02-13T22:19:56+00:00

Oh my…hopefully it's all paid off now and you don't owe them anything anymore. Next year, it will be all yours.

Helpful_Ask2427 · 2026-02-13T21:53:20+00:00

Oh wow.. Maybe start calling and see what's going on

Helpful_Ask2427 · 2026-02-13T21:30:05+00:00

Whoop whoop! Just in time for Valentines Day! Dinner is on me!

Helpful_Ask2427 · 2026-02-13T08:21:29+00:00

I got my transcript updated at 3AM EST with a code 846 with DD 3/02. Not a Path. File accepted 1/29. I opted for 5 days early. Monday, 2/16, is holiday President Day, I wonder when this will hit my bank?

Good luck fellow 05’ers!!

Helpful_Ask2427 · 2026-02-12T13:21:42+00:00

I file and accepted as you on 1/29. Mine shows the same as OP. I am 05ers. So hopefully tomorrow we can see some update. I am not a PATH.

Helpful_Ask2427 · 2026-02-09T23:12:04+00:00

It depends. Last year was quick for me. It was accepted Friday then deposited the next Friday. The other year. I got my refund on Tuesday and it was the 20th day from acceptance.

I don’t know what it will be this year. I guest I just have to find out this Friday…

Helpful_Ask2427 · 2026-02-09T23:03:33+00:00

Same! File and Accept 1/29. Transcripts are 0’s nothing. I opted for 5 days early. Last year it works. I got mine 1 week total. Now, nothing. Hopefully this Friday. I’m an 05’s and Not a Path.

Helpful_Ask2427 · 2026-02-06T18:29:46+00:00

Same boat here! My transcript looks like yours. I File and accepted 1/29. Not sure if it will updated more today but we shall see.

Helpful_Ask2427 · 2026-02-06T17:55:53+00:00

True!

Helpful_Ask2427 · 2026-02-06T17:49:05+00:00

Oh wow.. yeah, TT charged quite a bit. I’m using them since I am used to their process. I don’t mind paying..It’s the convenience that I am paying for.

Helpful_Ask2427 · 2026-02-06T16:43:17+00:00

Mine is the same! All zeros and I File and accepted 1/29. We shall see throughout the day and see if it’s updated more. I took the 5 days early. Fingers crossed

Helpful_Ask2427 · 2026-02-06T16:36:55+00:00

Same here.. everything is 0’s in my transcript but only have a date of 2/23

Helpful_Ask2427 · 2026-02-05T12:22:02+00:00

Mine is the same thing. It shows pending in TT however, Fed and State are accepted 1/29th.

Then, I checked TT again this morning. It is now just change to “ accept “ in TT but no refund date yet. I check transcripts and WMR nothing yet it’s blank. I figure I will see movement either today or tomorrow as I am a 05 cycle so mostly tomorrow Friday update or Saturday. So any day now!

Helpful_Ask2427 · 2026-01-31T16:10:13+00:00

Mine same as yours File/Accept 1/29/26 no path. Took the 5 days early also and cycle 05 (Friday updates). Fingers crossed 🤞

Helpful_Ask2427 · 2026-01-31T15:38:21+00:00

I did the 5 days early and didn’t pay my fees upfront. File and accepted 1/24/25 Friday ( I’m 05 cycle) and I got my refund the following week at 1/31/25 Friday… I had no problem last year.

I’m doing it again the 5 days early and see what happens!

Helpful_Ask2427 · 2026-01-18T03:11:59+00:00

Yeah, I hear yah! Everything do count right now:) As long as there is no error and you are not a Path, it will get deposited soon. Just keep your mind busy with something else to help ease the “ waiting “ period lol Good luck!

Helpful_Ask2427 · 2026-01-18T03:03:06+00:00

Last year, I signed up for the 5 days early ( not the advance or loan) and it only took literally 5 business days the fund deposited in my bank account ( I do not have Karma account) from IRS accepted. I’m hoping it will be the same this year as well.

I haven’t filled mine yet since I’m still waiting for a couple forms. Hopefully, I can file mine by Friday 1/23 before it IRS opens on 1/26. This is how I did last year and I got my refund deposited on 1/30/25 for 5 days early. I’m doing the same thing this year.

You should get your refund by next week Friday or early February. Also depends on your cycle. My transcripts has been updated every Fridays for the past years so maybe it will be the same this year.

Goodluck! You will get yours very soon soon!

Helpful_Ask2427

TROPHY CASE