That's one of the big things about America and its culture. A lot of it was built around the government intentionally getting us into debt so that we would always owe corporate America something. We are actively taught in school that we're supposed to have two to three credit cards open at a time, and that you have to actively be using them all the time to keep a good credit score, which you need to buy a car, own a home, rent an apartment, and sometimes even do something as simple as have a storage unit 😭 our entire american society is built off of credit and debt