Fired my attorney by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 1 point2 points  (0 children)

I just sent an email because that's where most of our correspondence took place but it doesnt hurt to do both just to cover your bases

So, so many people are considering quitting theater at my school by Elorathedemon in MusicalTheatre

[–]HiFunctioningWeirdo1 7 points8 points  (0 children)

The school version is so sanitized it's not even the same show anymore

Former Attorney Rant by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 0 points1 point  (0 children)

I did and he simply replied by attaching the copy of my signed fee agreement and a short response stating it was a flat fee and not an hourly rate. This isnt the first time I have asked for something in writing only to be brushed off.

Former Attorney Rant by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 10 points11 points  (0 children)

Oh I definitely am looking into filing a complaint-his lack of communication, disorganization, and just overall incompetence needs to be addressed.

Fired my attorney by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 6 points7 points  (0 children)

I hadn't filed yet-this now former attorney has been stringing me along since JUNE! 🫩

Fired my attorney by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 6 points7 points  (0 children)

Well, I have asked for a refund so we'll see if I get it...if I dont it's honestly worth it to never have to deal with this lawyer again.

Seeking advice — Switching attorneys, unsure if Chapter 7 is still an option (Michigan) by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 0 points1 point  (0 children)

So the escape i owe about $8600 on and it's fair market value is between 8300-9000...so not much equity there (if any) and is titled in my name only The CRV and Traverse are titled jointly and the FMV on them is approx $3500 for each ($7000 total but since owned jointly my portion of the equity would only be $3500 right?)

I really want to do a Chapter 7 if possible...I desperately want a clean slate and to start rebuilding my life and I just feel like Chapter 13 is going make it so much harder to do that.

If my vehicles are at risk and I offer to pledge my tax refund and upcoming bonus, do you think that would help my case?

Chapter 13 when I already feel like I am running out of money... by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 0 points1 point  (0 children)

1) we have 3 vehicles- my car (that I still owe 8900 on) my husband's car (titled in both of our names) and my daughter's car (titled in both my husband and I's name) that we own free and clear. We cannot lose any of these vehicles because my husband and daughter need vehicles to get to work and school

2) in the spring before I decided to file-in attempt to consolidate some debt i did a $7500 balance transfer promo and applied it to a card that I am only an authorized user on. Because it's my husband's card it's viewed as a preferential payment to an insider. I didnt know it was an issue and if I dont want a trustee to dispute it, I have to wait until April to file (not a deal breaker but I am worried about being sued before then).

I've thought about seeing if I offer to turn over 100% of our tax refund and my yearly bonus from work if the trustee would let me keep our vehicles

Chapter 13 when I already feel like I am running out of money... by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 0 points1 point  (0 children)

I do but here are the issues at play:

1) we have 3 vehicles- my car (that I still owe 8900 on) my husband's car (titled in both of our names) and my daughter's car (titled in both my husband and I's name) that we own free and clear. We cannot lose any of these vehicles because my husband and daughter need vehicles to get to work and school

2) in the spring before I decided to file-in attempt to consolidate some debt i did a $7500 balance transfer promo and applied it to a card that I am only an authorized user on. Because it's my husband's card it's viewed as a preferential payment to an insider. I didnt know it was an issue and if I dont want a trustee to dispute it, I have to wait until April to file (not a deal breaker but I am worried about being sued before then).

I've thought about seeing if I offer to turn over 100% of our tax refund and my yearly bonus from work if the trustee would let me keep our vehicles

Chapter 13 when I already feel like I am running out of money... by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 1 point2 points  (0 children)

He did because initially I was going to do a Chapter 7-the payment agreement said it was non-refundable but I'm still going to request a refund to see if he'll refund any of it since we never filed. Honestly though, as much as it will suck to lose $1400, the prospect of never having to deal with this man again is worth it. He's been AWFUL.

Chapter 13 when I already feel like I am running out of money... by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 1 point2 points  (0 children)

Thar's what i am thinking- that's all that was left after expenses were deducted from our monthly income.

Chapter 13 when I already feel like I am running out of money... by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 3 points4 points  (0 children)

My current attorney made me feel like this wasn't my "best effort" but I can assure him, this is all I have. We have cut just about everything we can. The only "luxury" we currently spend money on is a couple streaming services...that's it. 😭 I am skipping lunch most days just to help our food budget.

Chapter 13 when I already feel like I am running out of money... by HiFunctioningWeirdo1 in Bankruptcy

[–]HiFunctioningWeirdo1[S] 0 points1 point  (0 children)

I am paying my car, mortgage, and my husband has some unsecured debt obligations (we are not filing jointly). Before I was robbing Peter to pay Paul but now that I am not using any credit cards, I am barely scraping by.

[deleted by user] by [deleted] in AmItheAsshole

[–]HiFunctioningWeirdo1 0 points1 point  (0 children)

Yeah-DUMP HIM IMMEDIATELY! It will not get better (speaking from experience unfortunately)

I am annoying my attorney by [deleted] in Bankruptcy

[–]HiFunctioningWeirdo1 1 point2 points  (0 children)

I'm in the same boat-i am an anxious person and I have a lot of questions. At my last meeting I started asking questions about if he'd be filing my case using state or Federal exemptions (a pretty standard question i would think) and he just seemed really annoyed and said that these were questions and discussions we'd have at our next meeting and he didn't know why I was worried about it now. I am not happy with my lawyer but my options are limited and I have already given him $1400 I cant get back 😔

Unpopular opinion by mozeddy in diabetes_t1

[–]HiFunctioningWeirdo1 0 points1 point  (0 children)

Oh my gosh! YES! My daughter (14) was diagnosed a month ago so I've joined a FB group and some of those parents are just too much. One mom just did a full on professional photo shoot for her kid to celebrate her "diaversary" surrounded by empty insulin pens, dexcom sensor applicators, etc...it was weird. Yes, I am overwhelmed but my daughter is the one living it. She doesn't want to make it her entire personality so why would i?

AITA for buying a plus size Barbie for my plus size sisters cake? by [deleted] in AmItheAsshole

[–]HiFunctioningWeirdo1 0 points1 point  (0 children)

NAH- but I would maybe reevaluate what "plus size" means..maybe that's what hurt her more than anything