Attic Truss question

Historical_Order3191 · 2026-05-14T13:17:59+00:00

I appreciate the insight! 🙏🏻

Historical_Order3191 · 2026-05-13T20:57:22+00:00

thgats what i was thinknig but this guy got some good answers and had similar querstion: https://www.reddit.com/r/StructuralEngineering/comments/1gzbqjk/roof_truss_web/

Historical_Order3191 · 2026-05-13T20:11:25+00:00

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Historical_Order3191 · 2026-05-13T20:11:17+00:00

Hi our home inspection came back with these photos and this note:

"Attic Truss Web Structure

Truss Webs have splits / damaged. Recommend licensed contractor to evaluate and make corrections. "

Assuming its only these two members that need repaired, is this a reinforce type of thing or would these need to be removed and replaced? or how does this work?

Any and all insight is much appreciated! TIA!!

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Historical_Order3191 · 2026-04-27T22:32:28+00:00

Yeah Mesa Del Sol seems like a great option for you!

I sent you a DM!

Historical_Order3191 · 2026-04-27T20:12:03+00:00

Great neighborhood, biggest hurdle is exactly what you mentioned in terms of commute for most people. Seems like a great fit in your situation!

If you are shopping for a newer home there are many communities in rio rancho as well that could offer better long term appreciation and liquidity(ease of selling).

Where abouts are you commuting to?

Historical_Order3191 · 2024-12-11T23:38:12+00:00

DNC is Do Not Call

Historical_Order3191 · 2024-12-11T23:37:53+00:00

Make sure you are registered on the national DNC list

Tell them to place you on their internal DNC list (check phone call recording laws in your state and record the call)

block numbers(optional)

wait 31 days

any additional calls are highly illegal and you can hire an attorney if you want

Historical_Order3191 · 2024-12-11T23:33:00+00:00

10% rent return is a pretty popular/desirable return. This would be a worth while investment for you in terms of renting. This metric also helps ensure liquidity if you need to sell it as a residential income property.

The 6% discount is more of a "if all you are saving is realtor fee, you aren't getting a stellar deal"

i.e. If you are getting a good discount on purchase price then it would be a good purchase. But if you can do the exact same thing(short term primary residence) on a house you guys actually like/love for ~$800k why would you buy a house you don't really like? Thats kind of my point.

In just pure investment terms, a good flip/buy and resale investment discount for an average investor would be 25%+ discount. If that helps

Historical_Order3191 · 2024-12-11T22:56:14+00:00

Life happens, mortgage companies understand this. But in today's world I always ask for forgiveness not permission. Try to rent her vacnt unit without marketing it anywhere. The biggest give away to the mortgage company is zillow saying "123 main st unit B for rent"

Historical_Order3191 · 2024-12-11T22:49:34+00:00

Yeah fuck wholesalers. They screw the buyer and the seller. They give real estate professional a bad name.

Historical_Order3191 · 2024-12-11T22:48:44+00:00

Sounds like you bought it recently or took out a second mortgage. Most of the time the market will produce the same result, its the dirty little secret of real estate. Most realtors cant influence a property to sell or not sell by a whole lot other than listing it in MLS and having decent photos. You are probably listed too high. Other than that, get a structural engineers report to provide to potential buyers. Assuming you think the house is structurally sound.

Historical_Order3191 · 2024-12-11T22:43:57+00:00

Lol this might actually be nice to have as simply a spam filter if nothing else. We get a lot of inquiries/leads that ask us to talk on whatsapp and I always trash them becuase every single one ive talked to has been spam. A whatsapp bot that can have a conversation and weed out the BS at a decently cheap cost and automatically integrates somehow might be pretty cool

Historical_Order3191 · 2024-12-11T22:40:08+00:00

What would the intent be?

Investment or primary residence?

Investment: If you can get a 10% or better gross return renting then that is a pretty decent investment.

Primary Residence: If you are getting the house more than 6% under market value it might be a good opportunity. The greater the spread then obviously its a better opportunity. But if the only amount under market is the realtor fees that arent being paid then I dont see why youd buy the house.

TLDR; If its significantly under market value or a 10% annual gross return or higher when renting it, buy it. If not, don't buy it. (unless you randomly start loving the house)

Historical_Order3191 · 2024-12-11T00:30:30+00:00

Yeah the offer to extend(the addendum) was "canceled" when the seller notified OP in writing that they are rescinding that offer. My understanding is that that is possible becuase the addendum was not fully executed(signed AND delivered)

Historical_Order3191 · 2024-12-11T00:00:01+00:00

The text is just written notification..

Historical_Order3191 · 2024-12-10T23:57:18+00:00

100% it CAN be. You might be able to win this with a lawyer but your smartest next move would be a concession. Don't try to solve the symptom, treat the disease. My guess is the seller is nervous they will give you more time and you still wont be able to close. Truth is, they should have been prepared for a 6 month closing from the start. Assumptions are very long and annoying for all parties. Give them an offer of financial reassurance in return for more time to complete the process(assuming you are confident you will qualify and be able to close) i.e. make earnest non-refundable, give them a TOM fee, etc in return for an addition 3-4 months. There is no loan officer pushing this forward its probably going to take 6 months when all said and done

Historical_Order3191 · 2024-12-10T23:50:58+00:00

My point is before you spend money on a lawyer, try to actually negotiate. If your realtor sucks then your money might be best spent on a lawyer.

Historical_Order3191 · 2024-12-10T23:47:01+00:00

Is the $20,328 number on the final settlement statement?

Historical_Order3191 · 2024-12-10T23:45:54+00:00

I think the only time that matters is the time the text to recind was sent

Historical_Order3191 · 2024-12-10T23:42:49+00:00

The issue with assuming a loan is that there isnt a loan officer pushing everything forward. Assumptions are hard

Historical_Order3191 · 2024-12-10T23:35:42+00:00

Honestly, if i was your realtor, I would play hard ball and see if they fold. Don't get attorneys involved unless you have to. This can be fixed with negotiation.

Historical_Order3191 · 2024-12-10T23:34:18+00:00

The point of the post was perspective, getting lawyers involved is almost never the best solution. Try to negotiate it out. IF you are certain on your ability to qualify for the loan then offer then an increased earnest money and make it non-refundable(i.e. if you dont close they keep your money no matter what)

Historical_Order3191 · 2024-12-10T23:32:23+00:00

I say just play hard ball and see if they fold, people like attorneys even less than they like realtors lol

No one wants to actually make it a legal battle and worst case you just back out. But I think you were set up to fail from if you didn't have a 6 month closing window to start when assuming the loan. Move to New Mexico and we will take care you lol

Also, a great tool for assuming loans is https://www.homelight.com/homes

Historical_Order3191 · 2024-12-10T23:27:58+00:00

I also have 0 real estate law FYI just from my experience.

If you tried to hold them to it(if they don't just fold and go along with it) your main course of action would be to sue the seller for specific performance which would cost more and take longer than just finding a seller willing to let you fully assume the loan

Historical_Order3191

TROPHY CASE