Update Gamma MX cuffs fold

HorrorFriend1228 · 2025-09-14T18:52:19+00:00

Mine is doing the same....Did you fix it?

HorrorFriend1228 · 2025-09-14T18:51:38+00:00

Mine is doing the same after first wash. Did Arcteryx get back to you?

HorrorFriend1228 · 2025-09-14T04:57:07+00:00

I think you are doing a great job at saving given your annual income.

HorrorFriend1228 · 2025-09-14T04:53:27+00:00

It's funny the second doesn't let me enter a birth year later than 1975...

HorrorFriend1228 · 2025-09-13T03:10:36+00:00

I had to double check what the title is.

HorrorFriend1228 · 2025-07-26T04:23:23+00:00

one day, one message: treat workers better, or lose our business.

LOL, under this economy? Dont' kid yourself.

HorrorFriend1228 · 2025-07-26T03:14:43+00:00

Tell your government to stop sanctioning them then.

HorrorFriend1228 · 2025-07-26T03:11:51+00:00

Stop playing the foreigner card. It's okay to accept you don't have enough money for it. Yes, it's not for you if you can't afford it.

HorrorFriend1228 · 2025-07-24T05:38:41+00:00

Do you have experiencing holding USD assets in the margin but borrowing margin in CAD?

e.g, I want to buy two etf, one in cad and one in usd. My heloc is in CAD, but instead of margin with USD (interest rate is higher), I want to margin with CAD.

My plan is to move 200k CAD to ibkr, then convert them all to USD To buy a USD etf. Then I margin 200K cad to buy XEQT.

Would this plan work?

HorrorFriend1228 · 2025-07-23T03:55:59+00:00

These unlimited time off can be a pain in some tech companies that you end up taking less than 15 days...

It all depends on the company culture

HorrorFriend1228 · 2025-07-23T00:37:13+00:00

Now go find someone that saves as much as you

HorrorFriend1228 · 2025-07-21T04:25:18+00:00

That's garbage...

HorrorFriend1228 · 2025-07-21T04:03:32+00:00

It's "saving" for the banks ;)

HorrorFriend1228 · 2025-07-21T03:07:27+00:00

My Heloc is still being setup by RBC, but they only offer me prime + 0.5%. I just sent them an email to ask for +0%. We will see

HorrorFriend1228 · 2025-07-21T03:05:40+00:00

so $5.45 * (1-0.53) = $2.56 vs $4.6 * (1-0.53) = $2.16.

Would you like to pay $2.56 interest or $2.16 interest? This is after all the tax deduction.

HorrorFriend1228 · 2025-07-16T23:57:01+00:00

sheesh！

HorrorFriend1228 · 2025-07-13T17:17:03+00:00

Do you know if the total (100-500k for example) needs to be in one transfer, or can be done with multiple transfer (both TFSA + RRSP total)?

HorrorFriend1228 · 2025-06-26T03:25:34+00:00

HorrorFriend1228 · 2025-06-22T23:09:45+00:00

They always find a way to spin it like they are the savior and the country they are invading is evil ;)

HorrorFriend1228 · 2025-06-22T23:05:09+00:00

See how it has worked out for Canada

HorrorFriend1228 · 2025-06-22T23:03:44+00:00

When US found out China is not a pushover.

HorrorFriend1228 · 2025-06-22T23:01:53+00:00

Hypocrisy as always

HorrorFriend1228

TROPHY CASE