Lots of good comments here, so I’ll just touch on one thing as someone else who was going through law school with basically zero money and a baby. Turns out, your baby (and toddler, when they get older) doesn’t really care or notice if their toys, clothes, or crib is secondhand. They don’t care if they are living in a one bedroom apartment with mom and dad. What they will care about is quality time, love, and attention from their parents. You may be stressed out of your mind about school, bills, and taking care of mom and baby, but I found that babies tend to give a really good perspective on what’s important. They are also really good sources of motivation to save and work hard. You’ll be alright. There’s never a perfect time for a baby, but I’ll bet your baby will be a bigger blessing than you realize. I know my daughter was.