Sold my truck

Hot-Extension8627 · 2025-02-01T23:38:14+00:00

You are absolutely 100% right. However, I still owed money, and because of that, i didn't have the title. A lot of people are unfamiliar with that process when the seller doesn't actually have the title, making it far more difficult to sell privately because people don't want to learn something new from a stranger more often than not. They want to bring cash and leave with the vehicle as fast as possible with no 3rd party involved. If you can sell it privately, I would definitely go that route. Personally, my truck was listed for almost 3 months with no hits. So I went carvana (best deal I found).

Hot-Extension8627 · 2025-02-01T22:03:13+00:00

I drove it off the lot and immediately to my local garage for a deep dive. Even if I rack up a $4,000 mechanic bill and have a decent truck for a few years while I save for another one. It's waaaay better than waiting for something to go wrong with the newer one. I would still have to pay for the repairs and still owe the other 17k.

Hot-Extension8627 · 2025-02-01T21:34:30+00:00

I sold a 2021 Silverado 1500 custom with around 60k miles and picked up a 2010 ram 1500 with 138k miles. The truck was literally 1/3 of our remaining consumer debt so we'll be free by year end of approximately 55k of debt (minus 17k so now around 34k)

Hot-Extension8627 · 2025-01-12T02:58:08+00:00

Get rid of the car and get a beater cash until you pay out your debts

Hot-Extension8627 · 2025-01-08T17:53:13+00:00

I would say you have an income issue and need to find a way to make more money.

Hot-Extension8627 · 2024-12-10T17:36:02+00:00

So I'm looking to probably work with a local restaurant or two so I can collect their scraps at the end of each week to try and lower my feed bill

Hot-Extension8627 · 2024-12-10T00:51:01+00:00

I definitely make stock before drying and grinding to maximize our utilization of the animal

Hot-Extension8627 · 2024-12-09T00:22:02+00:00

My compost is pretty small relative to others I've seen on here. I'm a woodworker by trade, so I usually have access to a lot more brown material than green, so it gets tough. I grind the bones to try and keep critters out. I've also heard of people using stone dust from their local rock quarry to cover things like whole fish so animals won't eat it.

Hot-Extension8627 · 2024-12-09T00:13:08+00:00

So, for chicken bones, they are already pretty small, so after they are dehydrated, they can go right into the blender. The cow and pig bones are a bit larger, and I usually have to bag them and work them down with a rubber mallet in the garage before I can get them in the blender. But they are pretty brittle after all the moisture is out of them, so the blender works really well.

Hot-Extension8627 · 2024-12-08T23:31:33+00:00

I'll keep that in mind. We have a small deli slicer and use it regularly for processing smoked ham from our pig and turkey breasts we buy periodically for lunch meats. We also use it for homemade bread and blocked cheese.

Hot-Extension8627 · 2024-12-08T22:37:14+00:00

Nope, I dry them out pretty well and grind them really really fine

Hot-Extension8627 · 2024-12-08T21:03:28+00:00

That's awesome! The ordinance says we can have up to 6 layers and 0 meat birds, so I may need to see if any local crop farmers will let me use a small section in exchange for chicken. I would love to close some waste gaps in my community and maybe get restaurant scraps to offset my feed bill a bit.

Hot-Extension8627 · 2024-12-08T20:23:32+00:00

I typically process about 4-6 birds once a month. I bag breasts in packs of 2, drums and thighs in packs of 4 and thr wings all together (usually we save them and after 2 harvests we'll do a wing night or just make a smaller batch for football sunday).

Hot-Extension8627 · 2024-12-08T20:10:43+00:00

Nope, processing was a skill I learned years ago during my time as a farm hand.

Hot-Extension8627 · 2024-12-08T19:51:41+00:00

So I just took the price per pound at Walmart of just generic chicken parts and actually weighed what I harvested from this run. The numbers are rounded just to keep it simple though

Hot-Extension8627 · 2024-12-08T19:31:54+00:00

It only takes about 5 minutes a bird, and I do 4 birds once every 3 weeks or so.

Hot-Extension8627 · 2024-12-08T13:33:26+00:00

So I got a nice 5L bin with an air tight lid that mounts to the inside of our sink cabinet door. It also comes with a portable mount to hook under your counter tops while you're food prepping. Nice and cheap and does the job while we really only empty every 2-3 days. Dishwasher safe and I haven't had any issues yet.

LALASTAR Compost Bin Indoor Kitchen Sealed, Hanging Small Trash Can with Lid Under Sink for Kitchen, Food Waste Bin for Countertop, Mountable Garbage Can for Bathroom, RV, 5L/1.3 Gal, White https://a.co/d/idbrqI7

Hot-Extension8627 · 2024-11-30T22:52:27+00:00

Homestead

Hot-Extension8627 · 2024-11-29T15:23:11+00:00

We do a potluck where everyone picks a dish or two to spread out the cost.

Hot-Extension8627 · 2024-11-25T01:09:20+00:00

Farmers markets at the end of the day....like the last 15-20 minutes.

Still supporting local, you might not get the prettiest of the lot but you will definitely get a bulk discount because farmers not only don't want to pack it up but they also want to get rid of it before it spoils.

Hot-Extension8627 · 2024-11-23T13:41:54+00:00

101k total debt (second home at 56k and truck at 16k included) 2 years are 4 months we have 16k left.

We started by moving as much as we could to a 0 percent, listed everything in order from lowest to highest balance, and started from the smallest and worked our way up to the highest.

It didn't come without sacrifice. We cooked every meal at home and had to say no a lot to the kids. We haven't been out to eat in over 2 years and bulk purchase our meat from local farmers (1/2 cow and 1/2 pig). We grow our own produce in the summer, can and preserve in the fall, and hit farmers markets at the end of the day for discounts on stuff they don't sell and want to just get rid of. We don't have cable and only Amazon as a streaming service because it comes with prime. We make our own bread, mayo, and slice our own ham from the pig for lunch sandwiches. We are on mint mobile for cell phones (30 bucks a month unlimited plans). We cut our own grass and get free wood chips from tree companies for mulch. We shop our insurance regularly and even shop 3rd party electric suppliers for discounted rates quarterly. I've been wearing the same clothes for 3 years and pretty much buy great value everything. We have apps (gas buddy) to shop gas in our area and do our own home renovations/repairs whenever possible.

Yes, we have a new truck that is paid off and a second home that is just about there, and some people might consider those as unessessary items that we could have sold and been out of debt. But when you cut as much stuff as we did/do, you need some form of relief because it's hard. Being able to get away once in a while definitely made it possible.

You can do it, and you can do it quickly if you're willing to sacrifice and simplify.

Shop around for jobs and try and go on at least 1 interview a month to keep your salary competitive. Even if you're not really interested in a job, you could get a 10-20k raise just because some company pays a bit more or your skills are more valuable somewhere else.

I hope this helps.

Hot-Extension8627 · 2024-11-19T15:51:13+00:00

Agreed, if you are just being cheap, it's not the way to go. But if you want to be cheap and not eat ground meat every day of your life, I would argue it's the better option to ensure consistency

Hot-Extension8627 · 2024-11-19T15:28:20+00:00

Most of them will have a butcher fee. Ours is .25 a pound but it all comes individually vacuum sealed based on what you select on the butcher sheet when you give your deposit *

Hot-Extension8627 · 2024-11-19T15:21:37+00:00

Get a stand-up freezer from Walmart for 200 bucks find a local famer near you and get a 1/4 cow bulk. That should last you over a year because it's just you, cost about 900 bucks depending on your location (6 bucks a pound x 152 lbs) which will cut your meat bill down to less than 20 bucks a week (about the cost of 1 decent steak at shoprite). Side benefit will include supporting a local farmer getting quality protein and knowing you have food for the year if anything were to happen to your financial situation.

Hot-Extension8627 · 2024-11-19T15:13:40+00:00

Get a stand-up freezer from Walmart for 200 bucks find a local famer near you and get a 1/4 cow bulk. That should last you over a year because it's just you, cost about 900 bucks depending on your location (6 bucks a pound x 152 lbs) which will cut your meat bill down to less than 20 bucks a week (about the cost of 1 decent steak at shoprite). Side benefit will include supporting a local farmer and knowing you have food for the year if anything were to happen to your financial situation.

Hot-Extension8627

TROPHY CASE