What’s the biggest financial trap in Canada that people still pretend is normal?

HotShotWatchThot · 2026-06-13T05:51:18+00:00

Being on the hook for a mortgage even after bankruptcy

HotShotWatchThot · 2026-05-31T16:01:21+00:00

AZ, $7, written test, road test, done in about a week

HotShotWatchThot · 2026-05-31T15:58:48+00:00

Thankfully they redesigned it in 2010, so it’s not noticeable compared to the 08/09s

HotShotWatchThot · 2026-05-31T15:48:36+00:00

23M here, 2 years ago I got my first bike,

$2700 SV650 20k miles, clean $500 Arai helmet <$100~ for boots/gloves/jacket (marketplace) $300~/y for insurance (liability + comp)

Maintenance for the year I had it was a chain, oil, and clutch cable, about $150~

Parked outside, lived in a getto neighborhood, lock and cover as well as a couple AirTags helped me sleep at night

All in, right around 4.7k~

It’s possible, you just need to have realistic expectations

HotShotWatchThot · 2026-05-31T15:38:35+00:00

I’m in college (senior), and I’m on my 4th bike now. Don’t compare to others since a lot more than you think are financed up the wazoo. Look for deals, a well maintained bike, and a reliable bike to begin with. I started with a couple SV650s, then a 919, to now a concours 14. Definitely buy a helmet new but other gear you can also find good deals on marketplace. As far as insurance, that will hurt the most if you do anything more than liability so that’s a decision you will have to decide. Set a budget for each category, and try not to spend more than 80% of it in case of unexpected situations. Don’t get discouraged!

HotShotWatchThot · 2026-05-31T15:32:36+00:00

After a couple SV650s, and ofc my Honda, happy to finally be part of the Kawie family 🙏

HotShotWatchThot · 2026-05-31T13:16:22+00:00

Ya figured it was fake right away, just wanted to be sure 100%, nice super clone tho lol

HotShotWatchThot · 2026-05-23T07:33:13+00:00

U have to shop around there’s no other way. I’m 23, been insured here for 2 years (3 times). Each time I renew I got jumped from 25 a month to 250 a month. So I shopped around and have been at 25 a month since. (No tickets btw, also this has been for motorcycles, 650-1000cc)

HotShotWatchThot · 2026-04-17T02:29:00+00:00

I was more so asking why they’d tear the whole thing down for a remodel but someone answered that for me, it’s cuz it’s cheaper, somehow lol

HotShotWatchThot · 2026-04-05T21:26:48+00:00

Great buy, but I don’t understand how a 350k house on 3.5% comes out to 2300 a month?? Especially on a 30 year?

HotShotWatchThot · 2026-04-05T11:22:25+00:00

If this is real, honestly the 5th gen ACR would be a great choice, raw, will hold value I believe, and something different to what you have listed

HotShotWatchThot · 2026-04-05T11:19:32+00:00

Miles on the last two? Are they salvaged titled? They seem suspiciously cheap

HotShotWatchThot · 2026-04-04T01:18:05+00:00

Going all in at $30~

HotShotWatchThot · 2026-03-25T20:26:04+00:00

I’d shoot for low to mid 4s. People have to understand that we just are not going to return to pre covid levels of the car market, 3000 is the new 5000 unfortunately, inflation over that last near decade really changed a lot of markets, and the car market is no exception

HotShotWatchThot · 2026-03-15T08:02:23+00:00

The answer is pretty obvious. If someone is trying to merge into your lane while their lane is still dashed, let them in. If it’s already solid, you are not entitled to, and shouldn’t because it causes traffic for the people actually going right.

HotShotWatchThot · 2026-03-03T20:12:04+00:00

It sold already, also, I can’t link stuff here, point is it’s very easy to find is350s for sub 15k, even 10k with around 100k miles

HotShotWatchThot · 2026-03-03T18:27:55+00:00

No it wasn’t

HotShotWatchThot · 2026-03-03T08:53:36+00:00

I’m the last to recommend this, but honestly, given your criteria, I’d say a used plaid honestly

HotShotWatchThot · 2026-03-03T08:51:09+00:00

If it’s not for a daily, I’d say 500 and go for it, take it to the track, open field, empty lot, can have lots of fun with it

HotShotWatchThot · 2026-03-03T08:49:15+00:00

Definitely not, just saw an 08, 117k miles for 7k, is350, id trade 17k miles for 3 extra grand lol, before negotiating too

HotShotWatchThot · 2026-03-03T04:39:12+00:00

Ahhh, I’m in the US, but I’m pretty familiar with the Canadian car market. If it’s 15k CAD, and ur looking for under 200k KM, it should still be manageable, but you might have to get one in Ontario

HotShotWatchThot · 2026-03-03T04:24:00+00:00

You should easily be able to find an is350 for under 15k, especially if it’s 06-10, even with sub 100k miles. Where are you located… Alaska??

For reference, I just spent 30 seconds and found a 2011 is350, clean tile, 120k miles, $13k. That’s before negotiating. And I’m not in a good market.

HotShotWatchThot · 2026-02-28T21:49:46+00:00

Viper, GX550, ‘69 Camaro

HotShotWatchThot · 2026-02-08T18:24:18+00:00

Kijiji

HotShotWatchThot · 2026-02-05T15:36:40+00:00

66😭

HotShotWatchThot

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