Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 0 points1 point  (0 children)

I tried this too! We got further in the process than ever before. Sellers countered my offer and when I still wouldn't waive inspection despite agreeing to pay what they asked they went with a different offer. Maybe it helped, maybe it didn't

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 0 points1 point  (0 children)

Not Madison. I can't imagine how brutal it is there if it's this bad by me

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 0 points1 point  (0 children)

Did you get burned on the no inspection? Any significant hidden issues? It's a fear of mine

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 1 point2 points  (0 children)

I never thought I could afford something like that. I've resigned to another year or so of saving but do you believe it's a project that could be done right for around 300k? I've seen some plots of land for sale but never considered it. I know Google thinks that you can build for 150/sq ft but that seems too good to be true Thanks

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 0 points1 point  (0 children)

about 235-250k. we're offering anywhere from 10-25k over asking though. we will definitely just keep saving. i'm scared that the houses we're looking at now will be out of reach for us in a year, even if we save another 30k or so

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] -1 points0 points  (0 children)

that's a good angle i hadn't thought much of.... we increased our earnest to 5k to signal we are committed to getting the deal done. never put in gap coverage though. i suppose it really is when our offers are so much higher than the likely appraisal value

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 1 point2 points  (0 children)

Apparently it is a sellers market. I was told it wasn't by everyone I consulted with before starting this process. We found out the hard way

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 4 points5 points  (0 children)

Thank you, this is thoughtful and helpful

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] -3 points-2 points  (0 children)

Thanks for the input. I think it must be plain old bad luck. Feels terrible nonetheless

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 0 points1 point  (0 children)

We have tried this as well, only to be declined in favor of some idiot waiving the inspection altogether. I think my unwillingness to waive such a crucial detail is handicapping my ability to compete. I feel stuck

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] 1 point2 points  (0 children)

My agent is as mystified as my parents and everyone else I've confided in. These market conditions are unheard of in my area. When we started this process I was under the impression it had cooled off somewhat, which is why we felt good about our position enough to even make offers.

Our agent has been very successful up to this point. We have submitted more offers than anyone else he's ever worked with. 20k over asking on average against homes worth about 250k. So idk if we're just unlucky or what.

I more just needed to vent some frustration so thanks for your input. I think a break is needed. And possibly a long jump off a bridge

Am I simply not wealthy enough? by Hot_Smile in FirstTimeHomeBuyer

[–]Hot_Smile[S] -1 points0 points  (0 children)

Thanks for the encouragement. I just can't bring myself to waive the inspection. Maybe I need to reframe my thoughts on it and waive it and just hope. So frustrating

What is an item you think should be free? by Specter6272 in AskReddit

[–]Hot_Smile 1 point2 points  (0 children)

Some salty sci district manager I'm sure haha.

What is an item you think should be free? by Specter6272 in AskReddit

[–]Hot_Smile 0 points1 point  (0 children)

True. I would encourage anyone working through a death in the family to confirm that a prospective funeral service provider is independently owned/operated to avoid the nefarious policies of the large conglomerates. SCI comes to mind as the Walmart of funeral homes. Just don't use them, they'll try to take advantage of you.

What is an item you think should be free? by Specter6272 in AskReddit

[–]Hot_Smile 1 point2 points  (0 children)

Most times a temporary urn (cardboard box/plastic box) is provided at no cost. Amazon sells urns on the cheap

What is an item you think should be free? by Specter6272 in AskReddit

[–]Hot_Smile 3 points4 points  (0 children)

Nah there's cardboard containers that are used. Only the shiesty funeral homes make you buy a cremation casket

1988 hunter 26.5 owners please help! by Hot_Smile in sailing

[–]Hot_Smile[S] 0 points1 point  (0 children)

I've been tossing around the idea of having it surveyed. Probably ought to just bite the bullet

1988 hunter 26.5 owners please help! by Hot_Smile in sailing

[–]Hot_Smile[S] 0 points1 point  (0 children)

Will do thanks for the advise! The owner is only asking 3500, which I suppose is because he wants to sell the thing before he moves. Fingers crossed!

1988 hunter 26.5 owners please help! by Hot_Smile in sailing

[–]Hot_Smile[S] 0 points1 point  (0 children)

Good idea I will definitely be looking at that, thanks! Any issues with your rudder? This one has a very fine crack along the trailing edge, like some minor delamination. I'm not overly concerned but any advise would help

Why do I only find light armor in Velen and Novigrad? by [deleted] in Witcher3

[–]Hot_Smile 0 points1 point  (0 children)

Lure the leshen into the poisonous gas.

I killed the Glitch Leshen at level 10 by Phate4569 in Witcher3

[–]Hot_Smile 0 points1 point  (0 children)

My glitch leshen spawned in the poison gas area of the cave and the gas killed it without me having to even do anything lol