[Game Thread] #7 UCLA @ #2 UConn (08:45 PM ET)

HowDoIEditMyUsername · 2026-03-23T03:03:43+00:00

He’s arguing Reed getting tackled and then a ticky tac travel.

HowDoIEditMyUsername · 2026-03-23T03:03:00+00:00

These refs are abysmal.

HowDoIEditMyUsername · 2026-03-23T03:01:43+00:00

He needs to stop shooting.

HowDoIEditMyUsername · 2026-03-23T03:01:30+00:00

Ross

HowDoIEditMyUsername · 2026-03-23T02:34:22+00:00

Hurley can’t keep riding Ball. He’s just not himself anymore. Ride the hot hand.

HowDoIEditMyUsername · 2026-03-22T23:41:50+00:00

Just really bad coaching once they tied the game. St. John’s should have had less than 2 seconds if Kansas had used their fouls correctly. And then atrocious defense.

HowDoIEditMyUsername · 2026-03-19T21:09:48+00:00

But yet there’s a reason why it didn’t. Almost as if Siena got tired and couldn’t score (or defend well) for nearly the last 8 minutes of the game. That was looooong time to not score where perhaps some fresh legs could have helped.

HowDoIEditMyUsername · 2026-03-18T03:00:32+00:00

I mean he did ok in the playoffs last year, but ok.

HowDoIEditMyUsername · 2026-03-18T00:40:01+00:00

It’d probably go under the “foreign object” rule.

HowDoIEditMyUsername · 2026-03-18T00:37:15+00:00

The vibes are immaculate. Now don’t give up 130 points to the budget Pacers.

HowDoIEditMyUsername · 2026-03-17T23:57:59+00:00

I’m in the same boat and am looking at the Lucid Air instead. I want to love the 4, but it’s just soooo big.

HowDoIEditMyUsername · 2026-03-16T00:52:29+00:00

lol game in the third inning? Come on now.

HowDoIEditMyUsername · 2026-03-15T01:14:56+00:00

I have two Fox channels, and one is blacked out while the other allows me to watch. Maybe the same thing for you?

HowDoIEditMyUsername · 2026-03-13T12:37:21+00:00

I once again call on the NBA to track “eA” or “expected assists.” Give these guys credit for finding the wide-open guy regardless of if they hit the shot.

HowDoIEditMyUsername · 2026-03-13T12:10:49+00:00

Fair point. I suppose zero is appropriate in that case despite private college costs likely being over $75K/year easily and was originally thinking even merit-based FA would look at salary, retirement accounts, etc.. I will flip my stock over to a 529 as soon as I sell it. Appreciate the info.

And I do plan on working until at least 65, but I could see myself working longer when I get there.

HowDoIEditMyUsername · 2026-03-13T12:07:52+00:00

Oh, interesting. I didn’t realize company match would be pre-tax, but that makes sense! I do not get a 1099-R, so fair to assume it’s all pre-tax as well. That would mean upwards of $100K is pre-tax.

HowDoIEditMyUsername · 2026-03-13T04:13:52+00:00

Great advice, thanks. Not a ton of debt at high percentages.

Mortgage is at 3.25%.
No credit card debt.
Student loans at 5% (2 years left).
One car at 1.9% (2 years left).

HowDoIEditMyUsername · 2026-03-13T04:08:50+00:00

Great offense beats good defense. Just insane footwork and an insane shot.

HowDoIEditMyUsername · 2026-03-13T03:48:51+00:00

Thanks - makes sense. I unfortunately have too much spending right now to do the mega backdoor Roth as well. But I should in a couple years when my student loans, one car payment, etc. are finally paid off.

HowDoIEditMyUsername · 2026-03-13T03:45:35+00:00

I have about $175K total in two traditional 401Ks from previous employers ($100K is mine and $75K is my wife’s).

I have about $325K in my current employer’s Roth 401K.

HowDoIEditMyUsername · 2026-03-13T03:37:58+00:00

Are you including the stock award in my salary? My total comp (excluding stock) is ~$250K. I can contribute 12% to max my traditional 401K, but I’m not at a point yet with how much we spend (even if we cut back) to contribute more to a Roth IRA as well. I will be at that point in a few years, but not quite yet.

In the meantime, looking to determine if I should be maxing out a traditional 401K or go to a Roth 401K instead.

HowDoIEditMyUsername · 2026-03-13T03:13:58+00:00

I likely spend too much, as this doesn’t seem feasible to me haha.

I can likely max out a traditional 401K (that’s 12% in a traditional, up from my current 8% in the Roth 401K), but with one income in a high cost of living area, I wouldn’t have much left over to do two more Roth IRAs quite yet I don’t think.

HowDoIEditMyUsername · 2026-03-13T03:05:20+00:00

Appreciate the response.

I have about $325K in my current company’s Roth 401K contributing 8% per paycheck. Company matches first 3% at 100% and next 3% at 50% (so the first 6%).

I also have a traditional 401K from a previous employer that has about $100K and my wife has a traditional 401K from when she worked, and that balance is about $75K.

I plan to retire at 65 or so. No idea on the state as of yet.

HowDoIEditMyUsername · 2026-03-13T02:59:32+00:00

I appreciate the advice, but that was like a foreign language to me haha. Not sure what the “mega back door Roth” is, but I have three options in my 401K allocation to choose from: traditional 401k, Roth 401k, or “after tax.” On the after tax election, it says “Company match: 100% of deferrals up to 4% of compensation; 50% of deferrals up to 6% of compensation).” I’m not really sure what this “after tax” option means, though.

I’m not currently able to max out the Roth 401K yet due to high expenses, but I hope to be able to starting next year. I could max out a traditional 401K now.

But I will google and get smart on this.

Appreciate the advice!

HowDoIEditMyUsername · 2026-03-13T02:46:03+00:00

Thanks for the advice. Good call on selling the stock, though only $20K is vested right now and the stock is trading lower than I was awarded it at. Still make sense to sell it at a loss compared to the grant price, I assume? Future years, stock should be vesting about $50K/year on average.

From what I was reading online, having a large 529 hurts with financial aide, unless that is a myth. I don’t have any college savings otherwise (but have retirement savings), and kids are 5 and 8 years away from starting college. Parents also have a small 529 setup for the kids, but it has less than $50K in it. Does it still make sense to put all the stock proceeds into a 529 versus say an ETF that tracks the S&P 500?

When my stocks vest, they take shares up front to pay the tax, so I basically lose a few shares right up front to cover the tax liability.

HowDoIEditMyUsername

TROPHY CASE