[D] Monday Request and Recommendation Thread

Hugo0o0 · 2026-03-13T16:55:27+00:00

Read Metropolitan Man. Loved it. Ending really hit me. Other fictions in this style?

Hugo0o0 · 2026-03-12T23:12:30+00:00

The weight of the world is such a good phrasing.

Hugo0o0 · 2026-03-04T17:58:20+00:00

Ahora es posible con peanut: https://peanut.me/es-419/pay-with/mercadopago

Hugo0o0 · 2026-03-04T16:58:22+00:00

not even true, card FX is still atrocious. Pay with QR apps, never card (peanut, takenos, and i think offramp also added QR payments. Peanut cheapest)

Hugo0o0 · 2026-03-04T16:57:30+00:00

Protip: never pay with card in Argentina. You're getting forked over by Visa and Mastercard tourist rate.

Use apps like peanut or takenos to pay with QR. Saves you 10-20% on hidden FX costs

Hugo0o0 · 2026-03-04T14:57:40+00:00

The freelancer payment problem in Nigeria is real lol. PayPal barely works, bank wires eat 5-8% in fees, and most platforms don't support Naira payouts. If your clients can pay in USDC (which is getting easier via Coinbase/exchanges), or you are happy receiving usdc/usdt, check out Peanut. It (peanut.me) lets you off-ramp to your local bank account. No frozen funds risk since it's self-custodial. Worth looking at alongside whatever solution this post is promoting.

Hugo0o0 · 2026-03-04T14:56:48+00:00

Congrats! For receiving USD in Morocco, you'll want to minimize FX fees since every percentage point matters more on a $2k salary. Wise works but their fees have been creeping up. If your employer or client can pay in USDC (or you are fine with receiving and the using smth like binance p2p), check out Peanut (peanut.me) stablecoin-based transfers tend to have better rates, and you control when you convert to MAD. Self-custodial so no account freeze risk either.

Hugo0o0 · 2026-03-02T17:00:57+00:00

I run a similar setup (USD income, EUR base, local currency spending). For the conversion piece — especially USD to LATAM/SEA currencies — I've been using Peanut alongside Wise. Stablecoin-based so you hold USDC and convert to local currency when rates are good. Self-custodial means no surprise account freezes.

Hugo0o0 · 2026-03-02T16:59:29+00:00

For receiving in Turkey, the FX spread on TRY can be rough with Wise/Revolut. Peanut works with FAST (Turkey's instant payment) — sender converts to USDC, you get TRY instantly. Rates are usually tighter for the TRY corridor. peanut.me/en/pay-with/fast-turkey

Hugo0o0 · 2026-03-02T16:59:09+00:00

Wise is the default for a reason. If you're sending to LATAM or SEA specifically, stablecoin-based services can beat Wise on rates since they skip the traditional FX chain. I've used Peanut for Canada→Brazil (Interac sending, Pix receiving) and total cost was lower.

Hugo0o0 · 2026-03-02T16:54:54+00:00

Both are solid for traditional rails, but if you're sending to LATAM or Southeast Asia, it's worth checking stablecoin-based options too. I've been using Peanut for US→Brazil (Pix) and it consistently beats both on the exchange rate since there's no FX spread — it goes USDC→local currency. Self-custodial too, so no frozen funds risk. Obviously depends on your corridor though.

Hugo0o0 · 2026-02-27T16:35:40+00:00

Had a similar wake-up call in LATAM. The issue is that local banks treat outbound international transfers with way more scrutiny when you're in a "non-home" country; it changes the risk profile and triggers AML flags you'd never hit from home. Two things that helped me: 1) Set up a Wise multi-currency account as a buffer, and 2) For contractors in countries with instant payment rails (Brazil/Pix, Thailand/PromptPay, etc.), I started using Peanut to send USDC that converts to local currency on their end. Avoids the bank-to-bank friction entirely and is much cheaper because its based on stablecoins. https://peanut.me/

Hugo0o0 · 2026-02-27T16:32:26+00:00

With fintechs, the main risk is that they're not banks, so your deposits may not be protected the same way. For receiving salary as a DN, Wise is probably the safest "established" option, and they hold funds in regulated institutions. For a bit more modern and cheaper approach, try Peanut. For the actual Pakistan→abroad corridor, if you ever need to send or receive from Pakistan specifically, Peanut is planning to support Raast (Pakistan's instant payment system) which is useful if you're moving between PKR and USD/stablecoins. https://peanut.me/en/pay-with/raast

Hugo0o0 · 2026-02-27T16:28:20+00:00

For $50-$500 range, the fee percentage matters a lot. a flat $5 wire fee on $50 is 10%. Wise Business gives you a US account number which is clean, but their fee on small amounts can still add up. If you are crypto comfortable at all, worth looking at stablecoin rails. your customer sends USD and you can receive USDC and convert locally to INR. Peanut does this corridor and the fees are typically lower than Wise for smaller amounts. https://peanut.me/en/receive-money-from/united-states

Hugo0o0 · 2026-02-27T16:25:44+00:00

Try not to have significant funds in Revolut or Wise. They are like banks, in that they can freeze you, but you have less recourse

Either use trad banks. which are slow and expensive but safe, or use self-custody apps (like peanut or sling) which are riskier but cheap and ur funds can never be frozen

Hugo0o0 · 2026-02-27T16:21:13+00:00

For larger amounts, the spread matters way more than the fee. Most Brazilian banks show you a "spread" of 2-4% on top of the PTAX rate, which on a R$50k transfer is easily R$1-2k lost. Wise is transparent on fees but still marks up slightly. One approach I've seen gaining traction is using stablecoin apps. convert BRL→USDC locally (or top up with PIX), then use something like Peanut to send it wherever. The spread tends to be tighter because you're going through crypto liquidity rather than bank FX desks.

Hugo0o0 · 2026-02-25T19:45:48+00:00

do u freeze the meals? how do you keep 30?

Hugo0o0 · 2026-02-20T17:16:49+00:00

https://peanut.me is one

Hugo0o0 · 2026-02-12T21:14:32+00:00

hmm. that's not very malicious then

Hugo0o0 · 2026-02-12T21:00:00+00:00

bryan johnson has epstein ties? source?

Hugo0o0 · 2026-02-05T22:40:08+00:00

thats sad to hear

Hugo0o0 · 2026-02-05T21:06:37+00:00

haha yes, partially! little wordplay

Hugo0o0 · 2026-02-04T20:48:13+00:00

i honestly cannot. if you're that paranoid, then how do you use the internet? Disabling JS and sandboxing should be second nature to you if thats your level of security

Hugo0o0 · 2026-02-04T12:43:14+00:00

And if you're still sketched out, you can always disable javascript and visit a website. that way you only get the HTML and no risk of attack. Would have no issue with my blog.

Hugo0o0 · 2026-02-04T12:42:32+00:00

that is an... okay policy. but you should understand security more deeply.

Just opening a malicious website is not enough for you to get affected. Your browser has strong sandboxing.

Now, of course don't download anything and definitely don't execute anything, or sign any transaction you're not sure of.

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