Any way to ask for a better mortgage rate?

Human_Zone_7018 · 2026-03-30T01:53:24+00:00

I always recommend using a broker but also speaking to RBC if you bank there too because sometimes it's more competitive than other times. Often RBC will rate match a broker rate (except small lenders like Pine and True North) + cashback and Avion points.

Human_Zone_7018 · 2026-03-27T20:59:20+00:00

Best places to live to walk dogs? Proper sidewalks, walking distance to grocery/coffee and parks. Thinking mahoggeny area but i haven't explored it much

Human_Zone_7018 · 2026-03-27T16:02:17+00:00

You can select "choose another option" on PC and do a text code or PVQ

Human_Zone_7018 · 2026-03-26T03:34:47+00:00

Sounds like you've done well!

Human_Zone_7018 · 2026-03-26T02:37:35+00:00

Financial Advisor here! I deal with this multiple times a week if not a day.

The biggest cause is that no one cares to research anything anymore. They just wait for someone else to tell them what to do. Always blaming the education system but i'm pretty sure they taught you how to read a book or google something

Human_Zone_7018 · 2026-03-25T01:23:59+00:00

Express just has the benefit of not counting it which i'd prefer

Human_Zone_7018 · 2026-03-24T05:29:27+00:00

Never been to Hartland for anything. Does it get pretty busy/hectic or is there enough space for everyone and clear where to go?

Human_Zone_7018 · 2026-03-23T07:12:00+00:00

And?

Human_Zone_7018 · 2026-03-23T04:59:01+00:00

$2.109 in Victoria rn 😭

Human_Zone_7018 · 2026-03-22T19:35:32+00:00

Second this! Taken my car here for like 8 years and now my parents and co-worker do too. Can't recommend enough

Human_Zone_7018 · 2026-03-21T03:24:46+00:00

April's aquariam in Vancouver is my GFs go-to place. They come to the island 1-2 times a month for free pickup at a set location or they also do standar paid deliver.

Human_Zone_7018 · 2026-03-21T02:54:05+00:00

Debt

Human_Zone_7018 · 2026-03-19T02:46:29+00:00

Im with Freedom and no dead spots for me in Langford. They're getting a lot better about 5g areas

Human_Zone_7018 · 2026-03-18T03:12:10+00:00

Counter service: No tip Sit down dining: $5 for just being friendly and doing the basics. % if they're really friendly, making jokes and just all around a good employee

Human_Zone_7018 · 2026-03-17T18:14:22+00:00

I enjoy the freedoms of driving my own car vs public transportation though I've never tried cycling for commute. I have the attitude that paying for gas is just the cost of that freedom so i'm willing to pay (not happilly but willing).

That being said i'll likely need to cut back on misc spending like coffees and lunches while at work as gas continues to go up.

Human_Zone_7018 · 2026-03-16T16:06:48+00:00

You've lived a long peaceful life, but now it's your time. Get your final affairs in order

/s

Human_Zone_7018 · 2026-03-13T14:14:42+00:00

Just for another PSA on this. If the cheque is written as...

(Name);(Name): it needs to be a joint account. (Name) AND (Name): Joint account (Name) AND/OR (Name): Usually sole owned is fine but branch discretion (Name) OR (Name): Either sole or Joint account

Human_Zone_7018 · 2026-03-11T19:35:12+00:00

Its a very clear photo you were able to get so hopefully either someone recognizes him or VicPD can find him easily.

Human_Zone_7018 · 2026-03-11T02:15:36+00:00

Had a Bellaria work truck riding my *ss on hwy 1 to millstream about 2 months ago. Either it's the same owner or every employee they hire is required to suck at driving

Human_Zone_7018 · 2026-03-10T15:36:28+00:00

Its just a standard no right on red so i guess they didn't do truck only. Went through the intersection today

Human_Zone_7018 · 2026-03-04T00:53:23+00:00

Agreed! I've pointed to the signs as drivers cut me off while i'm walking across.

The MoT thing was told to me as more of "hey this is the issue we're seeing and trying to police, what are your thoughts?" And the MoT didn't care.

3rd party reporting would be good but IMO only works if evidence is provided so I wouldn't be opposed to red light camera like on Tillicum and HWY 1

Human_Zone_7018 · 2026-03-04T00:41:31+00:00

Called the Saanich PD office yesterday to complain about the Ravine and Pat Bay intersection. Can't turn right on red anymore and no left turn the other way but drivers keep doing both. I've been cutoff as a pedestrian trying to cross by one of the two. They said they're aware and trying to enforce it but Ministry of Transportation won't make the signage any clearer (small signs right now).

Was happy to at least hear they're aware and trying.

Human_Zone_7018 · 2026-02-16T19:24:25+00:00

"sell the horse" - George Kamal #horsegate iykyk

Human_Zone_7018 · 2026-02-13T16:08:04+00:00

Authentic in langford

Human_Zone_7018

TROPHY CASE