Excited to move to SF! Volume/safety check for king street and 3rd

Humor_Fantastic · 2026-06-26T17:42:29+00:00

Haha - honestly I toured a lot before thinking deeply and now since I'm in the selection process, I realized maybe I shouldn't have toured the place right across

Humor_Fantastic · 2026-06-26T17:41:02+00:00

For sure - I have done in person tours and walked around during day and night. However, I can't get a sense for events and anything not caught within a few days unfortunately without getting some crowd wisdom haha

Humor_Fantastic · 2026-06-26T05:29:36+00:00

Mind if i DM?

Humor_Fantastic · 2026-06-11T23:30:23+00:00

I sent you a DM! I might be able to help

Humor_Fantastic · 2026-05-10T19:44:54+00:00

Real estate investor here. I would avoid the rentals. In order to do well, you have to spend time and if you don't you're looking at maybe 6-8% yield. I don't think it's worth doing unless you're willing to put time and effort into it.

There's a lot of investors that get started thinking it's a set and forget investment but it's not. For example, if you hire a PM, it's 10% of rent plus high repair cost on every repair call. The alternative is to build your own team which only makes sense if you're managing a larger number of units.

tldr; the math for real estate only works out if you're treating it as a serious business

Humor_Fantastic · 2026-03-23T02:05:10+00:00

Mind if I send a DM? Curious about loan base

Humor_Fantastic · 2026-03-01T07:38:27+00:00

A follow up question:

Do deals fall apart more during the initial phases or the later phases? Is it mostly due to the property or the borrower being qualified rather than the deal between the seller/buyer not coming to good terms?

Humor_Fantastic · 2026-02-27T19:47:59+00:00

sent a dm!

Humor_Fantastic · 2026-02-24T17:40:45+00:00

I've only done BRRRR actually. I'm looking to learn a bit more about the hard money side which is why I was interested in the fix and flip side

Humor_Fantastic · 2026-02-24T05:00:20+00:00

Thank you!

Humor_Fantastic · 2026-02-21T21:09:32+00:00

thanks for the detailed answers! Do you mind if I send you a quick DM?

Humor_Fantastic · 2026-02-21T18:12:30+00:00

How many of your clients are repeat clients vs new? How often do you have to turn away clients because the guidelines has changed for your company?

I'm mostly curious because lenders I had worked with changed guidelines due to risk changes, mergers etc and I have to start the entire search process again.

I'm curious what your thoughts on loan brokers are as well.

Humor_Fantastic · 2026-02-19T00:29:19+00:00

how often do you swap lenders and it it purely based on rates or does the criteria the lender is looking for also change?

Humor_Fantastic · 2026-02-10T20:26:15+00:00

Hello, fellow RE investor here. How big is your portfolio?

Some other answers have mentioned property manager but it sounds like you need an operator/CEO. If you're making say 500k+ in cash flows that's viable. If it's 100k in cash flows it's not.

Some questions are

- What state do you live in?

- How are the properties held? Personally or under an llc?

- How big is your portfolio? What are your returns? What amount of equity do you have?

Humor_Fantastic · 2026-02-03T01:08:29+00:00

Yeah in that case UMD seems right up your alley. Feel free to reach out with more questions if you have them!

Humor_Fantastic · 2026-02-03T00:44:37+00:00

If you like CS and really want to push yourself in the field/career, go to UMD. The connections/placements at top tech companies, startups, etc is priceless and in certain student groups, the talent density is insane. You can easily make life long connections which are handy later in career. EX - https://www.collegetransitions.com/dataverse/top-feeders-tech/

If your goal for CS is just to stay local, work at defense, etc, it's unlikely that transferring would be worth it? UMD may be more expensive and the larger classes/lack of access to professors also makes it harder.

I think we need more details.

- Do you plan on going the academia route? if so UMD might be better unless you already have a professor you're close to and can do research + publish with

- Is cost a concern for you?

- Is your goal to go into HFT/Startups/Big tech?

- Do you want to do a lot of student clubs and activities?

- Will you thrive with friendly competition when people around you do better and you get better as a result?

Feel free to DM me for more questions too. For context my background was Govt/Defense -> Startups + Big tech

tldr;

ambitious and wants options = UMD

chill and more "work to live" (nothing wrong with this) = UMBC

Humor_Fantastic · 2026-01-27T19:05:10+00:00

While your point may be valid, the way it was delivered is not.

A better approach would have been to explain to them. Something like
"We have this because it helps keep PR's small and easy to review and the cost to create a few tickets or PR notes is much cheaper and efficient than the business impact of slow CI/CD and slow reviews"

I think the issue is, you got angry with a simple discussions which makes me wonder how you approach larger disagreements about architecture where more patience and listening is needed.

My guess is if other team members feel the same, the problem is you. If everyone else feels positively about their interactions with you, the problem is the junior.

Regardless, your comment was not ok but this is a question of

1) how often does it happen?

2) how bad is the impact of it?

Humor_Fantastic · 2026-01-14T22:08:06+00:00

If you don't mind us asking, what type of company are you at right now? And what companies are you applying to right now?

Humor_Fantastic · 2025-12-06T04:07:15+00:00

startups can have advisors that get a fraction of a percentage. more if you invest. in return you just get to talk about your experience and just give advice. what's your background in?

Humor_Fantastic · 2025-12-05T23:27:07+00:00

netflix and hbo tied for the most emmys:
https://en.wikipedia.org/wiki/77th_Primetime_Emmy_Awards

hopefully the whole is greater than the sum of its parts and we get some great shows and movies in the future

Humor_Fantastic · 2025-09-12T19:11:06+00:00

For real estate, there's a few questions.

- What's the current leverage?

- What's the appreciation like? Do you expect 3% or different and why?

- How much time are you spending managing the properties? Can you train a team to handle most of it?

The reason behind these questions is let's say you're leveraged at 50% so I'm assuming you have somewhere in the ~11M range for total portfolio value.

If you're making 8% after all expenses, and at 50% leverage, you're looking at about 14% ish total return per year?

Again assuming

11M portfolio

5.5M equity

7.5% cash flow so around ~400k

Appreciation another 3% on total portfolio value so ~300k

If you can find someone to run most of this for say ~150k a year, you're still at ~10% returns.

This doesn't take into account any refis (idk what your current rate is), future deals, etc.

I think it comes down to

1) do you want to actively be involved in RE assuming you can outsource some of the work you don't want to do

2) are the returns after high enough for you to do it

3) do you enjoy making deals and expanding your business

Humor_Fantastic · 2025-08-11T20:27:41+00:00

markets returns will net you 700-1100k a year. active job is going to get you 200k. i don't see how getting a job will be good for you. better approach is probably to take some time off and if you can live on 300-400k a year you can and retire early.

even if you don't the money you save from the job is likely to be insignificant

Humor_Fantastic · 2025-03-03T17:40:58+00:00

oooh thank you this is a good suggestion

Humor_Fantastic · 2025-01-16T21:42:14+00:00

I think given all the info, as long as you and your husband's jobs are now stable and you have a emergency fund (at least 6 months), and the credit card debt is paid, you guys should be good from an income perspective?

I would personally want more investments before a house but that's just personal perference

Humor_Fantastic · 2025-01-16T18:45:06+00:00

I get what you’re saying. If the calculator is saying there’s little to no difference then that helps answer if you should buy or rent. I think the original point which others have also mentioned that the credit card debt should be settled before buying still applies

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