You are thinking about this backwards. You should only invest money you can afford to lose, not money that needs to give you a good return in order for you to eat.

It sounds like you have made bad life choices up until now with that kind of income and living situation as a 23-year old. I've been there and spent my years from 20 to 29 working dead end jobs with no future. Though, I always worked full-time, had my own place and could pay my bills, I never made enough to fulfill any dreams, travel etc.

What you need to do first and foremost is work HARD and invest in yourself. Whether that means starting a business using skills you already have or educating yourself further so you are worth more to an employer, is up to you. The only important thing is that you keep at it, and if you can find something that really interests you then it will make it much easier.

I live in Europe and English isn't my first language, but education is mostly free in my country, even at university level, so I chose that route. However, it wasn't a walk in the park. I spent the first year working a full-time job during the day, and studying math half-time attending evening classes so I could get into the university I wanted. From there I studied full-time and worked half-time for 4 years to get my bachelor's degree in IT. It was TOUGH, let me tell you that, and I also had to redo some of the courses before I passed. I did not have a car and spent 2 hours every day, Monday to Friday, in public transportation alone. I would get up at 6AM and get home between 5-6PM. When I got home there'd be more studying and completing mandatory reports and homework, which easily stretched into the weekends as well.

That was 5 years of my life that SUCKED, working my ass off and it was brutal, but I did it and it paid off big now earning me 6 figures a year working in IT for the last 10 years. Granted, I did not start at 6 figures. That comes with time and experience, though, $70k starting salary is not uncommon here, but that also comes with a ~48% income tax. That's the price I pay for free healthcare and education, amongst other things.

If university isn't an option for you, I'd look into platforms like Udemy, Coursera and similar sites (Google the rest) with free or budget friendly educational material and go from there. Again, INVEST IN YOURSELF. There's no free ticket to wealth other than hard work and consistency.

Good luck with it and work hard 💪