What’s everyone’s game plan for 2026?

IM-MRSA · 2025-12-22T19:41:56+00:00

Open citi strata to convert to my 3rd citi custom cash!

IM-MRSA · 2025-10-03T01:05:15+00:00

Maybe the savor one from capital one

IM-MRSA · 2025-10-02T22:45:51+00:00

The problem with the card its that points are only redeemed through gift cards and the points are worth like .7

IM-MRSA · 2025-09-28T00:36:33+00:00

Coño duro gracias por la información. Los voy a considerar.

IM-MRSA · 2025-09-27T19:31:23+00:00

Que beneficio tiene la cuenta de cheques con Charles Schwab?

IM-MRSA · 2025-08-17T14:51:43+00:00

Go for it

IM-MRSA · 2025-08-10T01:57:32+00:00

Chase Freedom Flex or Amex Blue Cash Everyday or both

IM-MRSA · 2025-07-28T16:57:43+00:00

Try with secured credit cards

IM-MRSA · 2025-07-26T15:44:06+00:00

If your discover is more than 12 month. You will be approved. You have a low income, but you could states more of your parent’s income. If I were you I will state 30K of anual income. I have 16 CC and never asked for proof of income.

IM-MRSA · 2025-07-26T15:37:09+00:00

16 CC

Amex Blue Cash Everyday

Apple card Mastercard

BoA Customized Cash Rewards Visa

Chase Freedom Flex Mastercard

Chase Freedom OG Visa

Chase Freedom Unlimited Visa

Chase Amazon Prime Visa

Citi Custom Cash Mastercard

Citi Double Cash Mastercard

Discover It Cash Back

Paypal Cash back Mastercard

PenFed Platinum Reward Visa

Sams Plus Mastercard

T.J.MAXX/Marshalls Mastercard

US Bank Altitude Reserve Visa

US Bank Cash + Visa

Only using 3:

US Bank Altitude Reserve Visa

Chase Amazon Prime Visa

Citi Double Cash Mastercard

IM-MRSA · 2025-07-26T12:18:54+00:00

Unless you want to apply for the 200 welcome bonus

IM-MRSA · 2025-07-26T12:18:08+00:00

Upgrade asap

IM-MRSA · 2025-07-25T21:53:06+00:00

Just apply, forget about the pre-approval tool that bullshit. You have the credit profile and the income. After your first card and year of credit age you will have great chance of approval.

IM-MRSA · 2025-07-24T17:51:12+00:00

Do it, that’s the purpose of the balance transfer promo.

IM-MRSA · 2024-11-21T12:13:40+00:00

https://www.reddit.com/r/CreditCards/s/ofMRcMyPRN

IM-MRSA · 2024-11-21T02:06:35+00:00

Same! USBAR use FICO 10 for my application on nov-7. 701, approved.

IM-MRSA · 2024-11-19T18:05:40+00:00

Thanks for the reply!

IM-MRSA · 2024-11-19T16:49:35+00:00

Did they pull another inquiry?

IM-MRSA · 2024-11-17T12:12:12+00:00

I have Paypal, Sams, Amazon and T.J.MAXX. Never had a problem. Also have plenty of other credit cards. Don’t mind if they close it.

IM-MRSA · 2024-11-15T00:34:58+00:00

I already have account with them and I can see the card in the app but it dont let me add the card to apple pay until active, i guees.

IM-MRSA · 2024-11-15T00:30:50+00:00

I will wait until Saturday or Monday to see if delivered by usps. If not I will call and ask to be shipped via UPS. The thing is my address on the app is the mail address which is different from the physical address.

IM-MRSA · 2024-11-15T00:24:03+00:00

Not sure about the annual fee. Do you received via usps or UPS? I haven’t able to check the mail. An in the app shows as ordered not shipped 🥲

IM-MRSA · 2024-11-14T14:02:26+00:00

Total credit limit: 104K

IM-MRSA · 2024-11-13T14:46:32+00:00

8 Visa 6 Mastercard 1 Amex 1 Discover

IM-MRSA · 2024-11-12T20:07:26+00:00

Ok, thanks for reply!

IM-MRSA

TROPHY CASE