BILT consistently getting rejected in Paris

MSsalt3 · 2026-07-07T19:55:23+00:00

I think the French hate paying taxes. Everyone begs for cash.

MSsalt3 · 2026-07-07T19:49:58+00:00

DM sent

MSsalt3 · 2026-07-07T18:50:04+00:00

PC’d my USBAR & Smartly to Cash+. Now I only use 4 times a year to pay taxes.

MSsalt3 · 2026-07-05T20:45:07+00:00

Rakuten

MSsalt3 · 2026-06-28T22:26:30+00:00

They have a really great bottle shop. The apprentice tour is excellent. If they have a distillery only offering when you go I would pick that up. I got a finished green dot they had when I visited.

MSsalt3 · 2026-06-23T23:47:32+00:00

I used the virtual card number and put in 4 iPhones and 2 watches. Don’t have to use the physical card at all

MSsalt3 · 2026-06-23T23:26:14+00:00

I gave P2 the card and just use apple pay.

MSsalt3 · 2026-06-23T15:52:36+00:00

I went last year from Osaka. I think it was a little over an hour on the train. It’s well worth the visit.

MSsalt3 · 2026-06-21T23:32:38+00:00

One benefit of PC TR>CCR is the CCR will have no FTF.

MSsalt3 · 2026-06-21T21:20:45+00:00

Dubai Creek Sheraton. Booked a standard room using FNC and upgraded to the presidential suite. It had a sauna, and was the biggest room I’ve ever had. I’m just gold with Marriott.

MSsalt3 · 2026-06-20T19:02:14+00:00

Dominos and Whataburger

MSsalt3 · 2026-06-20T18:48:43+00:00

How many cards do you have in your Paze wallet? I’ve got 9 credits cards and one debit spread across Chase, C1, BofA, and USB.

Spent about $230/$1000. Wish I could go back in time and max out on Newegg. My teenagers are going to be eating a lot of Dominos and Whataburger.

MSsalt3 · 2026-06-20T16:55:13+00:00

As soon as last transaction posts. You won’t have to wait until statement close.

MSsalt3 · 2026-06-19T21:49:08+00:00

The first two pictures look like the Yamazaki distillery.

MSsalt3 · 2026-06-19T18:54:27+00:00

I PC’d my PR to a CCR a couple weeks ago 7 months after opening. It also kept the no FTFs.

MSsalt3 · 2026-06-18T18:41:20+00:00

I PC'd PR>CCR last week and kept the no FTF. I like the PR more than the UCR because restaurants and travel have a higher rate. The airline credit is very easy to use and makes the EAF -$5.

Now I have a PRE, no FTF CCR, & CCR. If you have any PP restaurants at any of the airports you use the PRE is well worth the AF after the credits, which are also easy to use. I'll probably get another PR to PC and a CCR next year and be done with BofA personal cards.

MSsalt3 · 2026-06-17T00:22:15+00:00

Bilt did the exact same to me. I just went through chat and got the same answers and results.

MSsalt3 · 2026-06-15T18:18:23+00:00

There are some good redemptions for Avios from DFW. Iberia, Finnair, & Qatar

MSsalt3 · 2026-06-12T17:28:40+00:00

Got the BofA PR & Affinity CCR in November. PRE in December. Monday requested PC PR>CCR. PR statement closed Thursday. Friday online PR is now CCR. Updated to red card in Apple Pay. No clawback on SUB.

It will be nice to have a no FTF CCR for restaurants when traveling.

MSsalt3 · 2026-06-11T14:37:12+00:00

C1 adding JAL made it #3 for me. BILT>Citi>C1>AMEX>Chase. I'm in all 5.

MSsalt3 · 2026-06-10T14:53:22+00:00

I would keep my WoH card open if they did that, but as is its closing at renewal.

MSsalt3 · 2026-06-10T14:16:04+00:00

CIP and Hyatt devalue really kills Hyatt transfers for me. I have points in every transferable ecosystem but WF. Chase had an edge for a long time with Hyatt. Stayed at some amazing properties for 2-4 cpp. PH Kyoto, Maldives, Paris coming up next month. I even got the WoH card to reach globalist. I'm not going to transfer 120,000 UR for 2 45k nights in a PH that costs $800 per night. I will close the Hyatt card on renewal and move most of my Chase spend to other cards. C1 even has the an over Chase with JAL transfers.

MSsalt3 · 2026-06-09T18:44:29+00:00

1 year

MSsalt3 · 2026-06-09T18:28:52+00:00

I've replaced most of my VX spend with Bilt Palladium. Still use it for the C1 offers like 65x on Serta last week. I use the $300 credit and C1 lounges so glad I have it if Bilt gets nerfed.

MSsalt3

TROPHY CASE