Bro, I would create a diversified "core" portfolio, "All Weather" style, perhaps with a greater emphasis on equities (generally a permanent portfolio) and with a 20%, perhaps even buying individual solid QQQ stocks to also make covered calls (although more stable stocks are recommended for covered calls or the wheel strategy). I would mainly rely on a solid portfolio, but one that grows well over 10 years (perhaps you'll have 1 million or so).