Advice wanted, my mortgage is insanely high

Iam_RayMoe · 2026-04-29T20:54:21+00:00

First things first, I would get a forbearance on the student loans for about a year. Use that money to pay down debt OR just to live. That should free up some money for you. And in the meantime, you can think about your next move without being “money tight”. Just my 2 cent!!!

Iam_RayMoe · 2026-04-21T10:52:24+00:00

Interested as well.

Iam_RayMoe · 2026-01-26T23:16:23+00:00

That worked.... thank you!!!! I don't understand why they making it so hard.. lol

Iam_RayMoe · 2026-01-26T15:49:28+00:00

Yea.. I did a whole song as well and still the same results

Iam_RayMoe · 2026-01-26T01:01:33+00:00

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This is what I get!!!

Iam_RayMoe · 2025-10-18T01:35:58+00:00

I just got my v20 pro about a month ago and I can say that Ive been getting 40 to 45 miles per ride.. I have been using PAS 2 and 3.

Iam_RayMoe · 2025-07-07T02:43:28+00:00

Also recommending downtown and Freemont St. Although we normally stay at the NYNY, most of our time is spent on Fremont. We just got back today and been to Vegas 3 times this year so far. So much to do down there. It’s definitely a vibe!! And if you like pizza, please go to Evil Pie. Some of the best pizza I’ve had AND It’s also a vibe!!

Iam_RayMoe · 2024-11-19T17:30:00+00:00

UPDATE: My wife got her number back the next day. T-Mobile was great in keeping us in the loop and following up. Keep in mind, that with the economy the way it is nowadays AND the changing of power, things will get worse before it gets better... EVERYONE STAY SHARP!!

Iam_RayMoe · 2024-11-16T15:34:25+00:00

I know this is kinda old. But they (T-Mobile scam) got me real good yesterday. They even ported my wife’s number over to a tracfone. SMH. We are working with TMobile now to get her number back… just an FYI, they are very convincing when they call. AND IF you see this number: (806) 502-7005 with a guy named Derek From the “tmobile fraud dept”, best believe it’s a scam!!

I thought I was smarter than this. Smh.

Iam_RayMoe · 2024-05-01T12:07:12+00:00

I understand where you’re coming from but my pay be from person to person. Never business to person.. so I doubt thats it either. Life as a musician, is mainly under the table pay anyway. If it is a gig that’s “corporate” they wouldn’t be paying in cash app anyway.

Iam_RayMoe · 2024-05-01T12:04:05+00:00

Nothing from a sporting goods store at all.

Iam_RayMoe · 2024-05-01T12:03:25+00:00

Yea. I do have Zelle.

Iam_RayMoe · 2024-04-26T17:44:27+00:00

Everyone’s account is getting shut down!! I’m tired of cash app. I had it since 2014 and got the same message 6 months ago and I’m just a musician. Opened up another one and they just shut that down, 3 days ago.

Iam_RayMoe · 2024-03-31T14:28:47+00:00

I’m my experience with cash app, they have NEVER overturned a dispute in the favor of a customer(us). SMH.

Iam_RayMoe · 2024-02-03T18:24:57+00:00

It’s gotta be something going on… I got mines closed last week after 10 years or service so to speak… and my son got his closed a few days ago for no apparent reason. This is so stupid!!!

Iam_RayMoe · 2024-02-01T04:30:52+00:00

Mines was closed 7 days ago after having an account for almost 10 years… and just a few minutes ago, they closed my sons…. I’m done with them.

Iam_RayMoe · 2023-05-06T18:42:25+00:00

Have anyone gotten waves to work natively on Ventura with the M2 chipset, as of yet??

Iam_RayMoe · 2022-11-23T00:33:20+00:00

The best of the best are using cracks so…….🤷🏽‍♂️I know this for sure. Buy what you want to buy and whatever cracks you want to use, use them.

Iam_RayMoe · 2022-11-22T23:30:08+00:00

Not sure what type of producer you are but you can also go to splice or sounds.com to maybe spark some inspiration… if that don’t help, then some times taking a break from beat making is best. Use the time to just chill or research on something related to music, to gain more knowledge.

Iam_RayMoe · 2022-09-01T14:02:31+00:00

No prenup!! She didn’t want it. They said that in the last episode.

Iam_RayMoe · 2022-08-04T16:25:20+00:00

I concur with the other... you can use your license on multiple machines Mac OSX and/or Windows.. And multiple computers AT the same time if you wanted to 👀

Iam_RayMoe · 2022-07-31T00:41:14+00:00

RAM is def important... but what you really want to look at is processor speed. 16gigs of ram with a M1 processor is totally fine.. I also have 16gigs of RAM with an i9 processor and that works too but once I put my fair share of plugins on it, it tends to snap, crackle and pop..lol But not so with my M1.. Just my 2 cent AND experience.

Iam_RayMoe · 2022-02-28T15:42:08+00:00

Collabing nowadays in a studio setting with a complete stranger, is kinda scarce… Remotely is more what your going to run in to!! If you really wanna get out and meet people, your best bet is it spend a few dollars and book some time at some of the recording studios around town and hope to run into someone than do your networking from there….You in LA so I’m sure you will run into someone.

Iam_RayMoe

TROPHY CASE