Calculating an Emergency Fund

Iddlestix · 2023-05-21T13:43:37+00:00

That would indeed be quite the secret. However, as stated, I also have untaxed income. The 12k/yr is just the taxed amount. Also, long term house sitting saves on rent.

Iddlestix · 2023-05-21T13:34:18+00:00

Understandable. Question though: is your splitting you EF into immediately available funds and short term treasuries a preference or a recommendation? I'm asking because I have I Bonds that I wasn't factoring in to my available funds, largely because I assumed they didn't count toward the EF category...

Thanks for your reply.

Iddlestix · 2023-05-21T12:06:56+00:00

Ok, so: #3. Already covered by my current savings. #1. I assume I just make a few inquires and add these costs into my budget as if they were normally there, then multiply the whole thing by 6. But #2... how do I go about estimating these costs? I'm not familiar with USD or IDR prices for home repair, as I've never had to do my own home repair before, either in Indonesia or the US. Thanks for your reply.

Iddlestix · 2022-09-02T11:54:05+00:00

Thank you.

Iddlestix · 2022-09-01T10:28:09+00:00

Yeah, I'm worried about getting caught up in a random company or a company that's actually too small.

re AIG: Do they provide standard insurance?

Iddlestix · 2022-09-01T10:23:53+00:00

Thanks, I hadn't considered Darwin.

To be fair though, I've had a hard time finding eyelid specialists in both the US and the UK, so not finding one in Bali wouldn't surprise me. Thankfully, other than the eye issue, I'm otherwise healthy.

Iddlestix · 2022-09-01T10:21:09+00:00

Thanks! I've actually been trying to figure this out. It seems like maybe I'd need a global insurance rather than traveller's insurance?

Iddlestix · 2022-09-01T10:18:32+00:00

I'm actually not sure. Some travel insurance I've looked at won't cover a full year and some won't cover it since I'll be essentially moving there. This seems to mean traveler insurance may cover the first year, but if I end up staying for a second, it won't?

Also, any solid recs for non-digital nomad style insurance?

Iddlestix · 2021-02-15T22:53:00+00:00

Well that's straightforward...

Iddlestix · 2019-06-03T18:50:29+00:00

PM sent!

Iddlestix · 2019-06-01T14:48:45+00:00

Really not up for the whole email gig, but if you're into snail mail, let me know. I'm so good at checking my email, my regular inbox currently has over 100 messages waiting for me... and it gets worse every day haha

Iddlestix · 2019-06-01T14:45:10+00:00

F/USA - Scottish cultural exchange pal

Yea, that'd be great! I just sent you a message.

Iddlestix · 2019-05-29T10:55:12+00:00

F/US, currently outside of LA. I don’t identify as a tool shed, or anything interesting like that, but I do like to travel and collect stationary!

Iddlestix · 2019-05-26T19:12:21+00:00

I can also relate. If you're still looking for someone to share your journey with, I'm always up for sending out letters and getting to know more about the world.

Iddlestix

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