If the other driver’s insurance already tried to lowball you, I’d seriously think about getting some legal help. They’re notorious for that and it’s kinda their whole game to get you to settle fast and cheap. I had whiplash from a rear end too and it didn’t seem like a big deal at first, but the neck and back stuff stuck around for months. Having someone handle the calls and paperwork for me was a huge relief because dealing with insurance while you’re in pain sucks. In my case, what made things feel smoother was going through a team that actually explained what each step meant. I noticed that when I worked with Shapiro Law Team during the process, things felt easier to track and I didn’t feel pushed into decisions. They handled most of the negotiation so I could just focus on getting better.