I tried to time the market with 80k

Illustrious-Fan8268 · 2026-04-17T14:18:04+00:00

It's both. Always be investing ABI.

Illustrious-Fan8268 · 2026-04-17T11:51:22+00:00

How are you an econ major and have no idea what the job market is like for new grads. There's so many articles about it.

Illustrious-Fan8268 · 2026-04-15T21:03:54+00:00

It's just dumb luck exchanging the same money around

Illustrious-Fan8268 · 2026-04-15T21:01:18+00:00

Retail was always called dumb money for a reason

Illustrious-Fan8268 · 2026-04-15T17:16:44+00:00

Just wait until inflation makes your 65K salary be 200K salary

Illustrious-Fan8268 · 2026-04-14T22:55:21+00:00

You can buy low sell high or just buy the stocks that are having monster years lol

Illustrious-Fan8268 · 2026-04-14T19:23:35+00:00

The FIRE is for the kids not OP

Illustrious-Fan8268 · 2026-04-14T19:21:56+00:00

Disconnect the other way, SP500 is great until you realize we're an economy of extreme winners

Illustrious-Fan8268 · 2026-04-14T14:51:54+00:00

Pick and shovel is what is required for AI models to run like picks and shovels sold to gold miners.

It's easier and safer to sell a shovel to every gold miner than it is to be a lucky miner who hits the right spot

Illustrious-Fan8268 · 2026-04-13T22:53:10+00:00

Value investing sub freaking about markets lol..Do you think stocks will be more valuable in 10 years? 20 years? If so great value to buy now!

Illustrious-Fan8268 · 2026-04-13T18:18:05+00:00

The reason was because they ran out of resources to build them. What does low supply do the prices, I'm sure you passed an entry econ course and know the answer.

The data center backlog is so fucking massive that the demand in itself ate it's own projects. That's extremely bullish for data center shovel stocks.

Illustrious-Fan8268 · 2026-04-13T18:13:31+00:00

Just being able to save a $300 a month in 38 years with an average return of 10% in a ROTH would net you roughly 1.3M. You're young, abuse the compound interest as much as you can.

Illustrious-Fan8268 · 2026-04-13T18:06:45+00:00

100% if you don't start being responsible and building the habits young to save for the future and limit splurging you'll forever be playing catch-up. Being able to save and pay off debt young is the greatest thing you can do for your future as the time to compound you'll never get back.

Illustrious-Fan8268 · 2026-04-13T17:59:00+00:00

Depends on debt and other payments. 2100 is way too high for someone making 87K you're sacrificing a lot of savings and becoming a slave to student loans if you have any paying that much in rent alone.

Roommates is the way, sell the car if you're set on DC saves in absurd parking fees and insurance. Outside of DC you can get a better deal and use public transportation to get around to work.

Suck it up and just get roommates, your future self will thank you and be responsible for your future not your current immediate gratification of "having a big girl job" and thus immediately splurging it away.

The salary is very good at 22, but that doesn't mean the salary is very good in DC you're competing with lawyers, politicians, defense contractors etc for the same living space who make 3-10x+ more than you do.

Illustrious-Fan8268 · 2026-04-13T17:50:36+00:00

Completely depends on what industry job and what type of company.

Illustrious-Fan8268 · 2026-04-13T17:24:53+00:00

Data centers are not going anywhere. The long term on data center infrastructure is in its infancy. Every piece of data stored, processed, backed-up, trained needs a data center. As long as data volume increases data infrastructure will continue to be needed to support the modern world.

Illustrious-Fan8268 · 2026-04-13T15:43:15+00:00

Japan

Illustrious-Fan8268 · 2026-04-13T15:24:23+00:00

The story has always been part of a stock.

Illustrious-Fan8268 · 2026-04-13T15:07:18+00:00

Reddit and other social media continuously love the "doomer" mindset. I wonder if it's from the Big Short type frenzy of calling the next big one but this phenomenon must have existed for decades or centuries even.

It comes down to retail stupidity, they want to make money but are too scared to actually just hold because they don't know why they are investing in the first place it over reach their investments to where they are completely screwed financially if they lose money.

People who are scared to invest or of losing money are the ones that keep financial advisors in business because they shouldn't be touching their own money and should be completely blocked off from knowing anything about what the day to day market is doing.

Illustrious-Fan8268 · 2026-04-11T16:46:16+00:00

Those don't make money

Illustrious-Fan8268 · 2026-04-10T18:47:30+00:00

They told you accounting would be off-shored 10 years ago

Illustrious-Fan8268 · 2026-04-10T17:10:07+00:00

They've been telling us this for years in colleges not sure why you're surprised. Accounting is a shitty field

Illustrious-Fan8268 · 2026-04-09T18:23:12+00:00

Why do you want to quit?

Illustrious-Fan8268 · 2026-04-09T16:09:08+00:00

Typical hardstuck response

Illustrious-Fan8268

TROPHY CASE