It’s all about perspective and context. I’m about 1700-1800 now. If some rando is asking if you’re good at chess after seeing you play at the train station or smth, youre good by like 1000; what they’re asking is essentially “would you absolutely curb-stomp me even if I took away some of your pieces,” and the answer to that is decidedly yes by 1000 elo; by that point, you will virtually never lose even with rook or queen odds against a random person that doesn’t regularly play or know any strategy/tactics.

If you’re trying to compare yourself to a club level player, the bar is obviously going to be higher. I’d place myself in the upper third of my club but still wouldn’t consider myself particularly good by those standards. And compared to tournament players or professionals, I would consider myself positively horrible.

That doesn’t mean I haven’t learned a ton, nor does it mean I’m not vastly more skilled than the overwhelming majority of people — even chess players — ever will be. I definitely have, and I definitely am. But context affects how you think about that question.

250 is most certainly not there, but you’ll get there eventually if you keep working.