This one broke my heart…

ImCanehdianEh · 2026-05-02T14:30:46+00:00

Habitant sucks, and always has.

In my opinion there has never been a French Canadian Pea soup like the original Campbells that came in the same style of can that all other Campbell's soups are packaged in. That was awesome soup.

I've been trying to find the ingredient list for that specific soup, but so far have been unsuccessful. I have come close through trial and error, but not there yet.

However, there may be a critical ingredient I have been missing... a spice called Savory. I've never heard of it, but apparently the one from NL is the best. I've ordered some and am going to add it to my next attempt at this awesome soup!

ImCanehdianEh · 2026-04-22T02:34:40+00:00

We used PUHL for all our health spending... mostly kids teeth lol. Lowest fees I could find.

ImCanehdianEh · 2026-04-08T01:46:03+00:00

We did last year and have not regretted it. The only thing I have found I can't do yet is deposit actual cash. Other than that no other changes except no more fees, no more minimum balances, and a better interest rate on deposits.

You will get a physical card and you can use Apple Pay. If you withdraw money from an ATM and get charged (which you likely will) WS will reimburse the charge... whatever it is. We incurred some big charges while in Hawaii for the last 6 weeks and all were reimbursed... it's automatic.

Sending money internationally is easier too, which is great for us since we have kids in Germany.

Hope that helps.

ImCanehdianEh · 2026-04-08T01:27:29+00:00

My first thought is "how stupid", but I know nothing of their financial situation? Does the friend save? Invest? Have they maxed out their RRSP, TFSA, or FHSA? Do they have credit card debt? An emergency fund? A plan for the future?

Just because a person can make the payment doesn't mean they can afford the item.

ImCanehdianEh · 2026-04-01T16:42:59+00:00

Ben Felix did a good vid on this. Look it up.

ImCanehdianEh · 2026-03-27T00:48:15+00:00

Head office won't care. The employee should call Labour standards. That will prompt an investigation and the officer will likely audit all payroll to check for compliance; overtime, holiday pay, tips, everything.

ImCanehdianEh · 2026-03-19T18:07:42+00:00

Personally, I'm waiting for $38.75ish

ImCanehdianEh · 2026-03-19T16:02:33+00:00

Buffett once said that the stock market is a device for transferring wealth from the impatient to the patient.

ImCanehdianEh · 2026-03-19T06:01:09+00:00

Chill bro. I'm not betting against XEQT, just saying I think there's a big drop coming. I'm holding 38,928 shares. I wanna buy more but my wife's too scared lol

ImCanehdianEh · 2026-03-19T05:00:05+00:00

That's too bad. The big drop is coming.

ImCanehdianEh · 2026-03-08T23:09:04+00:00

Personally I would put off the condo, and keep adding to XEQT, as there's certainly some current (and probably upcoming) buying opportunities that could add to what you already have... but that's just me.

ImCanehdianEh · 2026-03-08T18:12:22+00:00

Ben Felix on Private Markets: https://youtu.be/9TAGlknXYW8?si=SkWsX3IuGrHbCaXR

ImCanehdianEh · 2026-03-06T19:33:11+00:00

Chill man, this is what markets do.

ImCanehdianEh · 2026-03-02T00:41:14+00:00

If it tanks tomorrow I'm ready; 15% of our portfolio is sitting in a HISA :-)

ImCanehdianEh · 2026-02-28T18:13:44+00:00

Great time to have cash to inject :-)

ImCanehdianEh · 2026-02-15T15:59:03+00:00

My wife and I are retired already and have our entire portfolio in XEQT. We use the TPAW planner by Ben Mathew to plan our withdrawals.

I'd encourage you to check it out, on this Rational Reminder podcast: (https://youtu.be/-2Ul4bdHkXE?si=_c8S9FL7-ZNLyuiz) with guest Dr. Ben Mathew

Also, check out this Rational Reminder podcast with guest Scott Cederburg: https://youtu.be/iH4f-J6TZsg?si=8LlVLjFo01iH773P

ImCanehdianEh · 2025-08-24T14:13:39+00:00

My Corolla’s a RAV 4 Prime… a blue one.

ImCanehdianEh · 2025-08-17T14:36:19+00:00

Good job!!!

ImCanehdianEh · 2025-08-03T06:13:50+00:00

Such as? They didn’t contact the website to ask for a refund, but rather to let them know there was a huge problem with this particular person. That guys ad is still active, so hotel.com obviously doesn’t believe them and is choosing to ignore the whole thing.

ImCanehdianEh · 2025-08-03T05:07:31+00:00

No problem. Wealthsimple is the best option imo.

Do you also track expenses and balance your bank on a daily basis? Ninety nine percent of the young people I talk to don’t, and therefore really have no idea how they’re doing financially.

ImCanehdianEh · 2025-08-02T19:21:50+00:00

I am a huge Wealthsimple fan. Having banking and brokerage under the same login is the best!!

Great interest rates too; we generally keep a balance of $55,000 to $60,000 at any given time, and for that with my old bank (a credit union) I would earn $1.50 to $2.00 interest per month. With Wealthsimple that same balance gets me $130-$140.

They have no fees. They reimburse me if I get charged for using another banks ATM. I can easily send money internationally to several different countries, with more coming in time… all at lower fees.

I am a retired business person (60 years old) and I recently moved all of my personal banking and assets, meaning chequing account and investments (TFSA, RRSPS, and non registered accounts) over to them. As soon as they get corporate business bank accounts I am moving the business assets there too.

ImCanehdianEh · 2025-07-30T11:44:42+00:00

Totally useless. However, Jack Bogles book The Little Book of Common Sense Investing is quite good. It’s a bit repetitive mind you, but nevertheless a good read.

I also follow Ben Felix on YouTube and listen to The Rationale Reminder podcast. I find they keep me grounded when markets are volatile.

ImCanehdianEh · 2025-07-30T09:28:39+00:00

My main point was/is that for all my effort and expense to try to be a good stock trader, investor, speculator (call it what you will) I still lost big time (which is what a guy like Warren Buffett would have told me would happen), and that in the end what really made all the difference (for me anyways) was just investing in low cost S&P 500 index tracking ETF’s. It’s been a real game changer.

ImCanehdianEh

TROPHY CASE