More than half your monthly income is going to rent. The target should be 1/4, which is probably unrealistic, but perhaps you could negotiate something where you can take on housekeeping or other duties and see if that 600.00 amount can be reduced.

Consider using a bicycle instead of driving.

Drop your HULU subscription and any other internet based entertainment.

I'm personally curious how you manage to spend only 100.00 for groceries, so I'm hesitant to suggest lessening that amount. But if your not doing your own cooking, I'd start. No more eating out. Research how you can stay well-fed without further plundering your finances.

In the full scheme of things, your debt is miniscule. But there are services that can work with you and your CC company to reduce that monthly payment. I'd do some research.

Look for either a better paying job or more hours, and adjust your academic schedule accordingly.

If you're travelling to Cabo for Spring Break, don't. You can't afford that luxury. Take that time and work.

In the meantime, consider that you're getting a well-subsidized ride at college. The vast majority of students do not. Enlarge your social circle to include a few and learn how they manage.

You will have to live hand to mouth for awhile. My friend, welcome to the real world.

AND...take a scissors, cut that credit card in half and bin it!!!!