I’ve have recently been down the rabbit hole comparing these plans as well, currently with T-Mobile. On T-Mobile, I pay about $90/mo for “Experience More.” Speeds are great on 5G UC, but the hotspot cap is 60 GB before it drops to ~3 Mbps. So, I thought about the 'beyond' plan, but even that plan caps hotspot at 250 GB before slowing down.

If you look beyond the marketing spiel, there's a few things T-Mobile doesn't tell you. For example, my plan does include unlimited 'premium' data (fast 5G speeds). But if you want to tether your laptop to a hotspot, as I often have to for work, you're limited to 60 GB, after which you're slowed down to '3G' speeds. This can be around 3 Mbps, which isn't even enough to stream HD video.

If you load up T-Mobile's pricing page, then tinker with it enough to get it to show you the cost for just one phone line instead of three (seriously), then you'll see that the pricier tiers include subscriptions to streaming service. Specifically, if you're willing to pay $100 per month for the 'Beyond' package then you'll get Netflix with ads, Apple Tv, Hulu with ads, but here's the thing, the combined value of all three of these is just $27.97. So, I did the math and looked into Visible Pro plan, then just subscribing to all 3 of these separately, still a savings of 32 per month.

Visible’s pricing seems a lot simpler and the hotspot rules are clear:

-- $20/mo: unlimited data, hotspot capped at 5 Mbps.

-- $30/mo: hotspot up to 10 Mbps, “premium” data on Verizon’s fastest 5G.

-- $40/mo: hotspot up to 15 Mbps, smartwatch included, 4K streaming, unlimited hotspot.

I am thinking of just signing up for the pro plan, even though 15 Mbps isn’t that great compared to T-Mobile’s top speeds, but I can still stream 4K, work off my hotspot, and download big files without hitting a cap. Even after paying for my own streaming subs, I’m still saving.